Best Mortgage Refinance Companies in Southfield

Assure Loans collaborates with over 15 wholesale lenders to provide Southfield residents with a variety of loan programs to achieve their purchasing and refinancing goals. The company offers FHA loans for clients with lower credit scores, VA plans for military veterans, and USDA loans with lower down payment options for individuals in rural areas. Founder Peter Elia has been in the industry for over six years and has helped over a thousand clients look for a program that suits their needs.

Capital Mortgage Funding is an independently owned business that serves families and individuals in the area of Southfield. The company offers mortgage refinancing solutions to clients looking for lower rates and monthly payments, consolidating their debt, or cash out their home equity for renovation or other investments. It also provides multiple loan options such as conventional, FHA, VA, USDA, jumbo, and renovation. Capital Mortgage Funding has been in the real estate financing industry since 1992.

Central Mortgage Funding LLC helps Southfield residents achieve their homeownership goals. It assists homeowners in reducing their interest rates or changing the length of their mortgage loans through refinancing. Its loan officers provide home financing options such as jumbo, conventional, VA, and FHA loans. The company offers mortgage products and services that match the individual needs and financial resources of its clients. Central Mortgage Funding has online mortgage calculators to help borrowers project their potential expenses.

Century Mortgage Lending has been assisting residents in Southfield and nearby locations for more than two decades. It caters to homeowners looking to refinance existing loans. The brokerage works with multiple lenders, allowing it to provide clients with various loan options. It offers financing assistance to individuals planning to purchase investment properties and second homes. HARP programs and interest-only loans are also available. Century Mortgage Lending has served more than 5,000 clients throughout the state and across Colorado.

Estate Financial is an independent mortgage company serving individuals and families in Southfield and the surrounding areas since 2020. It provides cash-out refinance programs and refinancing options for lower interest rates or monthly payments. It also helps clients change the existing terms of their mortgage. In addition, the company assists with an assortment of home purchase loans. Estate Financial is a member of the Brokers Are Better Network and the Association of Independent Mortgage Experts.

Modern Mortgage Financial is a residential broker that offers refinancing solutions to locals in the Southfield metro. The company helps borrowers replace their existing mortgages with new ones to shorten terms, secure lower payments, and get rid of PMI. Its team of professionals assists in choosing from different refinancing options, such as rate-and-term change, cash out, and cash in. Since 2020, the team has been serving a diverse clientele, from first-time homebuyers and self-employed borrowers to high-net-worth individuals.

Mortgage Capital comprises loan officers who strive to help clients in Southfield obtain their dream homes through refinancing services. The firm has FHA, VA, USDA, and jumbo loans with fixed-rate and adjustable-rate mortgages and low down payment purchase options. In addition, it has loan programs for customers who plan to purchase vacation and investment properties. Amaan Siddiqui, the founder, started the company in 2021. He has over 10 years of experience in the financial services industry.

Mortgage Express is a Southfield-headquartered service provider catering to the refinancing goals of borrowers in the metro. Backed by over 10 years of combined experience, its team assists homeowners in refinancing to remove PMI, cash out, or lower monthly payments. The staff provides estimates and quotes, delivers strategies to simplify the loan application process, and guides clients in every step, starting from consultation to closing. To date, the company has helped more than 1,000 families and closed over $150 million worth of loans.

Mortgage One Funding is a Southfield-based broker that implements refinancing solutions in the metro. The company delivers refinancing programs such as streamline or cash-out loans sponsored by VA and FHA, as well as conventional or jumbo mortgages. It performs home financing solutions for borrowers with low FICO scores, individuals with bad credit history, and those looking for lower interest rates. Its team of professionals assesses borrowers' individual goals, recommends options, and guides clients in choosing products suited to their situation.

Mortgage Resource Plus, Inc., caters to individuals in the Southfield metro. It offers refinancing services—tailoring mortgages that fit a person’s financial needs—through a team of professionals that share more than 140 years of combined experience. Mortgage Resource Plus has been in operation since 1985 and provides conventional and FHA loan programs, as well as debt consolidation. It also assists clients who are looking to save on taxes. Renee Fortin, one of its mortgage consultants, holds a degree in Finance.

Nations Mortgage is a home-buying and refinancing company providing multiple mortgage loan options to the citizens of Southfield. The business assists clients with a variety of mortgage rate options, including graduated payments, interest-only loans, fixed rates, and adjustable rates. Additionally, the company provides various loan program choices tailored to different needs, such as jumbo loans, veteran affairs, USDA Rural Development, and Federal Housing Administration loans. Nations Mortgage comprises a team of mortgage originators who educate clients about the loan process.

Prime Mortgage Funding, Inc., is a Berkley-based business that works with people throughout the Southfield metro. It provides cash-out refinance programs for homeowners looking to fund their home improvement projects or consolidate their debts. The company provides credit assistance services to help clients manage their debt. It also offers a variety of mortgage programs for aspiring homeowners, ranging from VA and FHA loans to conventional mortgages. Prime Mortgage Funding supports the non-profit organization Habitat for Humanity.

SafeWay Lending offers mortgage services to home buyers and homeowners across Southfield and the neighboring communities. Its team guides individuals in resolving their mortgage refinancing or loan needs by helping them prepare documents and match loans that fit their goals. It caters to clients with over 580 credit scores wishing to purchase homes with low down payments using FHA loan programs. The company also allows clients to apply for 15 or 30 years fixed-rate loans.

United Mortgage Lending provides financial solutions to customers in the Southfield community. It offers mortgage refinancing solutions to help clients meet their financial goals through shorter loan terms and lower monthly payments. It also assists in accessing cash out from equity for debt consolidation and home renovation. Additionally, it provides conforming and government loan programs with fixed and adjustable rates. United Mortgage Lending is composed of an in-house team that manages the mortgage process from beginning to end.