Best Mortgage Refinance Companies in Southfield

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Assure Loans logo
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License Verified:

License: 1809591

Nationwide Multistate Licensing System and Registry

Assure Loans

25800 Northwestern Highway Suite 850, Southfield, MI 48075
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  • Reverse Mortgages

Business Description

Assure Loans collaborates with over 15 wholesale lenders to provide Southfield residents with a variety of loan programs to achieve their purchasing and refinancing goals. The company offers FHA loans for clients with lower credit scores, VA plans for military veterans, and USDA loans with lower down payment options for individuals in rural areas. Founder Peter Elia has been in the industry for over six years and has helped over a thousand clients look for a program that suits their needs.

License Verified:

License: 1809591

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (111)
Facebook
5.0 / 5 (10)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Capital Mortgage Funding logo
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License: 2289

Nationwide Multistate Licensing System and Registry

Capital Mortgage Funding

17170 West 12 Mile Road, Southfield, MI 48076
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  • New Construction

Business Description

Capital Mortgage Funding is an independently owned business that serves families and individuals in the area of Southfield. The company offers mortgage refinancing solutions to clients looking for lower rates and monthly payments, consolidating their debt, or cash out their home equity for renovation or other investments. It also provides multiple loan options such as conventional, FHA, VA, USDA, jumbo, and renovation. Capital Mortgage Funding has been in the real estate financing industry since 1992.

License Verified:

License: 2289

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.8 / 5 (56)
Google
3.8 / 5 (39)
Yelp
2.5 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Central Mortgage Funding LLC logo
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License Verified:

License: 1699966

Nationwide Multistate Licensing System and Registry

Central Mortgage Funding LLC

29777 Telegraph Rd, Ste 3090, Southfield, MI 48034
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  • Reverse Mortgages

Business Description

Central Mortgage Funding LLC helps Southfield residents achieve their homeownership goals. It assists homeowners in reducing their interest rates or changing the length of their mortgage loans through refinancing. Its loan officers provide home financing options such as jumbo, conventional, VA, and FHA loans. The company offers mortgage products and services that match the individual needs and financial resources of its clients. Central Mortgage Funding has online mortgage calculators to help borrowers project their potential expenses.

License Verified:

License: 1699966

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (325)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Century Mortgage Lending logo
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License Verified:

License: 134525

Nationwide Multistate Licensing System and Registry

Century Mortgage Lending

1945 Southfield Rd., Birmingham, MI 48009
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  • New Construction
  • Reverse Mortgages

Business Description

Century Mortgage Lending has been assisting residents in Southfield and nearby locations for more than two decades. It caters to homeowners looking to refinance existing loans. The brokerage works with multiple lenders, allowing it to provide clients with various loan options. It offers financing assistance to individuals planning to purchase investment properties and second homes. HARP programs and interest-only loans are also available. Century Mortgage Lending has served more than 5,000 clients throughout the state and across Colorado.

License Verified:

License: 134525

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Estate Financial logo
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License: 2046157

Nationwide Multistate Licensing System and Registry

Estate Financial

18000 W 9 Mile Rd., Suite 800, Southfield, MI 48075
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  • New Construction
  • Reverse Mortgages

Business Description

Estate Financial is an independent mortgage company serving individuals and families in Southfield and the surrounding areas since 2020. It provides cash-out refinance programs and refinancing options for lower interest rates or monthly payments. It also helps clients change the existing terms of their mortgage. In addition, the company assists with an assortment of home purchase loans. Estate Financial is a member of the Brokers Are Better Network and the Association of Independent Mortgage Experts.

License Verified:

License: 2046157

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (69)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Gateway Mortgage Company logo
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License Verified:

License: 2067526

Nationwide Multistate Licensing System and Registry

Gateway Mortgage Company

30200 Telegraph Rd. Suite 360, Bingham Farms, MI 48025
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  • Reverse Mortgages

Business Description

Gateway Mortgage Company caters to clients in Southfield and the neighboring areas. It handles the mortgage refinancing needs of homeowners wishing to change their existing loan rates, interests, and monthly payments. These refinancing services also help clients cash out their home's equity. In addition to refinancing, it assists individuals in purchasing primary, vacation, or investment homes using mortgage loan programs, including conventional, jumbo, FHA, and VA. The company's team is available to help clients choose mortgages with fixed and adjustable rates.

License Verified:

License: 2067526

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (967)
Google
4.9 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Modern Mortgage Financial logo
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License Verified:

License: 2060573

Nationwide Multistate Licensing System and Registry

Modern Mortgage Financial

30840 Northwestern Hwy., Farmington Hills, MI 48334
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  • New Construction

Business Description

Modern Mortgage Financial is a residential broker that offers refinancing solutions to locals in the Southfield metro. The company helps borrowers replace their existing mortgages with new ones to shorten terms, secure lower payments, and get rid of PMI. Its team of professionals assists in choosing from different refinancing options, such as rate-and-term change, cash out, and cash in. Since 2020, the team has been serving a diverse clientele, from first-time homebuyers and self-employed borrowers to high-net-worth individuals.

