Best Pet Insurance Companies in Cambridge

FAQs

• What is the average cost of pet insurance in Cambridge?

  Typically, Cambridge cat owners can anticipate an average monthly insurance cost of approximately $16.21, whereas dog owners tend to pay around $34.87 on average. When it comes to specific dog breeds, insuring a Golden Retriever costs an average of $34 per month, while insuring a German Shepherd demands a monthly premium of $37. In contrast, insuring Persian cats comes at an average monthly premium of $18, and for exotic shorthairs, it is about $19 per month on average.

• What is the difference between human and pet health insurance in Cambridge?

  While pet insurance essentially functions as a form of healthcare coverage, it is typically far less complex than human health insurance. In Cambridge, pet owners generally deal with a deductible and a copayment structure. They are typically presented with three coverage options, which include accidents-only, accidents and illnesses, or a comprehensive package covering accidents, illnesses, and other medical expenses. Almost every policy has some form of maximum payout limit.

• Which insurance providers offer the cheapest pet insurance coverage in Cambridge?

  Among the insurance companies that offer the most affordable pet insurance coverage in Cambridge are Pet Plan, Pets Best, and Figo. Pet Plan provides a $5,000 coverage plan with a monthly premium of $23. Next, Pets Best offers unlimited coverage for a monthly premium of $45. Lastly, Figo presents a $10,000 coverage plan with a monthly premium of $46.

• How much do pet owners pay for pet insurance coverage in Cambridge?

  The typical monthly cost for pet insurance in Cambridge hovers around $28, while the national average ranges from $11 to $49 per month. The specific premium pet parents pay depends on various factors, like the type and health of their pets, as well as the extent of their coverage. For instance, dog owners can expect to pay $28 monthly, while cat owners typically pay $47 for pet insurance.

• How can pet parents in Cambridge find insurance that fits their budgets and their animal companions’ healthcare requirements?

  Prior to comparing insurance quotes, pet owners in Cambridge should first determine the specific coverage they want for their pets. The two primary categories of pet insurance, comprehensive and accident-only, come with their own set of advantages. Once a coverage type is selected, the next step involves examining the coverage limit and deductible. Pet owners can then make a list of insurance providers that offer the ideal deductible and coverage type for their pets.