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Best Credit Repair Companies in Detroit

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Detroit, MIDetroit, MI

Credit Saint offers credit repair services for clients in Detroit. With more than a decade of expertise, the company evaluates a consumer's credit history to challenge inaccurate, incomplete, biased, unverified, or outdated information. These negative reports include collections, charge-offs, judgments, and foreclosure. Credit Saint also counsels clients on how credit scores can affect their finances such as interest rates and loans. It also provides clients a credit monitoring system during their intervention with creditors.

Detroit, MIDetroit, MI

Website(727) 513-7982

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

211 W Fort St Ste 1620, Detroit, MI 48226
Detroit, MI 48226

Acclaim Legal Services PLLC is a credit repair company in Detroit that has offered attorney-based credit repair solutions for over 17 years. The attorneys focus on bankruptcy law, foreclosure prevention, and debt consolidation and resolution. They advise on bankruptcy procedures and safeguard clients from foreclosures, repossessions, expensive auto payments, utility shut-offs, garnishments, and harassing calls from credit bureaus. The company reduces unsecured debts, such as credit and medical bills, by creating workable bankruptcy plans. Acclaim Legal Services handles the removal of second mortgages and home equity loans. It also assists clients in receiving zero percent interest in repayment rates.

211 W Fort St Ste 1620, Detroit, MI 48226
Detroit, MI 48226

Website(313) 359-8088

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

21411 Civic Center Dr 305, Southfield, MI 48075
Southfield, MI 48075
Instagram

American Credit Restoration is a credit repair company serving Detroit and the surrounding areas. Founded in 2005, it offers a wide range of services including the removal of erroneous items on a client's credit report and the building of a client's business credit. Its credit repair specialists are committed to creating results-oriented solutions that are tailored to fit the client's unique needs. The company also provides insight and guidance on how clients can improve in managing their credit.

21411 Civic Center Dr 305, Southfield, MI 48075
Southfield, MI 48075

InstagramWebsite(866) 433-5383

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15001 Kercheval Ave Unit #2010, Grosse Pointe Park, MI 48230
Grosse Pointe Park, MI 48230
Instagram
  • Credit Dispute

ASAP Credit Repair is a family-owned and family-operated business that serves Detroit and nearby locations. Its credit repair services involve reviewing clients' reports and developing plans of action accordingly. Its team challenges negative report items such as repossessions, collections, judgments, and late payments. In addition to improving credit scores, the company teaches clients methods that will help them continuously build and maintain positive credit. ASAP Credit Repair has been helping clients improve and rebuild credit since 2013.

15001 Kercheval Ave Unit #2010, Grosse Pointe Park, MI 48230
Grosse Pointe Park, MI 48230

InstagramWebsite(313) 662-2288

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

260 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Detroit, MI 48226Detroit, MI 48226

Credit Repair Detroit provides credit repair services in Detroit and the surrounding area. Its trained credit repair specialists assist with the removal of erroneous factors, such as late payments, judgments, and collection accounts. Credit Repair Detroit devises an action plan for its clients to raise their credit scores. Clients can log in to their files 24/7 to see when negative items have been removed. Additionally, the company offers both credit and financial consulting to educate customers about the importance of credit scores and the long-term benefits that a higher credit score can provide.

Detroit, MI 48226Detroit, MI 48226

Website(248) 327-4549

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: A

607 Shelby Street, Detroit, MI 48226
Detroit, MI 48226
Instagram

Elite Credit Solutions, LLC has been providing credit repair services in support of its clients' financial goals. Founded in 2019, it caters to Detroit and the nearby areas. ECS assists clients who have acquired bad credit histories, from educating them about the essential value of healthy credit to providing solutions to credit concerns like disputing negative items. It classifies its restoration services as elite monthly restoration and expedited elite restoration, depending on the scope of the work. These services are accessed through a client portal that is available 24/7.

