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Best Life Insurance Companies in Farmington Hills

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Agency Advantage logo
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License Verified:

License: 8759614

Michigan Department of Insurance and Financial Services

Agency Advantage

7011 Orchard Lake Road, West Bloomfield Township, MI 48322
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  • Life Insurance
  • Health Insurance

Business Description

Agency Advantage is an independent insurance agency serving clients in the Farmington Hills area. It provides personal life and health insurance products through different insurance carriers. It also offers insurance coverage for personal properties, including auto, motorcycle, watercraft, and recreational vehicles as well as insurance for homes and additional structures on the property. Clients can also opt to avail a personal umbrella insurance. Coverage for business and commercial properties as well as workers' compensation are also available.

License Verified:

License: 8759614

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
America's Choice Insurance Partners logo
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License Verified:

License: 960783

Michigan Department of Insurance and Financial Services

America's Choice Insurance Partners

38500 Assembly Park Drive, Wixom, MI 48393
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  • Life Insurance

Business Description

America's Choice Insurance Partners is a family-owned business that has been servicing Farmington Hills since 1984. It offers term and whole life insurance options to individuals by partnering with a wide range of carriers, including Chubb, Progressive, Safeco Insurance, American Modern, and Conifer Insurance Company. Its team of professionals conducts annual policy reviews. The locally owned and operated agency also specializes in auto, home, and umbrella insurance. It serves clients in more than 20 states nationwide.

License Verified:

License: 960783

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Anne Insurance Group logo
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License Verified:

License: 0120029

Michigan Department of Insurance and Financial Services

Anne Insurance Group

38345 West 10 Mile Road, Farmington Hills, MI 48335
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  • Life Insurance

Business Description

Anne Insurance Group is an independent agency that serves clients in Farmington Hills. It offers whole life, term life, child life, accidental death, critical illness, and final expense insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency also covers other types of insurance products for commercial general liability, workers' compensation, and businesses. In addition, Anne Insurance Group provides bundled home and auto insurance policies with the same insurance company.

License Verified:

License: 0120029

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Baty Agency, Inc. logo
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License Verified:

License: 958675

Michigan Department of Insurance and Financial Services

Baty Agency, Inc.

37875 W 12 Mile Rd Suite 101, Farmington Hills, MI 48331
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  • Life Insurance

Business Description

Baty Agency, Inc. is an independent insurance agency based in Farmington Hills that has been in the industry for more than four decades. Its team of insurance professionals offers life insurance policies that offer financial security for loved ones in the event of death or disability. Its life insurance plans can provide cash to pay for college tuition, funeral costs, and medical expenses. It has different life insurance plans, including term life, universal life, whole life, long-term care, and disability income. Insurance plans for businesses are also available.

License Verified:

License: 958675

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blue Sky Insurance Agency logo
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License Verified:

License: 10035978

Michigan Department of Insurance and Financial Services

Blue Sky Insurance Agency

324 East Main Street, Northville, MI 48167
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  • Life Insurance
  • Health Insurance
  • Individual Plans

Business Description

Blue Sky Insurance Agency provides health insurance plans to individuals, families, and businesses in the Farmington Hills area. Its health insurance products include personal, short-term medical, dental, and vision. The agency also provides term and permanent life insurance, disability coverage, and short-term and long-term care. Other insurance products offered include home, automotive, Medicare, and a variety of supplemental insurance plans. Group health benefits for small businesses, workers' compensation plans, and business insurance products are also available.

License Verified:

License: 10035978

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Compass Insurance Agency logo
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License Verified:

License: 0090350

Michigan Department of Insurance and Financial Services

Compass Insurance Agency

280 Ann Street Northwest, Farmington Hills, MI 49504
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Compass Insurance Agency is a Grand Rapids-based insurance company that serves Farmington Hills, Ann Arbor, Wyoming, and the surrounding areas. The independent insurance agency, which partners with multiple carriers, offers a comprehensive suite of personal insurance products, including life insurance policies across whole life and term life insurance options. Additionally, it offers optional policy add-ons such as terminal illness riders. Its team of experienced agents also assists clients in handling claims.

