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Best Life Insurance Companies in Southfield

2024

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Providers

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Website
30600 Telegraph Road, Bingham Farms, MI 48025
  • Life Insurance
  • Health Insurance

Why choose this provider?

Altruis Benefit Consulting is an insurance agency near Southfield that provides options for insurance protection in the metro. The company is composed of insurance brokers and benefit advisors that counsel clients in need of financial protection for their personal or business needs. It offers life insurance products such as term life, whole life, universal life, and variable universal life insurance policies. It also offers healthcare plans and internationally accepted insurance policies. Its name was derived from the word "altruism," a trait the agents strive to espouse.

License Verified:

License: 8439074

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24724 Farmbrook Road, Southfield, MI 48034
  • Life Insurance

Why choose this provider?

Zervous Group, Inc., is a family-owned and family-operated business founded in 1940. It is an insurance service provider that caters to contractors in the Southfield metro and its nearby communities. The company offers life insurance plans as well as health and disability insurance. Its insurance professionals also handle homeowners', auto, commercial business, and surety and fidelity bond insurance. Chairman of the Board Gus E. Zervos started his insurance career when he joined the company in 1964.

License Verified:

License: 962419

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25800 Northwestern Highway, Southfield, MI 48075
  • Life Insurance

Why choose this provider?

Insurance One Agency is an independently owned and operated company serving families and individuals in Southfield. Established in 1975, its agents possess years of experience in the field and walk clients through the process of acquiring insurance policies. They specialize in crafting life insurance plans customized according to each policyholder's unique and changing needs and financial situations. Insurance One Agency coordinates with over eight insurance carriers and also offers homeowners', RV, and car insurance.

License Verified:

License: 962872

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
26777 Central Park Boulevard, Southfield, MI 48076
  • Life Insurance
  • Health Insurance

Why choose this provider?

Cantor Insurance Group is an independent insurance agency that serves clients in Southfield. It offers life insurance policies that provide financial security to beneficiaries in the event of an unexpected death by paying bills, taxes, income loss, and funeral expenses. In collaboration with several insurance companies, such as Travelers, GMAC Insurance, and Allied Insurance, the agency also covers insurance products for businesses, homes, automobiles, watercraft, and recreational vehicles. It has expanded its services to several areas, including Howell, Brighton, and Milford.

License Verified:

License: 16744781

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
28470 West 13 Mile Road, Farmington Hills, MI 48334
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Kaufman Insurance and Financial Group, L.L.C., has been offering life insurance programs for individuals, businesses, and groups in Southfield and the nearby cities since 1970. It has comprehensive life insurance options such as annuities and variable life. Additionally, it offers other insurance plans such as disability, health, and long-term care policies. Other services also include business continuation plans and retirement planning. Brian Kaufman is a Million Dollar Round Table lifetime member and a member of the National Association of Insurance and Financial Advisors.

License Verified:

License: 2967928

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
251 Pierce Street, Birmingham, MI 48009
  • Life Insurance

Why choose this provider?

Schechter is serving Southfield and nearby areas. This wealth advisory and financial services firm has been advising clients on financial matters for 80 years, and is currently operated by third-generation members. It provides private placement life insurance (PPLI), which may be used by some investors to delay possible tax burdens. PPLI's other benefits include simplified tax reporting, no surrender charges, lower cost and commission, and it has enhanced creditor protection. The firm's other services cover investment advisory and private capital.

License Verified:

License: 7123788

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
555 South Old Woodward Avenue, Birmingham, MI 48009
  • Life Insurance

Why choose this provider?

Eschels Financial Group is a family-owned company established in 1955, providing life insurance solutions to clients in the Southfield area. It offers various life insurance coverage, such as whole and universal life, long-term care, final expense, and disability income. Its founder, J. Ted Eschels, along with the other professionals in the company, strives to ensure that each client receives the insurance coverage that fits their needs. Eschels Financial Group is a member of Insurance Designers of America.

License Verified:

License: 961407

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
28055 John R Road, Madison Heights, MI 48071
  • Life Insurance
  • Health Insurance

Why choose this provider?