607 Shelby Street, Detroit, MI 48226
Detroit, MI 48226

InstagramWebsite(833) 327-4376

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

755 W. Big Beaver Rd. 20th Floor, Suite 2020, Troy, MI 48084
Troy, MI 48084

Integrity 1st Financial Services & Consulting is a credit repair and counseling firm that serves customers in the Detroit metro area. This business offers credit repair services from certified credit analysts and assists clients in achieving long-term improved credit scores by providing financial literacy tools and credit-building strategies. It offers financial consultation and resources on topics such as student loan consolidation, taxes and liens, debt settlement negotiations, and wealth management counseling. A home loan approval program is also available to assist customers in obtaining a mortgage, and it's offered regardless of a customer's credit.

755 W. Big Beaver Rd. 20th Floor, Suite 2020, Troy, MI 48084
Troy, MI 48084

Website(888) 251-8441

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

18701 Grand River Avenue, #247, Detroit, MI 48223
Detroit, MI 48223
  • Credit Monitoring

Nationwide Credit Cleaning is a firm that lists the Detroit metro as one of its service areas. In business since 1985, the firm has already helped thousands of clients with credit problems and improved their FICO scores. It removes incorrect and outdated information from judgments, charge-offs, tax liens, medical collections, and late payments. Its services include consultations, credit report analysis, and correspondence with credit bureaus. Clients can conveniently access its services using its online portal.

18701 Grand River Avenue, #247, Detroit, MI 48223
Detroit, MI 48223

Website(248) 254-3315

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

333 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

PO Box 32299, Detroit, MI 48232
Detroit, MI 48232
Instagram
  • Debt Consolidation

New Beginnings is a community and restoration company that offers credit repair programs in Detroit. It has a wide range of solutions, such as dispute and score tracking, monthly progress reports, detailed plans of action, weekly credit education, and credit building assistance. The company also provides access to a network of financial professionals, partners, and lenders. In addition, it offers 24/7 client portal access and monthly credit coaching calls. New Beginnings was established in 2015.

PO Box 32299, Detroit, MI 48232
Detroit, MI 48232

InstagramWebsite(800) 406-8011

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

28536 Ford Road, Garden City, MI 48135
Garden City, MI 48135

Onyx Credit Geeks is the longest-running credit repair company near Detroit and is dedicated to helping clients improve their credit scores. The company understands how important an accurate credit report can be, so it offers services to support this goal. Onyx Credit Geeks analyzes credit files, coaches individuals on credit, communicates with the three credit bureaus, regularly monitors cases, and updates clients regularly on their case status. The company provides 24/7 access to accounts, so clients can easily retrieve their information.

28536 Ford Road, Garden City, MI 48135
Garden City, MI 48135

Website(313) 228-5572

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

28536 Ford Rd Ste B, Garden City, MI 48135
Garden City, MI 48135

Onyx Credit Geeks is a financial company with 15 years of experience helping consumers and businesses in the Detroit metro area repair their credit. Its professionally trained consultants work with customers to increase their credit scores, typically adding between 90 and 150 points to an average client's score within approximately six months. The company offers two types of plans to review credit reports, detect all possible inaccuracies, and send multiple letters of dispute to the three credit bureaus. Clients can view the status of their scores on a company portal as Onyx Credit Geeks works to increase their credit rating.

28536 Ford Rd Ste B, Garden City, MI 48135
Garden City, MI 48135

Website(313) 228-5572

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

69 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

400 Renaissance Center, Detroit, MI 48243
Detroit, MI 48243

RCA Credit Repair L.L.C. is a credit repair agency that offers its services to the residents of Metro Detroit and beyond. It offers a multitude of programs, namely the Popular Fast Track Premium Program, two types of monthly service programs, as well as a repair your own credit option through their book. RCA will help remove credit inaccuracies to help boost your credit scores, all while being educated along the way. Professional Service = Professional Results. Contact them today to speak with Credit Experts with the knowledge to give you sound and solid credit recommendations. Their motto: Credit =Access, Access=Opportunity and Opportunity Creates Options.

400 Renaissance Center, Detroit, MI 48243
Detroit, MI 48243

Website(866) 410-1717

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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