License Verified:

License: 0090350

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conner Insurance Group, Inc. logo
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License Verified:

License: 962748

Michigan Department of Insurance and Financial Services

Conner Insurance Group, Inc.

861 North Pontiac Trail, Walled Lake, MI 48390
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  • Life Insurance
  • Health Insurance

Business Description

Conner Insurance Group, Inc. is a family-owned agency that provides individuals and families in Farmington Hills with protection and peace of mind through life insurance policies. It offers guidance in determining which type of coverage between whole life and term life insurance clients should get. Conner Insurance Group, Inc. was established in 1994 with the mission of educating customers on not just the functions of insurance products but also on how to secure their lifestyle and businesses financially.

License Verified:

License: 962748

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eric Steffes logo
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License Verified:

License: 998881

Michigan Department of Insurance and Financial Services

Eric Steffes

36524 Grand River Avenue, Farmington Hills, MI 48335
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  • Life Insurance
  • Health Insurance

Business Description

Eric Steffes is an insurance agent who has been in the insurance industry since 1996. He serves clients in Farmington Hills and nearby areas. His office offers insurance products such as life, auto, home, property, business, health, and pet as well as banking and annuities. Eric is affiliated with State Farm which handles change policy and change beneficiary for any life insurance plan. Other insurance plans available include condo, renters, motorcycle, recreational vehicle, rental property, and business.

License Verified:

License: 998881

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Farmington Insurance Agency LLC logo
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License Verified:

License: 1905939

Michigan Department of Insurance and Financial Services

Farmington Insurance Agency LLC

33215 Grand River Avenue, Farmington, MI 48336
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  • Life Insurance

Business Description

Farmington Insurance Agency LLC is an independent company serving individuals and families in the Farmington Hills metro. It is a life insurance provider that offers whole and term coverages. These life insurance policies can protect policyholders against financial losses caused by mortgage debts and funeral expenses. Moreover, the agency offers other plans, such as auto, home, business, and specialty market insurance. It works with Progressive, Encompass, and Liberty Mutual in creating customized coverages. Farmington Insurance Agency has been in the industry since 1868.

License Verified:

License: 1905939

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (26)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Frommer & Associate logo
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License Verified:

License: 0061515

Michigan Department of Insurance and Financial Services

Frommer & Associate

31860 Northwestern Highway, Farmington Hills, MI 48334
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  • Life Insurance

Business Description

Frommer & Associates is a financial firm located in Farmington Hills. It helps a business find long-term solutions if a key person is not able to continue running it, if there will be changes in ownership, or in case of retirement or a loss. It offers key person life insurance to companies to enable their growth. Frommer & Associates also makes tax strategies, handles retirement solutions, performs estate planning, and analyzes investments to develop ways for its clients to reach their financial goals.

License Verified:

License: 0061515

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HBL Insurance Agency logo
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License Verified:

License: 16192920

Michigan Department of Insurance and Financial Services

HBL Insurance Agency

31711 Grand River Avenue, Farmington, MI 48336
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  • Life Insurance

Business Description

HBL Insurance Agency has provided insurance solutions for Farmington Hills residents since 1961. The firm is led by its founder Mark Hatz who has been in the insurance industry for over 30 years. Hatz and his team of agents shop for insurance policies by researching rates from reputable carriers on the market. They can handle both commercial and personal lines of insurance, including life, health, vehicle, and property insurance plans. HBL Insurance Agency is affiliated with Foremost Insurance Group, Travelers, and Safeco Insurance.

License Verified:

License: 16192920

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HIA Financial logo
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License Verified:

License: 8290798

Michigan Department of Insurance and Financial Services

HIA Financial

111 North Wing Street, Northville, MI 48167
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  • Life Insurance

Business Description

HIA Financial is an insurance company that has been serving Farmington Hills and the surrounding areas for more than 45 years. The company offers life insurance policies, including term life, whole life, universal life, and variable universal life insurance. It also offers health insurance products that include coverages for critical illnesses and disabilities. Additionally, HIA Financial works to help clients make financially sound decisions helping them save for their children's college education or get tax-free retirement income.