Tracey Denson Scott Insurance is an agency that has been in the industry for more than two decades serving clients in Southfield. The agency's principal, Tracey Denson Scott, educates and assists clients in understanding the right insurance plan that fits budgets and financial goals. Scott and her team offer term life insurance that covers a specific period of time. In addition, they have whole life insurance plans that provide lifetime protection and can build equity. Other products include home, auto, and business insurance.

License Verified:

License: 0094656

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (22)
Google
4.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20099 West 12 Mile Road, Southfield, MI 48076
  • Life Insurance
  • Health Insurance

Why choose this provider?

George Almaliky is a life insurance agent who serves clients in Southfield and nearby areas. He offers a wide range of life insurance options, such as term, whole, and universal. Almaliky also provides insurance plans for cars, pets, homeowners, renters, and businesses. He is an agent for State Farm Insurance, an insurance firm that has been serving the community for nearly 100 years. Almaliky is committed to providing clients quality insurance services at all times.

License Verified:

License: 16642780

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 town sq, suite 800, Southfield, MI 48075
  • Life Insurance

Why choose this provider?

Fischman Insurance Group is an independent firm that provides services for business owners and high-net-worth individuals in Southfield. It offers financial life planning services such as cash flow, net worth statement, and Social Security maximization. It also offers life insurance, retirement planning, eldercare, and goal planning. The company was founded in 2012 by Ari Fischman. He created a business model that puts resources in place to manage insurance lines of wealth management firms, attorneys, and CPAs.

License Verified:

License: 0097784

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
29081 Dequindre Road, Madison Heights, MI 48071
  • Life Insurance

Why choose this provider?

With more than 50 years of experience, Jensen Insurance Agency offers insurance solutions to customers in Southfield. It provides comprehensive personal insurance policies including life insurance, home insurance, boat and motorcycle insurance, auto insurance, and umbrella insurance. The company also has commercial coverages for property, liability, business auto, and workers’ compensation. Other available services include retirement income planning, accumulation planning, and small business solutions. Jensen Insurance Agency has been helping clients with their insurance needs since 1956.

License Verified:

License: 960999

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2000 Town Center, Southfield, MI 48075
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Brandon Bell Insurance Agency is a company that serves the needs of families and individuals in Southfield. It was established by Brandon Bell, who built the business on his extensive background in the insurance industry and his desire to help others. Bell and his team shop for life insurance products from various carriers in the market, including Progressive Insurance, Safeco, and The Hartford. In addition to term, universal, and whole life insurance, the company also handles homeowners' and auto insurance.

License Verified:

License: 19356070

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
33622 Woodward Avenue, Birmingham, MI 48009
  • Life Insurance
  • Health Insurance

Why choose this provider?

Terrill Mayberry is a State Farm insurance professional who assists the risk management needs of residents in Southfield. Included in his product line is life insurance, which can provide protection for a lifetime or a specific period of time. He can furnish individual plans as well as group policies for employers looking into protecting their workers. Mayberry began his career with State Farm as a Business Lines Underwriter in 2008, and he became an insurance agent six years later.

License Verified:

License: 16551543

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (207)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28411 Northwestern Highway, Southfield, MI 48034
  • Life Insurance
  • Health Insurance

Why choose this provider?

Since 1986, MFC Benefits has been providing tailor-fit insurance solutions for businesses in Southfield. The insurance agency specializes in the design, installation, and management of group benefits that support the needs of clients' HR departments and employees. Its life insurance products include term, AD&D, key man, and executive policies. Additionally, it offers medical insurance, dental insurance, disability insurance, and retirement plans. William Schoof, the agency's president, is a member of the MDRT and holds more than 30 years of industry experience.

License Verified:

License: 9156532

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3000 Town Center, Southfield, MI 48075
  • Life Insurance

Why choose this provider?

MassMutual Great Lakes assists clients in the Southfield area by handling their insurance and financial security needs. It provides individuals and families with a range of products like life insurance, disability income insurance, long-term care, mutual funds, 529 college savings plan, and retirement accounts. Its team of professionals also offers business services such as employee benefits, financial management, and succession planning. In 2020, MassMutual Great Lakes had more than $2.7 billion of life insurance policies in force.

