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Best Mortgage Refinance Companies in Overland Park

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10500 Barkley Street, Overland Park, KS 66212
Overland Park, KS 66212
  • New Construction

Alpha Mortgage LLC is a mortgage refinance company that serves Overland Park. The business helps individuals in selecting the right mortgage loans with the best interest rates. Its team of professional mortgage consultants has a combined experience of over 100 years and it is well-versed in handling a wide range of loan options including FHA and VA. Clients can utilize the calculator tool on the company's website for comparative purposes. The company has been operating for more than 20 years.

10500 Barkley Street, Overland Park, KS 66212
Overland Park, KS 66212

Website(913) 498-8589

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

11700 W 135th St, Overland Park, KS 66221
Overland Park, KS 66221
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

For more than 125 years, Capitol Federal has specialized in lending for home mortgage refinance in Overland Park and the Greater Kansas City area. Homeowners can refinance their existing mortgages using the bank's online pre-approval and application process. There's also a mortgage refinance calculator to help clients determine if it's their best course of action. Various mortgages are available, including conventional fixed-rate mortgages with terms of up to 30 years, adjustable-rate loans with fixed rates of one, three, and seven years, and loans supported by FHA, VA, and USDA. The bank also offers home equity loans.

11700 W 135th St, Overland Park, KS 66221
Overland Park, KS 66221

InstagramWebsite(888) 822-7333

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6330 Sprint Pkwy 450, Overland Park, KS 66211
Overland Park, KS 66211

CapWest Home Loans provides a wide range of services for Overland Park residents including mortgage refinancing. It assists clients with various home loan options including hybrid adjustable-rate mortgages. This loan option is a combination of an adjustable rate loan and a fixed rate loan. It caters to clients who expect to refinance in the future. CapWest Home Loans uses technology that allows clients to submit documents, contact the team, and check the status of their loan using their mobile phones.

6330 Sprint Pkwy 450, Overland Park, KS 66211
Overland Park, KS 66211

Website(888) 295-6990

Show Number
6850 College Boulevard, Overland Park, KS 66210
Overland Park, KS 66210
  • New Construction

Chad Trease is a production manager at PrimeLending, a mortgage refinance company helping residents in Overland Park with their financing needs. Chad assists homeowners in lowering their interest rates, reducing loan terms, converting ARMs to fixed-rate mortgages, and obtaining cash-outs from their homes. He also provides loan options for first-time homebuyers and renovators. These include conventional loans, FHA, VA, USDA, Jumbo, and new home construction packages. His company, Prime Lending has been in the mortgage industry for over 30 years.

6850 College Boulevard, Overland Park, KS 66210
Overland Park, KS 66210

Website(913) 749-5940

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7400 West 132nd Street, Overland Park, KS 66213
Overland Park, KS 66213
  • New Construction

Chuck Rusnak is a mortgage officer under Fairway Independent Mortgage Corporation, a refinancing company in Overland Park. He educates borrowers on the fundamentals of the refinancing process, including the reasons for taking mortgage refinancing options. His services include interest rate reductions, cashouts, home equities, home values, and loan term changes. Additionally, he offers short-term and long-term loan products and guides clients in choosing the appropriate type of loan. Chuck has been in the mortgage industry for over 29 years.

7400 West 132nd Street, Overland Park, KS 66213
Overland Park, KS 66213

Website(913) 721-8219

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

995 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6900 College Boulevard, Overland Park, KS 66211
Overland Park, KS 66211
Instagram
  • New Construction

Community Lending of America, Inc., is a mortgage refinancing company located in Overland Park. It assists its clients in determining the mortgage loan and type of loan programs based on their budget. Its mortgage loan professionals also help them understand the use of home equity loans to pay off credit cards and perform home improvements. Jeremy Marks, the owner and founder of the company, has more than 20 years of experience in the mortgage refinancing field.