License Verified:

License: 8290798

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kane Mostyn Insurance Agency logo
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License Verified:

License: 8466949

Michigan Department of Insurance and Financial Services

Kane Mostyn Insurance Agency

5777 West Maple Road, West Bloomfield Township, MI 48322
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  • Life Insurance
  • Health Insurance

Business Description

Kane Mostyn Insurance Agency has been helping individuals and businesses with life and health insurance plans in the Farmington Hills area for more than 33 years. It offers life, long-term care, disability, medical, dental, and vision insurance policies. Its agents stay up-to-date with insurance changes that include Medicare and Health Care Reform and work with insurance companies to help clients secure comprehensive coverage that fits their specific situation. Owner Michael Mostyn is available 24/7 to address customers' concerns regarding their benefits.

License Verified:

License: 8466949

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kaufman Insurance and Financial Group, L.L.C. logo
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License Verified:

License: 0020572

Michigan Department of Insurance and Financial Services

Kaufman Insurance and Financial Group, L.L.C.

28470 West 13 Mile Road, Farmington Hills, MI 48334
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  • Life Insurance
  • Health Insurance

Business Description

Kaufman Insurance and Financial Group, L.L.C., serves clients in Farmington Hills and nearby areas. Established in 1970, it started its business through selling life plans and later expanded to other insurance products and financial solutions. The agency also offers health policies, disability insurance, and long-term care plans. It provides employee benefits with vision and dental coverages. Retirement and personal estate planning are also available. The agency is a member of SIPC and FINRA. Founders Jerry and Brian Kaufman are also members of the Million Dollar Round Table.

License Verified:

License: 0020572

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lakeland Underwriters logo
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Lakeland Underwriters

8888 Commerce Road, Commerce Township, MI 48382
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  • Life Insurance
  • Health Insurance

Business Description

Lakeland Underwriters is an insurance company serving clients in Farmington Hills and the surrounding communities. One of its areas of specialization is group plans, which cover life, health, disability, and dental insurance policies. The other insurance products offered by the company include property and casualty insurance, international health insurance, and short-term insurance. Lakeland Underwriters has access to multiple insurance companies that allow its insurance professionals to design coverage and protection for its clients' specific and individual needs.

Life Insurance Michigan logo
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License Verified:

License: 3651680

Michigan Department of Insurance and Financial Services

Life Insurance Michigan

42705 Grand River Avenue, Novi, MI 48375
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  • Life Insurance

Business Description

Life Insurance Michigan offers various insurance products to residents of Farmington Hills and the surrounding areas. The agency specializes in providing term life and permanent life insurance products. It focuses on helping clients who are looking to leave a sizable income to their relatives, friends, or charitable foundations. Commercial clients can also take advantage of life insurance for business continuation, key person indemnification, and protection for their employees and executives.

License Verified:

License: 3651680

Michigan Department of Insurance and Financial Services

Mason-McBride Inc. logo
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License Verified:

License: 960393

Michigan Department of Insurance and Financial Services

Mason-McBride Inc.

3155 W Big Beaver Rd Suite 125, Troy, MI 48084
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  • Life Insurance

Business Description

Mason-McBride Inc. have been in the industry for over 40 years, specializing in different insurance packages. They are sure to cater to their client's diverse needs and preferences, from the usual ones such as life and auto insurance to unique ones such as toys insurance. They pride themselves in using little advertising because they are heavily reliant on word of mouth from their esteemed clients, showing how satisfied their clients are with the services they provided them. Their services are available for Farmington Hills residents and nearby areas.

