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2024

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Best Renter's Insurance Companies in Saint Paul, MN

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Saint Paul Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

107Reviewed

66Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Saint Paul, MN
WebsiteLicense: 40344347

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
4.8 (10)

Why choose this provider?

Kriener Insurance serves residents of Saint Paul and the surrounding communities. It provides a variety of insurance products, including renters' insurance. Renters' insurance covers clients' personal belongings that are damaged or stolen both on and off their properties. The company also provides policyholders with medical coverage for guests injured on their property and protection from potential civil lawsuits. Traveler, Kemper, and Allstate are among its partner carriers. Kriener Insurance also caters to customers in Wisconsin.

  • Condo Insurance
  • Renter's Insurance
  • Commercial Insurance
  • Home Insurance

Saint Paul, MN

Expertise.com Rating

Why choose this provider?

Need help contacting a Renter's Insurance Company in Saint Paul? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

1565 Como Avenue, Saint Paul, MN 55108
WebsiteLicense: 1233

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Michael F. Collins is a professional agent who offers renters' insurance to residents of Saint Paul. This type of insurance policy covers damages to the renter's personal property caused by fire, water damage, vandalism, or burglary. It also covers vehicle damage. Michael has been a State Farm insurance agent since 1984 and has received awards, such as Legion of Honor Qualifier and National Convention Qualifier. He can be reached directly through the call and email details on his website.

  • Multiple Carriers

1299 Arcade St, Saint Paul, MN 55106
WebsiteLicense: 40521917

Expertise.com Rating

Review Sources

Google
4.5 (10)

Why choose this provider?

Ana Espinoza Merlos is a Farmers Insurance agent who serves clients in Saint Paul. She offers several products, including auto, renters', life, business, and recreational insurance. Renters' insurance helps individuals protect their belongings while renting. She also assists small business owners in customizing their business insurance policies to cover specific needs and challenges, reduce risk, and protect their investments. Ana has over three years of experience with the agency. She also accommodates clients from the Spanish-speaking community.

  • Multiple Policy Types

625 Southview Blvd South, Saint Paul, MN 55075
WebsiteLicense: 20024431

Expertise.com Rating

Review Sources

Google
4.9 (43)

Why choose this provider?

Christopher Kisch heads a State Farm insurance agency that serves residents in and around the Saint Paul area. Included in his products is renters' insurance, which reimburses losses from different perils such as fire, falling objects, windstorms, and lightning. He also helps pay for additional living expenses, in case the insured property becomes uninhabitable. Clients may also add coverage for valuable items, including jewelry, banknotes, and goldware. Kisch and his team have more than 75 years of collective industry experience.

  • Multiple Policy Types

1901 Minnehaha Avenue East, Saint Paul, MN 55119

Expertise.com Rating

Review Sources

Google
4.8 (11)
Facebook
5.0 (2)

Why choose this provider?

Serving the residents of Saint Paul and the surrounding areas, East Metro Insurance specializes in a wide range of personal and commercial insurance products, including renters' insurance plans. This independent insurance agency also offers automobile, manufactured home, personal umbrella, recreational vehicle, watercraft, and commercial property insurance. Some of the providers the company represents are Foremost Insurance Group, Encompass Insurance, Blue Cross and Blue Shield of Minnesota, The Main Street America Group, Integrity Insurance, and Independent Insurance Agent.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Kriener Insurance
Call for quote
Michael F. Collins
1565 Como Avenue, Saint Paul, MN 55108
Ana Espinoza Merlos
1299 Arcade St, Saint Paul, MN 55106
Christopher Kisch
625 Southview Blvd South, Saint Paul, MN 55075
East Metro Insurance
1901 Minnehaha Avenue East, Saint Paul, MN 55119

FAQs

  • Can renters' insurance also cover your roommate in Saint Paul?

    It depends. If your roommate is a relative, your renters' insurance may provide coverage. Otherwise, your roommate must get their own insurance. If you have a standard renters' insurance policy in Saint Paul, this means the coverage can only be for your own personal belongings and liabilities. A standard policy may also pay for the cost of living in another place when the place you are renting gets damaged.

  • In Saint Paul, is damage from frozen pipes covered under the renters' insurance?

    Water damage from frozen pipes will most likely be covered under the renters' insurance in Saint Paul. This is because frozen or busted pipes are usually accidental in nature, which in most cases is covered by insurance companies. Damage from negligence, poor maintenance, and normal wear and tear are not going to be covered.

  • Is renters' insurance in Saint Paul expensive?

    According to the Minnesota Commerce Department, the average cost of renters' insurance in the state ranges from $15 to $30 a month. However, the actual cost of such insurance in Saint Paul would depend on the ZIP code, the rental unit's size, and the value of the renter's personal properties. The chosen deductible and liability coverage amount and whether the policy is an actual cash-value or replacement cash-value policy can also affect the cost.

  • Can landlords in Saint Paul require a renter to get insurance?

    Yes. There are no laws in the state that prohibit landlords from requiring their renters to have insurance. However, the requirement can be more binding if it is incorporated into the lease contract. In general, renters' insurance can help both the landlord and renter in Saint Paul. For example, it can provide financial benefits if the renters' personal properties get damaged or stolen, potentially preventing disputes between the landlord and renter.

  • Should you add a rider to a renters' insurance policy in Saint Paul if you have jewelry?

    Consider a rider to your renters' insurance policy if you own expensive items, such as jewelry, collectibles, and artwork in Saint Paul. This is because policies usually cover expensive items up to a certain limit. In some policies, the limit is a specific amount, such as $1000. Another name for adding a rider is scheduling an item or getting an endorsement.

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