License Verified:

License: 2060573

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (29)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Mortgage Capital logo
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License Verified:

License: 2320968

Nationwide Multistate Licensing System and Registry

Mortgage Capital

17515 W Nine Mile Rd Suite 520, Southfield, MI 48075
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  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Capital comprises loan officers who strive to help clients in Southfield obtain their dream homes through refinancing services. The firm has FHA, VA, USDA, and jumbo loans with fixed-rate and adjustable-rate mortgages and low down payment purchase options. In addition, it has loan programs for customers who plan to purchase vacation and investment properties. Amaan Siddiqui, the founder, started the company in 2021. He has over 10 years of experience in the financial services industry.

License Verified:

License: 2320968

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Mortgage Express logo
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License Verified:

License: 1916307

Nationwide Multistate Licensing System and Registry

Mortgage Express

100 Galleria Officentre, Southfield, MI 48034
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  • New Construction

Business Description

Mortgage Express is a Southfield-headquartered service provider catering to the refinancing goals of borrowers in the metro. Backed by over 10 years of combined experience, its team assists homeowners in refinancing to remove PMI, cash out, or lower monthly payments. The staff provides estimates and quotes, delivers strategies to simplify the loan application process, and guides clients in every step, starting from consultation to closing. To date, the company has helped more than 1,000 families and closed over $150 million worth of loans.

License Verified:

License: 1916307

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (110)
Yelp
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Mortgage One Funding logo
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License Verified:

License: 2261660

Nationwide Multistate Licensing System and Registry

Mortgage One Funding

28446 Franklin Rd, Southfield, MI 48034
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  • New Construction

Business Description

Mortgage One Funding is a Southfield-based broker that implements refinancing solutions in the metro. The company delivers refinancing programs such as streamline or cash-out loans sponsored by VA and FHA, as well as conventional or jumbo mortgages. It performs home financing solutions for borrowers with low FICO scores, individuals with bad credit history, and those looking for lower interest rates. Its team of professionals assesses borrowers' individual goals, recommends options, and guides clients in choosing products suited to their situation.

License Verified:

License: 2261660

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Mortgage Resource Plus, Inc. logo
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License Verified:

License: 133494

Nationwide Multistate Licensing System and Registry

Mortgage Resource Plus, Inc.

29201 Telegraph Rd., Ste 611, Southfield, MI 48034
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  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Resource Plus, Inc., caters to individuals in the Southfield metro. It offers refinancing services—tailoring mortgages that fit a person’s financial needs—through a team of professionals that share more than 140 years of combined experience. Mortgage Resource Plus has been in operation since 1985 and provides conventional and FHA loan programs, as well as debt consolidation. It also assists clients who are looking to save on taxes. Renee Fortin, one of its mortgage consultants, holds a degree in Finance.

License Verified:

License: 133494

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (109)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Nations Mortgage logo
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License Verified:

License: 2275128

Nationwide Multistate Licensing System and Registry

Nations Mortgage

25925 Telegraph Rd Suite 410, Southfield, MI 48033
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  • Reverse Mortgages

Business Description

Nations Mortgage is a home-buying and refinancing company providing multiple mortgage loan options to the citizens of Southfield. The business assists clients with a variety of mortgage rate options, including graduated payments, interest-only loans, fixed rates, and adjustable rates. Additionally, the company provides various loan program choices tailored to different needs, such as jumbo loans, veteran affairs, USDA Rural Development, and Federal Housing Administration loans. Nations Mortgage comprises a team of mortgage originators who educate clients about the loan process.

License Verified:

License: 2275128

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (126)
Facebook
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prime Mortgage Funding, Inc logo
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License Verified:

License: 1475017

Nationwide Multistate Licensing System and Registry

Prime Mortgage Funding, Inc

29500 Telegraph Rd, Ste 200,, Southfield, MI 48034
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  • New Construction

Business Description

Prime Mortgage Funding, Inc., is a Berkley-based business that works with people throughout the Southfield metro. It provides cash-out refinance programs for homeowners looking to fund their home improvement projects or consolidate their debts. The company provides credit assistance services to help clients manage their debt. It also offers a variety of mortgage programs for aspiring homeowners, ranging from VA and FHA loans to conventional mortgages. Prime Mortgage Funding supports the non-profit organization Habitat for Humanity.

License Verified:

License: 1475017

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
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SafeWay Lending logo
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License Verified:

License: 1949548

Nationwide Multistate Licensing System and Registry

SafeWay Lending

29777 Telegraph Road, Southfield, MI 48034
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  • New Construction

Business Description

SafeWay Lending offers mortgage services to home buyers and homeowners across Southfield and the neighboring communities. Its team guides individuals in resolving their mortgage refinancing or loan needs by helping them prepare documents and match loans that fit their goals. It caters to clients with over 580 credit scores wishing to purchase homes with low down payments using FHA loan programs. The company also allows clients to apply for 15 or 30 years fixed-rate loans.

License Verified:

License: 1949548

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
United Mortgage Lending logo
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License Verified:

License: 2220134

Nationwide Multistate Licensing System and Registry

United Mortgage Lending

300 Galleria Officentre, Suite 101, Southfield, MI 48034
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  • New Construction

Business Description

United Mortgage Lending provides financial solutions to customers in the Southfield community. It offers mortgage refinancing solutions to help clients meet their financial goals through shorter loan terms and lower monthly payments. It also assists in accessing cash out from equity for debt consolidation and home renovation. Additionally, it provides conforming and government loan programs with fixed and adjustable rates. United Mortgage Lending is composed of an in-house team that manages the mortgage process from beginning to end.

License Verified:

License: 2220134

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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