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Best Life Insurance Companies in Farmington Hills

2024

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Providers

Last updated:

Website
861 North Pontiac Trail, Walled Lake, MI 48390
  • Life Insurance
  • Health Insurance

Why choose this provider?

Conner Insurance Group, Inc. is a family-owned agency that provides individuals and families in Farmington Hills with protection and peace of mind through life insurance policies. It offers guidance in determining which type of coverage between whole life and term life insurance clients should get. Conner Insurance Group, Inc. was established in 1994 with the mission of educating customers on not just the functions of insurance products but also on how to secure their lifestyle and businesses financially.

License Verified:

License: 962748

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2405 Harte Drive, Brighton, MI 48114
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

The Pollicella Insurance Agency is a Brighton insurance brokerage that offers insurance services and products to residents of the Farmington Hills metro. It offers various life insurance products that help policyholders and their families attain financial stability during deaths. The policies also help pay for debts, mortgages, funerals, and other final expenses. The Policella Insurance Agency provides assistance in applying for Medicare and its sub-programs as well. Moreover, the firm is affiliated with various insurance providers in the region.

License Verified:

License: 1040134

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
36524 Grand River Avenue, Farmington Hills, MI 48335
  • Life Insurance
  • Health Insurance

Why choose this provider?

Eric Steffes is an insurance agent who has been in the insurance industry since 1996. He serves clients in Farmington Hills and nearby areas. His office offers insurance products such as life, auto, home, property, business, health, and pet as well as banking and annuities. Eric is affiliated with State Farm which handles change policy and change beneficiary for any life insurance plan. Other insurance plans available include condo, renters, motorcycle, recreational vehicle, rental property, and business.

License Verified:

License: 998881

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30903 Northwestern Highway, Farmington Hills, MI 48334
  • Life Insurance

Why choose this provider?

Wolf-Chandler Agency, LLC, is an independent insurance agency that has been serving individuals, families, and businesses in Farmington Hills and the surrounding areas for more than a century. It provides various life insurance products, such as term life insurance, traditional whole life insurance, universal life insurance, and variable universal life insurance. Wolf-Chandler Agency is a member of the Massachusetts Association of Insurance Agents and Professional Insurance Agents. The company is a Trusted Choice agency.

License Verified:

License: 0101082

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5649 Highland Road, Waterford, MI 48327
  • Life Insurance
  • Health Insurance

Why choose this provider?

Turnbull Insurance Agency is a life insurance firm serving clients from Farmington Hills. The company offers term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. Insurance packages for residential homes, vehicles, RVs, boats, and health are also available. Turnbull Insurance Agency has been providing its services to the community since 1973. Some of its partner insurance carriers include Grange Insurance and Foremost Insurance Group.

License Verified:

License: 16127523

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31711 Grand River Avenue, Farmington, MI 48336
  • Life Insurance

Why choose this provider?

HBL Insurance Agency has provided insurance solutions for Farmington Hills residents since 1961. The firm is led by its founder Mark Hatz who has been in the insurance industry for over 30 years. Hatz and his team of agents shop for insurance policies by researching rates from reputable carriers on the market. They can handle both commercial and personal lines of insurance, including life, health, vehicle, and property insurance plans. HBL Insurance Agency is affiliated with Foremost Insurance Group, Travelers, and Safeco Insurance.

License Verified:

License: 16192920

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24335 Ford Road, Dearborn, MI 48128
  • Life Insurance
  • Long Term Care

Why choose this provider?

Schembri Insurance Group offers personal and commercial insurance lines to residents of the Dearborn metro and the nearby Farmington Hills area. The company was founded in 2001 by Joel Schembri, a licensed insurance agent representing Allstate Insurance. Joel writes life insurance policies that provide financial coverage for events and situations such as mortgage payments, educational payments, cost of living, and deaths. Other personal lines of insurance that he offers include auto, renters', and homeowners' insurance.

License Verified:

License: 0143077

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28470 West 13 Mile Road, Farmington Hills, MI 48334
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kaufman Insurance and Financial Group, L.L.C., serves clients in Farmington Hills and nearby areas. Established in 1970, it started its business through selling life plans and later expanded to other insurance products and financial solutions. The agency also offers health policies, disability insurance, and long-term care plans. It provides employee benefits with vision and dental coverages. Retirement and personal estate planning are also available. The agency is a member of SIPC and FINRA. Founders Jerry and Brian Kaufman are also members of the Million Dollar Round Table.

