Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Farmington Hills

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Farmington Hills Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

34Reviewed

22Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

31313 Northwestern Hwy Ste 218, Farmington Hills, MI 48334
WebsiteLicense: 962104

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Bencivenga Insurance Agency is a family-owned independent firm that caters to individuals, families, and businesses in the Farmington Hills metro and the surrounding areas. It offers renters' insurance policies, which protect personal properties against losses from explosions, fire or smoke, theft, vandalism, and water damage. Also included in its line of products are automobile, health, homeowners', life, motorcycle, and recreational vehicle insurance plans. Bencivenga Insurance Agency has been in operation for more than 50 years.

  • Multiple Policy Types

24001 Orchard Lake Rd, Ste 120, Farmington, MI 48336
WebsiteLicense: 1682542

Expertise.com Rating

Review Sources

Google
4.5 (47)
Yelp
1.0 (1)

Why choose this provider?

Storm Insurance Services is an independent insurance company that serves Farmington Hills. Carrying a broad range of insurance products from different companies, it offers renters' insurance policies that give coverage to the renters' personal belongings. Its team of professionals provides personalized services aimed to assist customers in making well-informed decisions. As a full-service insurance company, the company also helps clients with insurance products such as life insurance, commercial insurance, Medicare, automotive insurance, and identity theft protection insurance.

  • Multiple Policy Types

2753 S. Milford Rd. Suite B, Highland, MI 48357
WebsiteLicense: 16363573

Expertise.com Rating

Why choose this provider?

Schoen Insurance Agency is an independent agency that serves Farmington Hills, providing residents and businesses with various insurance products. These products include renters', homeowners', and commercial property insurance. The agency partners with carriers like Safeco and Foremost to offer these products. Its insurance agents also help clients customize their policies with additional coverage, such as renters' insurance that covers liability for boat ownership. The agency's insurance professionals have over 120 years of collective industry experience.

  • Multiple Policy Types

4877 Carroll Lake Rd, Commerce Twp, MI 48382
WebsiteLicense: 18142926

Expertise.com Rating

Review Sources

Google
4.9 (367)
Facebook
4.9 (77)

Why choose this provider?

Levin Insurance Agency operates in Commerce Township and caters to clients in Farmington Hills and nearby communities. It offers renters' insurance plans for individuals, families, and small groups. The agency can customize each policy to include personal protection against unexpected dangers, such as fires and flooding. It also offers coverage for medical liabilities and loss of possessions. As an independent agency, it compares the annual rates and prices of policy options from more than 15 different carriers. These include companies like Foremost and Citizens Insurance.

  • Home and Auto Insurance

24380 Orchard Lake Rd Suite 102, Farmington Hills, MI 48336
WebsiteLicense: 3223160

Expertise.com Rating

Review Sources

Google
4.9 (50)
Facebook
5.0 (11)

Why choose this provider?

Kevin Wallon operates a local State Farm agency catering to the insurance needs of Farmington Hills and the surrounding communities. Wallon joined the company in 2012 and opened his office one year later. Some of the insurance products he offers include renters' insurance, helping tenants protect what is important to them in case of a fire, theft, wind, or vandalism. Wallon also furnishes insurance policies that cover properties, automobiles, homes, individual life, and health.

  • Home and Auto Insurance

27333 Meadowbrook Road, Suite 230, Novi, MI 48377
WebsiteLicense: 960616

Expertise.com Rating

Review Sources

Google
5.0 (210)
Yelp
5.0 (1)

Why choose this provider?

Serving Farmington Hills and the surrounding areas, Autumn Insurance & Benefits offers renters' insurance policies. These insurance plans include coverage for homes and personal possessions, as well as liability coverage. The company also provides a variety of other personal insurance products, including life, auto, health, umbrella, and Medicare insurance. Business insurance solutions are also available. These cover workers' compensation, commercial umbrella, business property, and construction bonding insurance. The company has been in the insurance business since 1933.

  • Multiple Policy Types

FAQs

  • What is the difference between actual cash value and replacement cost when it comes to Farmington Hills renters' insurance?

    Actual cash value and replacement cost apply to your personal belongings when purchasing renters' insurance in Farmington Hills. The actual cash value refers to the market value of the item at the time of loss and takes into account the physical condition of the item. On the other hand, replacement cost reimburses you the difference between the amount you need to actually replace the covered item and its actual cash value.

  • What is the average cost of renters' insurance in Farmington Hills?

    The average cost of a Farmington Hills renters' insurance is around $217 per year, but you can also find policies that range from $111 to $291. The cost of your insurance premiums is influenced by several factors, such as the amount of your deductible, the location of your rental home, and your chosen liability coverage.

  • What factors should you consider when shopping for a renters' insurance policy in Farmington Hills?

    Before buying a renters' insurance policy in Farmington Hills, the first thing you need to consider is your monthly budget. Most insurance providers allow you to pay on a monthly basis, but you can actually avail a discount if you pay your premiums annually. It is also advisable to look for a policy that have good coverage terms for water damage because Farmington Hills receives an average of 39 inches of snow per year.

  • How long is the waiting period in Farmington Hills for renters' insurance claims?

    On average, you can expect to wait for a week up to more than a month after filing your renters' insurance claim in Farmington Hills. If you want to increase the chances of your claim being handled in a timely manner, it is recommended that you choose a provider with a good track record in advance and provide them with all the required documents when submitting your claim.

  • What should you do if your Farmington Hills renters' insurance provider declines your claim?

    If you believe your Farmington Hills renters' insurance provider is committing fraud by declining your claims, you can file a complaint with the state's Department of Insurance and Financial Services (DIFS). You can do this by sending an email to DIFScomplaints@michigan.gov or calling 877-999-6442. DIFS will then ask for an explanation from your insurance provider after providing them with a copy of your complaint.

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