6900 College Boulevard, Overland Park, KS 66211
Overland Park, KS 66211

InstagramWebsite(913) 381-3333

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

70 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

16110 W 65th St, Shawnee, KS 66217
Shawnee, KS 66217

CommunityAmerica Credit Union is a mortgage provider serving homeowners and businesses in Overland Park since 1940. The company helps its clients to refinance into loans with lower interest rates and shorter terms. It issues FHA loans for customers with lower credit ratings and VA loans for military veterans. Homeowners in rural areas may be eligible for the company's USDA loan package. Additionally, it provides conventional mortgages with fixed or variable interest rates with down payment requirements as low as 10%. CommunityAmerica Credit Union offers fast pre-approval through its secure online application portal.

16110 W 65th St, Shawnee, KS 66217
Shawnee, KS 66217

Website(913) 905-7000

Show Number
6201 College Blvd Ste 100, Overland Park, KS 66211
Overland Park, KS 66211

Founded more than 100 years ago, First Bank is one of the more established mortgage refinance lenders in Overland Park. The family-owned bank has mortgage loan advisors in locations throughout Kansas, Missouri, Nebraska, and California, who work one-on-one with their clients. They can offer a full range of products to suit the unique needs of each customer. These include FHA loans for those with imperfect credit scores, VA loans for qualifying past and present members of the military, and conventional loans with fixed and adjustable rates. The bank also specializes in helping small businesses.

6201 College Blvd Ste 100, Overland Park, KS 66211
Overland Park, KS 66211

Website(913) 226-4737

Show Number
7500 College Boulevard, Overland Park, KS 66210
Overland Park, KS 66210
  • NMLS #: 39166

LeaderOne Financial Corporation is an employee-owned mortgage refinancing company that serves clients in Overland Park. The business offers a variety of loan options for homeowners, homebuyers, and real estate investors, which include FHA, VA home, USDA, HARP, conventional, and reverse mortgages. Since its establishment in 1992 in Kansas City, it has grown into more than 90 branches, over 550 employees, and more than 280 licensed originators. Its mortgage loan specialists are originating over $1 billion in conventional and government loans.

7500 College Boulevard, Overland Park, KS 66210
Overland Park, KS 66210

Website(800) 270-3416

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

347 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

5201 Johnson Dr, Mission, KS 66205
Mission, KS 66205
  • Reverse Mortgages
  • NMLS #: 39166

Security Bank of Kansas City is a financial institution with over 80 years of experience providing mortgage refinance services to customers in Overland Park. Its expert loan officers develop refinancing plans tailored to the client's financial situation and long term objectives. Security Bank of Kansas City helps homeowners to consolidate debt, borrow against the value of their home, or simply take advantage of better interest rates and maturity options. The company issues traditional mortgages with adjustable or fixed rates and various repayment schedules. Customers can determine their eligibility with a fast and secure online application process.

5201 Johnson Dr, Mission, KS 66205
Mission, KS 66205

Website(913) 281-3165

Show Number
435 Nichols Road, Kansas City, MO 64112
Kansas City, MO 64112
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Trish Reedy is a mortgage broker at Trusted Lending Center in Overland Park. With over a decade of experience, Reedy strives to help homeowners refinance into new loans and reach their financial objectives. She can assist those who wish to consolidate debts, cash out on home equity, or find a mortgage with better interest rates and maturity options. This mortgage broker issues classic residential mortgages with fixed and variable rates. Trish Reedy also offers jumbo loans for properties exceeding the local limits on conforming mortgages.

435 Nichols Road, Kansas City, MO 64112
Kansas City, MO 64112

InstagramWebsite(913) 355-5002

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

53 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9393 West 110th Street, Overland Park, KS 66210
Overland Park, KS 66210
  • Reverse Mortgages
  • New Construction
  • Multi-Family Loans

United Mortgage extends its assistance to borrowers in Overland Park with mortgage financing needs. Specializing in refinancing and residential mortgages, it helps homeowners convert to different plans and loan types, which include FHA, USDA rural home, and single-close construction loans. As part of its mission to give back to the community, the company sends five percent of its profit to charity projects and organizations. United Mortgage has been serving in the mortgage field since 2007.

9393 West 110th Street, Overland Park, KS 66210
Overland Park, KS 66210

Website(888) 220-1064

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

18 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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