License Verified:

License: 0020572

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5777 West Maple Road, West Bloomfield Township, MI 48322
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kane Mostyn Insurance Agency has been helping individuals and businesses with life and health insurance plans in the Farmington Hills area for more than 33 years. It offers life, long-term care, disability, medical, dental, and vision insurance policies. Its agents stay up-to-date with insurance changes that include Medicare and Health Care Reform and work with insurance companies to help clients secure comprehensive coverage that fits their specific situation. Owner Michael Mostyn is available 24/7 to address customers' concerns regarding their benefits.

License Verified:

License: 8466949

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
32425 Grand River Avenue, Farmington, MI 48336
  • Life Insurance

Why choose this provider?

Torley Insurance Group is partnered with various insurance carriers to provide Farmington Hills individuals and businesses with a wide variety of insurance products. Its portfolio of insurance products includes life, home, flood, automobile, and business insurance. Its insurance agents take a comprehensive approach when working with clients by assessing their needs and tailoring their insurance coverage according to their requirements. Clients commend the staff at Torley Insurance Group for always sharing their in-depth knowledge of the insurance industry.

License Verified:

License: 0126388

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
41000 Seven Mile Road, Northville, MI 48167
  • Life Insurance
  • Health Insurance

Why choose this provider?

Werner Scherz is a multi-line insurance agent that serves individuals and businesses in Farmington Hills and the surrounding areas. He assists clients in choosing life insurance coverage such as term and whole life. In addition, he offers other insurance policies from automobile and farm to business insurance. Werner Scherz is an agent through Farm Bureau Insurance, an insurance company that was founded in 1949 by Michigan farmers and now serves locally with nearly 500,000 Michigan policyholders.

License Verified:

License: 8328770

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
324 East Main Street, Northville, MI 48167
  • Life Insurance
  • Health Insurance
  • Individual Plans

Why choose this provider?

Blue Sky Insurance Agency provides health insurance plans to individuals, families, and businesses in the Farmington Hills area. Its health insurance products include personal, short-term medical, dental, and vision. The agency also provides term and permanent life insurance, disability coverage, and short-term and long-term care. Other insurance products offered include home, automotive, Medicare, and a variety of supplemental insurance plans. Group health benefits for small businesses, workers' compensation plans, and business insurance products are also available.

License Verified:

License: 10035978

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.4 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
38345 West 10 Mile Road, Farmington Hills, MI 48335
  • Life Insurance

Why choose this provider?

Anne Insurance Group is an independent agency that serves clients in Farmington Hills. It offers whole life, term life, child life, accidental death, critical illness, and final expense insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency also covers other types of insurance products for commercial general liability, workers' compensation, and businesses. In addition, Anne Insurance Group provides bundled home and auto insurance policies with the same insurance company.

License Verified:

License: 0120029

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7115 Orchard Lake Road, West Bloomfield Township, MI 48322
  • Life Insurance

Why choose this provider?

Paragon Underwriters is an independent insurance agency that has been servicing Farmington Hills since 1974. It offers term and whole life insurance coverage options, which can be tailored depending on different aspects, such as future earnings potential, civil status, number of children, and amount of debt. The policies can be utilized to cover different expenses like charitable donations, federal death and estate taxes, and inheritance. The agency also provides malpractice insurance for lawyers, architects, engineers, accountants, and consultants.

License Verified:

License: 959377

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (13)
Facebook
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
33533 West 12 Mile Road, Farmington Hills, MI 48331
  • Life Insurance

Why choose this provider?

MassMutual Michigan Metro serves the insurance needs of individuals, families, and businesses in Farmington Hills. Its agents analyze a client’s profile then suggest products that best fit a client’s needs. It carries life insurance plans like survivorship life, term life, whole life, universal life, and variable universal life insurance solutions. Additionally, it provides commercial services like succession planning, employee benefits, retirement planning, and financial management. Shelley Fiore, a lifelong Michigan resident, leads the team at MassMutual Michigan Metro.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (9)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
31860 Northwestern Highway, Farmington Hills, MI 48334
  • Life Insurance

Why choose this provider?

