Best Credit Repair Companies in Detroit

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Credit Saint logo
FEATURED
Free credit evaluation

Credit Saint

Detroit, MI
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Business Description

Credit Saint offers credit repair services for clients in Detroit. With more than a decade of expertise, the company evaluates a consumer's credit history to challenge inaccurate, incomplete, biased, unverified, or outdated information. These negative reports include collections, charge-offs, judgments, and foreclosure. Credit Saint also counsels clients on how credit scores can affect their finances such as interest rates and loans. It also provides clients a credit monitoring system during their intervention with creditors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

Acclaim Legal Services, PLLC logo
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Acclaim Legal Services, PLLC

211 W Fort St Ste 1620, Detroit, MI 48226
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Business Description

Acclaim Legal Services PLLC is a credit repair company in Detroit that has offered attorney-based credit repair solutions for over 17 years. The attorneys focus on bankruptcy law, foreclosure prevention, and debt consolidation and resolution. They advise on bankruptcy procedures and safeguard clients from foreclosures, repossessions, expensive auto payments, utility shut-offs, garnishments, and harassing calls from credit bureaus. The company reduces unsecured debts, such as credit and medical bills, by creating workable bankruptcy plans. Acclaim Legal Services handles the removal of second mortgages and home equity loans. It also assists clients in receiving zero percent interest in repayment rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American Credit Restoration logo
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American Credit Restoration

21411 Civic Center Dr 305, Southfield, MI 48075
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Business Description

American Credit Restoration is a credit repair company serving Detroit and the surrounding areas. Founded in 2005, it offers a wide range of services including the removal of erroneous items on a client's credit report and the building of a client's business credit. Its credit repair specialists are committed to creating results-oriented solutions that are tailored to fit the client's unique needs. The company also provides insight and guidance on how clients can improve in managing their credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ASAP Credit Repair logo
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ASAP Credit Repair

15001 Kercheval Ave Unit #2010, Grosse Pointe Park, MI 48230
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  • Credit Dispute

Business Description

ASAP Credit Repair is a family-owned and family-operated business that serves Detroit and nearby locations. Its credit repair services involve reviewing clients' reports and developing plans of action accordingly. Its team challenges negative report items such as repossessions, collections, judgments, and late payments. In addition to improving credit scores, the company teaches clients methods that will help them continuously build and maintain positive credit. ASAP Credit Repair has been helping clients improve and rebuild credit since 2013.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (1374)
Facebook
4.6 / 5 (244)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair Detroit logo
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Credit Repair Detroit

Detroit, MI 48226
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Business Description

Credit Repair Detroit provides credit repair services in Detroit and the surrounding area. Its trained credit repair specialists assist with the removal of erroneous factors, such as late payments, judgments, and collection accounts. Credit Repair Detroit devises an action plan for its clients to raise their credit scores. Clients can log in to their files 24/7 to see when negative items have been removed. Additionally, the company offers both credit and financial consulting to educate customers about the importance of credit scores and the long-term benefits that a higher credit score can provide.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elite Credit Solutions, LLC logo
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Elite Credit Solutions, LLC

607 Shelby Street, Detroit, MI 48226
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Business Description

Elite Credit Solutions, LLC has been providing credit repair services in support of its clients' financial goals. Founded in 2019, it caters to Detroit and the nearby areas. ECS assists clients who have acquired bad credit histories, from educating them about the essential value of healthy credit to providing solutions to credit concerns like disputing negative items. It classifies its restoration services as elite monthly restoration and expedited elite restoration, depending on the scope of the work. These services are accessed through a client portal that is available 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
High Achievement Center logo
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High Achievement Center

27620 Farmington Rd., Suite 200, Farmington Hills, MI 48334
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  • Credit Monitoring

