Best Life Insurance Companies in Livonia

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AAA Life Insurance Company logo
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License Verified:

License: 19247813

Michigan Department of Insurance and Financial Services

AAA Life Insurance Company

17900 North Laurel Park Drive, Livonia, MI 48152
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  • Life Insurance
  • Whole Life Insurance

Business Description

Located in Livonia, AAA Life Insurance Company has been in operation for more than 50 years. It offers multiple life insurance plans, including term, whole, and universal life insurance. It also provides accident insurance and annuities. In a survey conducted by LIMRA in 2015, AAA Life Insurance Company received the highest overall satisfaction score for claims practices among eight major life insurers. The company has also been rated A by AM Best.

License Verified:

License: 19247813

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (155)
Facebook
4.0 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Bettis Insurance Agency logo
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License Verified:

License: 959802

Michigan Department of Insurance and Financial Services

Bettis Insurance Agency

17177 North Laurel Park Drive, Livonia, MI 48152
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  • Life Insurance
  • Health Insurance

Business Description

Bettis Insurance Agency is a third-generation family-owned business that has been serving the insurance needs of Livonia and the surrounding metros for over 92 years. It offers a broad range of policies under life insurance, helping families protect themselves while mitigating risks. It also has a roster of insurance products on health, auto, and property insurance lines, as well as annuities. The company works with insurance carriers, such as Citizens Insurance, Foremost Insurance Group, and Safeco Insurance.

License Verified:

License: 959802

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garwood, Buda, Knight & Associates, Inc. logo
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License Verified:

License: 958765

Michigan Department of Insurance and Financial Services

Garwood, Buda, Knight & Associates, Inc.

33039 Schoolcraft Road, Livonia, MI 48150
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  • Life Insurance

Business Description

Garwood, Buda, Knight & Associates, Inc. is an independent insurance company that has been serving Livonia customers for over 50 years. Its life insurance options include term and permanent life insurance coverages. It also offers auto, home, motorcycle, and business insurance policies. The company works with different insurance carriers such as Hastings Mutual, Progressive, Grange, and Michigan Millers Mutual Insurance Company in order to be able to create insurance programs that fit its customers' needs and goals.

License Verified:

License: 958765

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Janet Toler-Stemen Insurance Agency logo
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License Verified:

License: 0092825

Michigan Department of Insurance and Financial Services

Janet Toler-Stemen Insurance Agency

23550 Ford Road, Dearborn Heights, MI 48127
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  • Life Insurance

Business Description

Janet Toler-Stemen Insurance Agency is an insurance brokerage near Livonia that offers insurance products to residents of the metro. The company has been operating for more than 60 years and specializes in insurance solutions for educators and educational personnel. Some of the firm's life insurance products include traditional life and whole life insurance coverage plans as well as its ExpressTerm specialty insurance plans. The firm carries top-rated provider AAA for its life and health insurance products.

License Verified:

License: 0092825

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
3.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jasmine Ross logo
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License Verified:

License: 8486141

Michigan Department of Insurance and Financial Services

Jasmine Ross

34825 Ford Road, Westland, MI 48185
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  • Life Insurance
  • Health Insurance

Business Description

Jasmine Ross is a State Farm insurance agent who has nearly two decades of industry experience. She assists clients in Livonia and surrounding areas in selecting the life insurance option that suits their individual needs. She is knowledgeable of the insurance process and offers expert advice on insurance issues. In addition, Ross has the expertise to provide homeowners insurance, rental insurance, health insurance, auto insurance, and business insurance. Her other financial services cover annuities and banking.

License Verified:

License: 8486141

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (233)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Williams logo
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License Verified:

License: 988385

Michigan Department of Insurance and Financial Services

Jim Williams

15431 Middlebelt Road, Livonia, MI 48154
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  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Jim Williams is a certified financial planner based in Livonia who leads his own insurance agency. He has been in the industry for over 25 years and has been providing families, individuals, and businesses with a range of insurance options. He provides life insurance plans that are available in term, whole, universal, long-term care, hybrid, and accelerated benefits categories. Additionally, Williams specializes in financial solutions that include wealth management, investment, estate planning, college tuition planning, and retirement.

