Expertise.com

Best Renter's Insurance Companies in Saint Paul

2024

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Website
Saint Paul, MN
  • Condo Insurance
  • Renter's Insurance
  • Commercial Insurance
  • Home Insurance

Why choose this provider?

Kriener Insurance serves residents of Saint Paul and the surrounding communities. It provides a variety of insurance products, including renters' insurance. Renters' insurance covers clients' personal belongings that are damaged or stolen both on and off their properties. The company also provides policyholders with medical coverage for guests injured on their property and protection from potential civil lawsuits. Traveler, Kemper, and Allstate are among its partner carriers. Kriener Insurance also caters to customers in Wisconsin.

License Verified:

License: 40344347

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (12)
Facebook
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

Saint Paul, MN

Why choose this provider?

Need help contacting a Renter's Insurance Company in Saint Paul? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
1299 Arcade St, Saint Paul, MN 55106
  • Multiple Policy Types

Why choose this provider?

Ana Espinoza Merlos is a Farmers Insurance agent who serves clients in Saint Paul. She offers several products, including auto, renters', life, business, and recreational insurance. Renters' insurance helps individuals protect their belongings while renting. She also assists small business owners in customizing their business insurance policies to cover specific needs and challenges, reduce risk, and protect their investments. Ana has over three years of experience with the agency. She also accommodates clients from the Spanish-speaking community.

License Verified:

License: 40521917

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1565 Como Avenue, Saint Paul, MN 55108
  • Multiple Carriers

Why choose this provider?

Michael F. Collins is a professional agent who offers renters' insurance to residents of Saint Paul. This type of insurance policy covers damages to the renter's personal property caused by fire, water damage, vandalism, or burglary. It also covers vehicle damage. Michael has been a State Farm insurance agent since 1984 and has received awards, such as Legion of Honor Qualifier and National Convention Qualifier. He can be reached directly through the call and email details on his website.

License Verified:

License: 1233

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
625 Southview Blvd South, Saint Paul, MN 55075
  • Multiple Policy Types

Why choose this provider?

Christopher Kisch heads a State Farm insurance agency that serves residents in and around the Saint Paul area. Included in his products is renters' insurance, which reimburses losses from different perils such as fire, falling objects, windstorms, and lightning. He also helps pay for additional living expenses, in case the insured property becomes uninhabitable. Clients may also add coverage for valuable items, including jewelry, banknotes, and goldware. Kisch and his team have more than 75 years of collective industry experience.

License Verified:

License: 20024431

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1901 Minnehaha Avenue East, Saint Paul, MN 55119
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Serving the residents of Saint Paul and the surrounding areas, East Metro Insurance specializes in a wide range of personal and commercial insurance products, including renters' insurance plans. This independent insurance agency also offers automobile, manufactured home, personal umbrella, recreational vehicle, watercraft, and commercial property insurance. Some of the providers the company represents are Foremost Insurance Group, Encompass Insurance, Blue Cross and Blue Shield of Minnesota, The Main Street America Group, Integrity Insurance, and Independent Insurance Agent.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can renters' insurance also cover your roommate in Saint Paul?

    It depends. If your roommate is a relative, your renters' insurance may provide coverage. Otherwise, your roommate must get their own insurance. If you have a standard renters' insurance policy in Saint Paul, this means the coverage can only be for your own personal belongings and liabilities. A standard policy may also pay for the cost of living in another place when the place you are renting gets damaged.

  • In Saint Paul, is damage from frozen pipes covered under the renters' insurance?

    Water damage from frozen pipes will most likely be covered under the renters' insurance in Saint Paul. This is because frozen or busted pipes are usually accidental in nature, which in most cases is covered by insurance companies. Damage from negligence, poor maintenance, and normal wear and tear are not going to be covered.

  • Is renters' insurance in Saint Paul expensive?

    According to the Minnesota Commerce Department, the average cost of renters' insurance in the state ranges from $15 to $30 a month. However, the actual cost of such insurance in Saint Paul would depend on the ZIP code, the rental unit's size, and the value of the renter's personal properties. The chosen deductible and liability coverage amount and whether the policy is an actual cash-value or replacement cash-value policy can also affect the cost.

  • Can landlords in Saint Paul require a renter to get insurance?

    Yes. There are no laws in the state that prohibit landlords from requiring their renters to have insurance. However, the requirement can be more binding if it is incorporated into the lease contract. In general, renters' insurance can help both the landlord and renter in Saint Paul. For example, it can provide financial benefits if the renters' personal properties get damaged or stolen, potentially preventing disputes between the landlord and renter.

  • Should you add a rider to a renters' insurance policy in Saint Paul if you have jewelry?

    Consider a rider to your renters' insurance policy if you own expensive items, such as jewelry, collectibles, and artwork in Saint Paul. This is because policies usually cover expensive items up to a certain limit. In some policies, the limit is a specific amount, such as $1000. Another name for adding a rider is scheduling an item or getting an endorsement.

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