Business Description

High Achievement Center offers credit repair and coaching services to clients in Farmington Hills & the entire Metro Detroit area. The agency offers its 760 Mindset program for rebuilding scores while helping individuals understand the purpose of credit. The program also aims to help clients in developing good credit habits and traits to improve their financial decisions. The team members of the agency have over 20 years of credit management experience. They also have certifications from the National Association of Certified Credit Counselors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Integrity 1st Financial Services & Consulting logo
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Integrity 1st Financial Services & Consulting

755 W. Big Beaver Rd. 20th Floor, Suite 2020, Troy, MI 48084
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Business Description

Integrity 1st Financial Services & Consulting is a credit repair and counseling firm that serves customers in the Detroit metro area. This business offers credit repair services from certified credit analysts and assists clients in achieving long-term improved credit scores by providing financial literacy tools and credit-building strategies. It offers financial consultation and resources on topics such as student loan consolidation, taxes and liens, debt settlement negotiations, and wealth management counseling. A home loan approval program is also available to assist customers in obtaining a mortgage, and it's offered regardless of a customer's credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nationwide Credit Cleaning logo
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Nationwide Credit Cleaning

18701 Grand River Avenue, #247, Detroit, MI 48223
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  • Credit Monitoring

Business Description

Nationwide Credit Cleaning is a firm that lists the Detroit metro as one of its service areas. In business since 1985, the firm has already helped thousands of clients with credit problems and improved their FICO scores. It removes incorrect and outdated information from judgments, charge-offs, tax liens, medical collections, and late payments. Its services include consultations, credit report analysis, and correspondence with credit bureaus. Clients can conveniently access its services using its online portal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New Beginnings logo
Visit WebsiteWebsite

New Beginnings

PO Box 32299, Detroit, MI 48232
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  • Debt Consolidation

Business Description

New Beginnings is a community and restoration company that offers credit repair programs in Detroit. It has a wide range of solutions, such as dispute and score tracking, monthly progress reports, detailed plans of action, weekly credit education, and credit building assistance. The company also provides access to a network of financial professionals, partners, and lenders. In addition, it offers 24/7 client portal access and monthly credit coaching calls. New Beginnings was established in 2015.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (765)
Facebook
4.8 / 5 (212)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Onyx Credit Geeks logo
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Onyx Credit Geeks

28536 Ford Road, Garden City, MI 48135
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Business Description

Onyx Credit Geeks is the longest-running credit repair company near Detroit and is dedicated to helping clients improve their credit scores. The company understands how important an accurate credit report can be, so it offers services to support this goal. Onyx Credit Geeks analyzes credit files, coaches individuals on credit, communicates with the three credit bureaus, regularly monitors cases, and updates clients regularly on their case status. The company provides 24/7 access to accounts, so clients can easily retrieve their information.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Onyx Credit Repair logo
Visit WebsiteWebsite

Onyx Credit Repair

28536 Ford Rd Ste B, Garden City, MI 48135
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Business Description

Onyx Credit Geeks is a financial company with 15 years of experience helping consumers and businesses in the Detroit metro area repair their credit. Its professionally trained consultants work with customers to increase their credit scores, typically adding between 90 and 150 points to an average client's score within approximately six months. The company offers two types of plans to review credit reports, detect all possible inaccuracies, and send multiple letters of dispute to the three credit bureaus. Clients can view the status of their scores on a company portal as Onyx Credit Geeks works to increase their credit rating.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
RCA Credit Repair L.L.C. logo
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RCA Credit Repair L.L.C.

400 Renaissance Center, Detroit, MI 48243
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Business Description

RCA Credit Repair L.L.C. is a credit repair agency that offers its services to the residents of Metro Detroit and beyond. It offers a multitude of programs, namely the Popular Fast Track Premium Program, two types of monthly service programs, as well as a repair your own credit option through their book. RCA will help remove credit inaccuracies to help boost your credit scores, all while being educated along the way. Professional Service = Professional Results. Contact them today to speak with Credit Experts with the knowledge to give you sound and solid credit recommendations. Their motto: Credit =Access, Access=Opportunity and Opportunity Creates Options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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