Best Pet Insurance Companies in Boston

FAQs

• What do pet insurance policies in Boston cover?

  When your dog or cat is involved in an unexpected accident or illness, Boston's most basic pet insurance policy can help pay for the necessary tests and medications. Some also cover the costs of hospitalization, accidents, or cancer treatment. Determine the level of protection you want for your pet and whether there is a waiting period or a health exam required before the policy takes effect.

• How does one file a complaint related to pet insurance in Boston?

  If you have a complaint, you should first contact your agent or pet insurance provider in Boston and request an explanation. Complete the DOI Complaint Form at https://www.mass.gov/doc/doi-insurance-complaint-form/download if you haven't already. Within two weeks of filing, you will receive a formal acknowledgment or a request for additional information. The insurance company or agent against whom you are filing will be notified and will have 30 days to respond in writing.

• How much do pet insurance policies usually cost in Boston?

  The cost of pet insurance in Boston varies depending on your zip code, your pet's age in relation to its expected lifespan, and the common health risks associated with its breed. Smaller animals, such as chihuahuas and domestic shorthairs, cost between $23 and $81 per month, respectively. Larger dogs, such as Golden Retrievers, cost $42 to $131 per month to insure.

• Do pet insurance policies in Boston cover pre-existing conditions?

  No, but the pet insurance company reserves the right to impose a waiting period before coverage begins for pre-existing conditions that are deemed treatable. Diabetes and cancer, for example, may not be covered at all or only partially. Even if your pet has a pre-existing condition, it is a good idea to purchase insurance because you never know when something unrelated may occur. You might want to consider accident-only coverage because it is less expensive.

• Are dogs and cats the only pets eligible for pet insurance in Boston?

  Pet insurance typically covers a wide range of animals, including exotic birds, potbelly pigs, reptiles, and various rodents, according to the Insurance Information Institute. However, the majority of Boston pet insurance policies focus on providing coverage for dogs and cats. Pet insurance is available from a few companies, including Nationwide and ASPCA Pet Insurance.