Expertise.com

Best Credit Repair Companies in Livonia

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
American Credit Restoration logo

American Credit Restoration

21411 Civic Center Dr #305,, Southfield, MI 48076
Visit Website
  • Credit Dispute

Since 2005, American Credit Restoration has been serving customers in Livonia. It helps people raise their credit scores so that they get better terms on loans. These include smaller monthly payments and lower interest rates when purchasing homes or vehicles. The company disputes negative information on credit reports related to bankruptcies, repossessions, charge-offs, and liens. It also helps companies set up their business credit and offers guidance on using credit wisely. Founder Ryan Barouch has extensive credit repair experience.

Visit Website
ASAP Credit Repair logo

ASAP Credit Repair

15001 Kercheval Ave Unit #2010, Grosse Pointe Park, MI 48230
Visit Website
  • Credit Monitoring

ASAP Credit Repair, founded in 2013, is a family-owned and operated business that serves residents of Livonia and the surrounding areas. Its credit repair specialists assist clients in improving their credit scores by filing disputes with credit bureaus and creditors to have inaccurate or unfair negative items removed from their credit reports. Late payments, foreclosures, charge-offs, judgments, and repossessions are examples of these. They also educate people on how to rebuild credit and maintain positive credit.

Visit Website
Bounce Back Credit Repair LLC logo

Bounce Back Credit Repair LLC

​Detroit, MI 48127
Visit Website
  • Debt Consolidation

Bounce Back Credit Repair LLC provides residents in Livonia with financial solutions. Its professionals assist clients in improving credit scores by creating customized dispute solutions, communicating with credit bureaus, managing individual cases, and giving updates. They handle matters concerning business, mortgage, and consumer credit problems. The company offers partner programs with businesses in the professional services industry such as real estate, law firms, and car dealerships to improve the credit scores of their clientele.

Visit Website
Business Financial Expert logo

Business Financial Expert

​2080 Whittaker Rd Suite 268, Ypsilanti, MI 48197
Visit Website
  • Credit Dispute

Business Financial Expert is a credit restoration company serving Livonia and nearby areas. It works with individuals, couples, first responders, veterans, and active-duty members. The firm also offers credit repair solutions for businesses. Its credit specialists challenge negative report items, working with credit bureaus and creditors on clients' behalf. They also educate debtors on positive credit score maintenance. Clients have 24/7 access to their accounts, allowing them to monitor progress and view updates in real time.

Visit Website
Credit Repair Gal logo

Credit Repair Gal

3200 Greenfield Rd. Suite 300, Dearborn, MI 48120
Visit Website
  • Credit Dispute

Credit Repair Gal caters to customers in Livonia and the surrounding areas. It offers credit repair services, which allow clients to have easier access to auto purchase, employment, housing, and insurance. Its work process involves analyzing clients' situations, identifying credit report errors and reviewing balances, and disputing inaccurate and unverifiable items. Some of the errors it refutes are charge-offs, collections, foreclosures, late payments, and repossessions. The company educates clients on credit repair tools and resources.

Visit Website
Creek Consulting logo

Creek Consulting

400 Renaissance Ctr, Detroit, MI 48243
Visit Website
  • Credit Monitoring

Creek Consulting is a credit restoration and financial service firm serving clients in and around Livonia. Its specialists assist in improving credit ratings and identifying and removing reports' incorrect, outdated, and unverifiable records. They work with clients to understand their financial habits and history and determine the best option for their situations. The company's service package may include financial literacy tools, monthly account updates, credit restoration and education, and 24/7 client portal access available to all clients.

Visit Website
Davis Credit Repair Co. logo

Davis Credit Repair Co.

15001 Kercheval Ave,, Grosse Pointe Park, MI 48230
Visit Website
  • Credit Monitoring

Davis Credit Repair Co. is a family-owned company that serves customers in Livonia and its surrounding areas. It works to improve clients' credit scores by removing negative items from their reports, such as student loan delinquencies, late payments, repossessions, collections, and charge-offs. It also challenges bankruptcies, foreclosures, and tax liens. The company offers personalized dispute options and custom dispute letters to submit to creditors and bureaus on behalf of the clients.

Visit Website
Goldman Credit Solutions logo

Goldman Credit Solutions

​41000 Woodward Ave. Ste 350, ​Bloomfield Hills, MI 48034
Visit Website
  • Credit Dispute

Goldman Credit Solutions serves individuals in and around the Livonia area. This firm's specialties lie in assisting clients who are looking to get approved for mortgage loans. Its credit experts dispute and remove negative items on credit reports, such as late payments, repossessions, bankruptcies, judgments, and medical bills. They also educate clients on ways to raise their credit scores. The company provides clients with access to their accounts to monitor their credit reports and score improvement in real-time.

Visit Website
Michigan Consumer Credit Lawyers logo

Michigan Consumer Credit Lawyers

22142 W Nine Mile Rd, Southfield, MI 48033
Visit Website
  • Credit Monitoring

Michigan Consumer Credit Lawyers serves clients in Livonia. The firm opened its doors for business in 1983, repairing credit report errors. It caters to those looking to recover from false reporting and identity theft, frequently contacted by debt collectors, and denied employment due to their credit scores. The firm reviews the client's reports for errors, sends dispute letters to the credit bureaus, and reviews the progress while keeping open communication with the client. It also values the environment by being a paperless business since 2008.

Visit Website
Supreme Consulting Services logo

Supreme Consulting Services

6659 Schaefer Rd Ste 156, Dearborn, MI 48126
Visit Website
  • Credit Monitoring

Supreme Consulting Services addresses the needs of clients in Livonia and the surrounding areas. The company was established by Yossif Mana in 2020, providing credit repair services to individuals. Its specialists take a look at the client's credit and determine the negative items that are pulling down their score. They then challenge and dispute the items, aiming to remove them to increase the consumers' credit scores. The company also provides ongoing support to address future credit issues.

Visit Website
Back to Providers

Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you