License Verified:

License: 7632393

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
28317 Southfield Road, Lathrup Village, MI 48076
  • Life Insurance
  • Health Insurance

Why choose this provider?

Tiffany Khousakoun is an insurance agent that leads a State Farm branch in Lathrup Village. She helps residents in and around the Southfield metro and throughout Michigan with their insurance needs. She helps clients find the right life insurance product that best fits their needs. She can also help those looking for health, auto, property, and business policies. Additionally, Khousakoun provides State Farm banking products, such as checking and savings accounts, credit cards, and certificates of deposit.

License Verified:

License: 16819033

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (26)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2701 Troy Center Drive, Troy, MI 48084
  • Life Insurance
  • Health Insurance

Why choose this provider?

American Insurance Advisors is an insurance broker and advising company led by its principal agent Jeffrey Pratt. It operates in Troy and extends its services to nearby communities, including Southfield. The company can assist clients in acquiring different kinds of life insurance, including term and permanent life insurance. It also offers clients additional insurance options such as the return of premium option wherein a client receives the total amount of premiums they paid if the insurance policy is unused during the term.

License Verified:

License: 2852180

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17515 West Nine Mile Road, Southfield, MI 48075
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 1982, James Ralph Agency, Inc., is a full-service insurance solutions provider catering to the needs of Southfield residents and the surrounding communities. The company delivers life and health insurance policies to individuals, families, and business clients. Its insurance brokers help customers realize their needs, assess their coverage options, and select the right policy from multiple providers in the market. The firm also specializes in business insurance and employee benefits. It serves clients throughout Michigan and Illinois.

License Verified:

License: 8291450

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
1.0
Google
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
20245 West 12 Mile Road, Southfield, MI 48076
  • Life Insurance

Why choose this provider?

Insurance by Anderson is an independent brokerage in Southfield that offers insurance products and solutions to clients in the metro. The firm has been operating for more than 50 years and has access to dozens of insurance providers in the region. It is capable of presenting diverse life insurance options for products such as term life insurance, whole life insurance, and universal life insurance. It also offers policies for homeowners' insurance and automobile insurance.

License Verified:

License: 17558791

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are some of the life insurance plans offered in Southfield?

    Term life insurance offers coverage for a set duration, typically spanning 10 to 30 years, and is usually more affordable for Southfield residents than whole life insurance. Whole life insurance, on the other hand, offers lifelong coverage as long as premiums are maintained. Universal life insurance is a permanent option known for its flexibility in premiums, face values, and pricing structure.

  • What are the key benefits of purchasing juvenile whole life insurance in Southfield?

    Buying juvenile whole life insurance in Southfield can provide significant advantages, such as lifelong coverage for the child, provided that premiums are consistently paid. This policy is accessible from birth to age 16 and has the option to access cash value through policy loans. Additionally, it ensures a child's future eligibility for insurance and financial stability by maintaining coverage that remains unaffected by future health conditions.

  • How can Southfield residents determine the right life insurance policy for their needs and budgets?

    Whole life insurance is recommended for Southfield residents in their early 20s looking to prepare for the future. This type of life insurance offers lifelong protection at an affordable rate. For people in their 30s who are married, have young children, and recently took on a mortgage, term life insurance might be the most suitable choice to assist with anticipated expenses in the coming decades.

  • Can life insurance policyholders in Southfield change their beneficiaries online?

    Yes. Changing life insurance beneficiaries online involves locating the policy and beneficiary card. Then, Southfield policyholders can make adjustments by adding or removing beneficiaries and digitally signing the changes using DocuSign. While you can remove or edit beneficiaries classified as "children" through the online platform, adding new child beneficiaries cannot be done using this method.

  • How can Southfield residents choose a suitable life insurance policy?

    When Southfield residents are in the process of shopping for a life insurance policy, they have the option to collaborate with an independent agent to assess policies offered by various insurance companies. Alternatively, they can utilize an online life insurance quote tool to obtain immediate quotes from multiple companies. Regardless of the path they select, it is essential for them to thoroughly evaluate a wide range of policies before arriving at a final decision.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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