License Verified:

License: 960393

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MassMutual Michigan Metro logo
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MassMutual Michigan Metro

33533 West 12 Mile Road, Farmington Hills, MI 48331
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  • Life Insurance

Business Description

MassMutual Michigan Metro serves the insurance needs of individuals, families, and businesses in Farmington Hills. Its agents analyze a client’s profile then suggest products that best fit a client’s needs. It carries life insurance plans like survivorship life, term life, whole life, universal life, and variable universal life insurance solutions. Additionally, it provides commercial services like succession planning, employee benefits, retirement planning, and financial management. Shelley Fiore, a lifelong Michigan resident, leads the team at MassMutual Michigan Metro.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (9)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Paragon Underwriters logo
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License Verified:

License: 959377

Michigan Department of Insurance and Financial Services

Paragon Underwriters

7115 Orchard Lake Road, West Bloomfield Township, MI 48322
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  • Life Insurance

Business Description

Paragon Underwriters is an independent insurance agency that has been servicing Farmington Hills since 1974. It offers term and whole life insurance coverage options, which can be tailored depending on different aspects, such as future earnings potential, civil status, number of children, and amount of debt. The policies can be utilized to cover different expenses like charitable donations, federal death and estate taxes, and inheritance. The agency also provides malpractice insurance for lawyers, architects, engineers, accountants, and consultants.

License Verified:

License: 959377

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (13)
Facebook
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Schembri Insurance Group logo
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License Verified:

License: 0143077

Michigan Department of Insurance and Financial Services

Schembri Insurance Group

24335 Ford Road, Dearborn, MI 48128
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  • Life Insurance
  • Long Term Care

Business Description

Schembri Insurance Group offers personal and commercial insurance lines to residents of the Dearborn metro and the nearby Farmington Hills area. The company was founded in 2001 by Joel Schembri, a licensed insurance agent representing Allstate Insurance. Joel writes life insurance policies that provide financial coverage for events and situations such as mortgage payments, educational payments, cost of living, and deaths. Other personal lines of insurance that he offers include auto, renters', and homeowners' insurance.

License Verified:

License: 0143077

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Storm Insurance Services logo
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License Verified:

License: 0017645

Michigan Department of Insurance and Financial Services

Storm Insurance Services

24001 Orchard Lake Road, Farmington Hills, MI 48336
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  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Storm Insurance Services is an independent agency that links customers in Farmington Hills to life, health, and auto insurance providers. Together with universal life insurance, the agency arranges term and final expense insurance to help families pay for college expenses as well as burials and funeral services. Additionally, it has a network of property and casualty carriers comprising Pioneer State Mutual, Progressive, and Citizens. The agency has been helping clients with their personal and commercial insurance needs since 1994.

License Verified:

License: 0017645

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (46)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Strand Insurance Agency logo
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License Verified:

License: 0064146

Michigan Department of Insurance and Financial Services

Strand Insurance Agency

P.O. Box 180, Lyon Charter Township, MI 48165
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  • Life Insurance

Business Description

Strand Insurance Agency finds the appropriate life insurance coverage for its clients in Farmington Hills and the surrounding areas. The independent service provider scans the available insurance rates of its partner carriers and recommends policies based on the clients' financial goals and needs. Its agents also help individuals protect their families with the term, whole, and universal life programs. They are also equipped to adjust and improve existing plans to adapt to policyholders' life changes.

License Verified:

License: 0064146

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Lankford Insurance Agency logo
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License Verified:

License: 15128416

Michigan Department of Insurance and Financial Services

The Lankford Insurance Agency

1135 Round Lake Road, White Lake, MI 48386
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  • Health Insurance

Business Description

The Lankford Insurance Agency provides a range of insurance products in Farmington Hills and the surrounding areas. It offers different types of life insurance policies such as term-life insurance, universal life insurance, whole-life insurance, and long-term care insurance. Other insurance options include auto insurance, commercial insurance, workers’ compensation insurance, homeowners insurance, and mobile homes insurance. The Lankford Insurance Agency puts a strong focus on delivering services with insight and respect to its clientele.