Frommer & Associates is a financial firm located in Farmington Hills. It helps a business find long-term solutions if a key person is not able to continue running it, if there will be changes in ownership, or in case of retirement or a loss. It offers key person life insurance to companies to enable their growth. Frommer & Associates also makes tax strategies, handles retirement solutions, performs estate planning, and analyzes investments to develop ways for its clients to reach their financial goals.

License Verified:

License: 0061515

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
37875 W 12 Mile Rd Suite 101, Farmington Hills, MI 48331
  • Life Insurance

Why choose this provider?

Baty Agency, Inc. is an independent insurance agency based in Farmington Hills that has been in the industry for more than four decades. Its team of insurance professionals offers life insurance policies that offer financial security for loved ones in the event of death or disability. Its life insurance plans can provide cash to pay for college tuition, funeral costs, and medical expenses. It has different life insurance plans, including term life, universal life, whole life, long-term care, and disability income. Insurance plans for businesses are also available.

License Verified:

License: 958675

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
37000 Grand River Avenue, Farmington, MI 48335
  • Life Insurance

Why choose this provider?

VTC is an independent insurance agency that has been in business since 1957. The company offers its services to individuals, families, and businesses in and around Farmington Hills. The company specializes in providing life, business, home, and auto insurance products. Other products include identity theft coverage, individual health insurance, and personal umbrella coverage. It carries products from different insurance providers, which include Chubb, AIG, and Foremost. VTC is licensed to operate in all 50 states.

License Verified:

License: 960075

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (8)
Google
3.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7011 Orchard Lake Road, West Bloomfield Township, MI 48322
  • Life Insurance
  • Health Insurance

Why choose this provider?

Agency Advantage is an independent insurance agency serving clients in the Farmington Hills area. It provides personal life and health insurance products through different insurance carriers. It also offers insurance coverage for personal properties, including auto, motorcycle, watercraft, and recreational vehicles as well as insurance for homes and additional structures on the property. Clients can also opt to avail a personal umbrella insurance. Coverage for business and commercial properties as well as workers' compensation are also available.

License Verified:

License: 8759614

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (175)
Facebook
5.0 / 5 (4)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What changes in your life should trigger a life insurance review in Farmington Hills?

    You should review your life insurance in Farmington Hills when your life changes significantly, which includes personal transformation, such as getting married, having a new child, or going through health issues and medication. Furthermore, changes in your business, such as starting or expanding a new one, should also call for a life review. In other words, regularly checking your life insurance ensures that it continues to meet your current financial needs and obligations.

  • Do you need to obtain life insurance coverage in Farmington Hills for your child in college?

    While college students in Farmington Hills may not think about getting life insurance, there are some excellent reasons for parents to consider it. Despite their age, college students could have debts like car loans, student loans, or share living expenses with others. If something happens to them, life insurance can help cover these debts. It can also handle semester-specific costs if needed. You can ensure their financial security by getting a life insurance policy for your college students.

  • What are the components of Farmington Hills disability insurance?

    Disability insurance constitutes a crucial safety net, ensuring that individuals and their families in Farmington Hills are financially secure during challenging times when their ability to earn income is compromised due to a disability. This insurance typically covers ongoing costs like food, clothing, shelter, utilities, insurance premiums, and entertainment.

  • What are the differences between term and permanent life insurance in Farmington Hills?

    Term and permanent life insurance in Farmington Hills differ primarily in coverage duration and cost. Term life insurance covers a specific period at a lower cost, suitable for short-term financial needs. On the other hand, permanent life insurance provides lifelong coverage, staying active as long as premiums are paid. Permanent life insurance also helps individuals build cash value over time.

  • What does life insurance cover in Farmington Hills?

    Life insurance can accumulate cash value over time, serving as a savings component. It can cover final expenses, including funeral and burial costs. It also offers income support for dependents, typically used for children but can extend to partners facing a loss of income. Additionally, life insurance can be an inheritance for beneficiaries, even if the policyholder in Farmington Hills lacks substantial assets to pass on.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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