License Verified:

License: 988385

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kawana Smith logo
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License Verified:

License: 540317

Michigan Department of Insurance and Financial Services

Kawana Smith

26130 Six Mile Road, Redford Charter Township, MI 48240
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  • Life Insurance
  • Health Insurance

Business Description

Kawana Smith is a military veteran and insurance agent who has been serving clients in Livonia, Redford, and the surrounding areas. She specializes in life insurance options that fall under the term, whole, and universal life categories. Additionally, Smith provides insurance plans for homes, properties, vehicles, and health. Business owners and entrepreneurs can also avail themselves of insurance solutions that cover general liability, workers' compensation, and employee benefits. Smith has been working with State Farm for over 30 years.

License Verified:

License: 540317

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kennedy Nemier Insurance Services logo
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License Verified:

License: 10180203

Michigan Department of Insurance and Financial Services

Kennedy Nemier Insurance Services

218 South Main Street, Plymouth, MI 48170
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  • Life Insurance
  • Health Insurance

Business Description

Kennedy Nemier Insurance Services is a team of insurance professionals with over 100 years of combined experience, serving Livonia and nearby areas. It is an independent agency that works with various insurance carriers, like Progressive, Safeco Insurance, and The Hartford. Its line of products includes juvenile, term, universal, and whole life insurance policies. Additionally, it offers auto, business, health, homeowners', and recreational insurance plans. Previous clients have commended the firm for helping them find the right coverage that suits their necessities.

License Verified:

License: 10180203

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (100)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kimler Agency logo
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License Verified:

License: 15456146

Michigan Department of Insurance and Financial Services

Kimler Agency

38099 Schoolcraft Service Road, Livonia, MI 48150
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  • Life Insurance
  • Term Life Insurance

Business Description

Kimler Agency is an independent insurance company serving Livonia and its surrounding communities. It specializes in life insurance, working with over 15 carriers to help clients find comprehensive coverages and premiums. It handles term life, universal life, final expense, annuities, and retirement policies. The company also offers mortgage protection and mortgage disability insurance. Kimler Agency's team of experienced agents curates customized life and mortgage insurance plans that suit each client's needs, goals, and budget.

License Verified:

License: 15456146

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Legacy Partners Insurance Services logo
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License Verified:

License: 17530493

Michigan Department of Insurance and Financial Services

Legacy Partners Insurance Services

31300 Plymouth Road, Livonia, MI 48150
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  • Life Insurance

Business Description

Established in 1919, Legacy Partners Insurance Services is a local independent firm serving Livonia and the rest of Michigan. It offers personal and commercial lines of insurance and group benefits for businesses. These include life plans, annuities, homeowners’, and renters’ insurance, as well as automobile coverage. Its business policies range from general liability and workers’ compensation to commercial property and cyber liability. Legacy Partners Insurance Services has assisted over 10,000 individuals and more than 1,000 businesses. It also works with more than 50 insurance providers.

License Verified:

License: 17530493

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Paul Lee Agency, Inc. logo
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License Verified:

License: 991549

Michigan Department of Insurance and Financial Services

Paul Lee Agency, Inc.

19329 Farmington Road, Livonia, MI 48152
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  • Life Insurance

Business Description

Established in 1986, Paul Lee Agency, Inc. is a family-owned and independent insurance agency that offers insurance plans to financially protect investments, families, homes, and legacies of clients residing in Livonia and nearby areas. Its president and CEO, Paul W. Lee, has been in the insurance industry for more than two decades. Lee and his insurance agents provide life insurance products that can replace income or pay off debt when the policyholder passes away. Auto, health, homeowners', renters', and business insurance products are likewise available.

License Verified:

License: 991549

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tucker Insurance Agency logo
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Tucker Insurance Agency

48225 Michigan Avenue, Canton, MI 48188
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  • Life Insurance

Business Description

Based in Canton, Tucker Insurance Agency is a full-service independent agency providing its services to the Livonia area. Its life insurance policies protect the client's beneficiaries by paying for the children's college, paying off the mortgage, and passing on wealth to future generations. The agency offers life insurance products such as term life, whole life, variable life, individual life, group life, and universal life. Tucker Insurance Agency is a family business founded by Tom Tucker in 1970. It represents over 15 insurance companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (56)
Facebook
4.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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