License Verified:

License: 15128416

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Pollicella Insurance Agency logo
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License Verified:

License: 1040134

Michigan Department of Insurance and Financial Services

The Pollicella Insurance Agency

2405 Harte Drive, Brighton, MI 48114
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

The Pollicella Insurance Agency is a Brighton insurance brokerage that offers insurance services and products to residents of the Farmington Hills metro. It offers various life insurance products that help policyholders and their families attain financial stability during deaths. The policies also help pay for debts, mortgages, funerals, and other final expenses. The Policella Insurance Agency provides assistance in applying for Medicare and its sub-programs as well. Moreover, the firm is affiliated with various insurance providers in the region.

License Verified:

License: 1040134

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Torley Insurance Group logo
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License Verified:

License: 0126388

Michigan Department of Insurance and Financial Services

Torley Insurance Group

32425 Grand River Avenue, Farmington, MI 48336
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  • Life Insurance

Business Description

Torley Insurance Group is partnered with various insurance carriers to provide Farmington Hills individuals and businesses with a wide variety of insurance products. Its portfolio of insurance products includes life, home, flood, automobile, and business insurance. Its insurance agents take a comprehensive approach when working with clients by assessing their needs and tailoring their insurance coverage according to their requirements. Clients commend the staff at Torley Insurance Group for always sharing their in-depth knowledge of the insurance industry.

License Verified:

License: 0126388

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Turnbull Insurance Agency logo
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License Verified:

License: 16127523

Michigan Department of Insurance and Financial Services

Turnbull Insurance Agency

5649 Highland Road, Waterford, MI 48327
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  • Life Insurance
  • Health Insurance

Business Description

Turnbull Insurance Agency is a life insurance firm serving clients from Farmington Hills. The company offers term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. Insurance packages for residential homes, vehicles, RVs, boats, and health are also available. Turnbull Insurance Agency has been providing its services to the community since 1973. Some of its partner insurance carriers include Grange Insurance and Foremost Insurance Group.

License Verified:

License: 16127523

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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VTC logo
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License: 960075

Michigan Department of Insurance and Financial Services

VTC

37000 Grand River Avenue, Farmington, MI 48335
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  • Life Insurance

Business Description

VTC is an independent insurance agency that has been in business since 1957. The company offers its services to individuals, families, and businesses in and around Farmington Hills. The company specializes in providing life, business, home, and auto insurance products. Other products include identity theft coverage, individual health insurance, and personal umbrella coverage. It carries products from different insurance providers, which include Chubb, AIG, and Foremost. VTC is licensed to operate in all 50 states.

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License: 960075

Michigan Department of Insurance and Financial Services

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Werner Scherz logo
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License: 8328770

Michigan Department of Insurance and Financial Services

Werner Scherz

41000 Seven Mile Road, Northville, MI 48167
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  • Life Insurance
  • Health Insurance

Business Description

Werner Scherz is a multi-line insurance agent that serves individuals and businesses in Farmington Hills and the surrounding areas. He assists clients in choosing life insurance coverage such as term and whole life. In addition, he offers other insurance policies from automobile and farm to business insurance. Werner Scherz is an agent through Farm Bureau Insurance, an insurance company that was founded in 1949 by Michigan farmers and now serves locally with nearly 500,000 Michigan policyholders.

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License: 8328770

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Wolf-Chandler Agency, LLC logo
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License: 0101082

Michigan Department of Insurance and Financial Services

Wolf-Chandler Agency, LLC

30903 Northwestern Highway, Farmington Hills, MI 48334
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  • Life Insurance

Business Description

Wolf-Chandler Agency, LLC, is an independent insurance agency that has been serving individuals, families, and businesses in Farmington Hills and the surrounding areas for more than a century. It provides various life insurance products, such as term life insurance, traditional whole life insurance, universal life insurance, and variable universal life insurance. Wolf-Chandler Agency is a member of the Massachusetts Association of Insurance Agents and Professional Insurance Agents. The company is a Trusted Choice agency.

License Verified:

License: 0101082

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
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Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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