Expertise.com

Best Renter's Insurance Companies in Southfield

2024

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Website
25800 Northwestern Hwy Ste 130, Southfield, MI 48075
  • Multiple Policy Types

Why choose this provider?

Insurance One Agency is a locally operated and independently owned company offering renters' insurance to the locals of Southfield. This policy covers personal properties against damage or theft subject to the limits the policyholders select. It also protects the policyholders, their families, and their guests against bodily injuries and property damage claims for which they are liable. The agency also provides tailored life, home, business, and auto insurance. It partners with multiple carriers, including AAA and Chubb.

License Verified:

License: 962872

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (71)
Facebook
5.0 / 5 (24)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28411 Northwestern Highway, Suite 970, Southfield, MI 48034
  • Multiple Policy Types

Why choose this provider?

Integrity Insurance Agency LLC is a Southfield-based independent business established in 2006. It offers renters', homeowners', vehicle, business, health, and life insurance policies. It represents companies such as AAA, Bristol West, and Progressive to give its clients insurance options. In addition, the company is teamed up with New Era Investments, LLC, a full-service consulting firm, for its asset management and financial advisory services. The partnership offers clients retirement planning, educational funding, wealth accumulation, tax advantage consultation, and generational wealth transfer services.

License Verified:

License: 8872545

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31313 Northwestern Hwy Ste 218, Farmington Hills, MI 48334
  • Business Insurance
  • Commercial
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Bencivenga Insurance Agency serves individuals, families, and businesses in Southfield and the surrounding communities. The company offers a wide range of risk management products, including auto, homeowners', renters', business, health, and life insurance. Established in 1959, the family-owned agency strives to provide solutions that protect its client's assets and prepare them for the unexpected. Its agents are available 24/7, helping customers shop for insurance packages that meet their needs. The company represents various carriers, such as Progressive and Humana.

License Verified:

License: 962104

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
26630 Southfield Rd, Lathrup Village, MI 48076
  • Home and Auto Insurance

Why choose this provider?

Serving Southfield and nearby locations, Tim Miller is a State Farm insurance agent that offers renters' insurance protection plans to cover expenses and liabilities in case of a loss event. Miller also provides clients with a wide selection of insurance products covering home, auto, life, health, and business. In addition, he assists clients in financial matters like banking and mutual funds. Miller used to work for AT&T prior to opening his own insurance agency in 2013.

License Verified:

License: 0616690

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (148)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25140 Lahser Rd., Suite 282, Southfield, MI 48033
  • Multiple Carriers
  • Home and Auto Insurance

Why choose this provider?

Cagwin Agency, led by its principal Randy Cagwin, specializes in providing home and auto insurance in the Southfield metro. The insurance agency offers renters' insurance products tailored to the needs of renters. These insurance products cover replacement costs for personal properties and liability costs for assets in the event of an accident. Cagwin, affiliated with Meemic Insurance, has been a former teacher in the Detroit area. Founded by teachers, Meemic supports educators through The Meemic Foundation.

License Verified:

License: 8337085

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24681 Northwestern Hwy Ste 3006, Southfield, MI 48075
  • Home and Auto Insurance

Why choose this provider?

Based in Southfield, Erica Lindsay The Insurance Lady is an independent agency with more than 15 years of experience in assisting clients with their renters' insurance needs. Its head insurance agent, Erica Lindsay, guides clients who want to properly navigate the insurance market and find a coverage plan that matches their preferences. She also provides other insurance products, from auto insurance to commercial insurance. Erica Lindsay The Insurance Lady only works with reputable insurance providers, like Bristol West Insurance Group.

License Verified:

License: 0359592

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Facebook
5.0 / 5 (15)

Website
26300 Telegraph Road Suite 103, Southfield, MI 48033
  • Multiple Policy Types

Why choose this provider?

The Smith Sawyer Smith Agency has been a family-owned company since 1925. Serving Southfield and the neighboring communities, it provides a comprehensive suite of insurance solutions to individuals, families, and businesses to help them protect themselves and their assets. The agency offers renters' insurance policies that cover personal liability, additional living expenses, and damages to belongings in a rented property due to an explosion, theft, fire, or vandalism. Other insurance products include auto, homeowners', and health insurance.

License Verified:

License: 18578372

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15900 W 10 Mile Rd Ste 204, Southfield, MI 48075
  • Multiple Policy Types

Why choose this provider?

Gregory Blackwell is a financial services and Farmers Insurance agent serving the Southfield area. He offers a wide variety of products, including renters' insurance for clients' properties in cases of theft or natural disasters. His other offered products include auto, home, life, business, motorcycle, and recreational insurance. Umbrella insurance and farmer's financial solutions are also offered. With over 10 years of experience, Blackwell aims to help clients identify the insurance coverage that fits their financial goals.

License Verified:

License: 10417082

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Do standard renters’ insurance policies cover water damage due to burst or frozen pipes in Southfield?

    Yes, standard Southfield renters' insurance policies cover water damage from frozen or burst pipes. However, a separate policy is required for flood-related damages. It is also worth noting that tenants who are not residing in their rented space at the time of the incident may have difficulty receiving reimbursement for their personal belongings.

  • What are the common renters’ insurance discounts available to Southfield residents?

    Southfield residents can receive multipolicy discounts when they purchase both auto and renters' insurance from the same company. Residents of gated communities may qualify for lower insurance premiums. Seniors, renters who pay in full each year, and those with no history of renters' insurance claims are all eligible for discounts.

  • Why is renters' insurance important for Southfield residents?

    Because of the inherent risks associated with rental properties, residents of Southfield must have renters' insurance. Occupants coexist in a shared building with a large number of people, making fires, theft, and water damage common. Renters' insurance also includes liability coverage, which protects tenants who are found to be at fault for injuring someone or damaging their property.

  • Does every landlord in Southfield require renters’ insurance?

    While it is not always required, certain landlords and property managers in Southfield may require tenants to obtain renters' insurance before signing a lease agreement. Renters can create a risk profile for their apartments or condos to secure an advantageous policy in terms of value. They can then use this profile to determine the appropriate levels of property and liability insurance.

  • Is an additional premium required for full-value renters’ insurance coverage on the personal property of Southfield residents?

    Southfield renters can have comprehensive coverage for their personal belongings for a small additional fee. This type of coverage guarantees that tenants will be compensated for the full replacement cost of any damaged or stolen items, with no depreciation. The coverage extends to renters who are away from their rented homes.

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