Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Worcester

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Worcester Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3298Reviewed

1982Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
95 Ashley Ave, West Springfield, MA 01089
  • Policy Bundle Discount

Why choose this provider?

Haberman Insurance caters to clients in Worcester and the surrounding areas. It provides a range of products, including insurance for pets. The agency helps select the appropriate pet policy for cats or dogs based on the breed, gender, age, and overall health of the animal and the owner's preferences. It offers protection for pets in case of an accident, illness, or surgery. Haberman Insurance aims to build a relationship with its clients through financial planning. Its customer service is available 24/7.

License Verified:

License: 2767708

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (8)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
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Website
475 High Street, Dedham, MA 02026
  • Policy Bundle Discount

Why choose this provider?

Cavallo & Signoriello Insurance Agency is a locally owned and operated company that serves individuals, families, and businesses in Worcester and the rest of Massachusetts. It provides pet health insurance policies for different kinds of pets, including dogs, cats, rabbits, exotic birds, reptiles, and rodents. These plans typically cover hospitalization, surgeries, cancer treatments, vet specialists, and prescriptions. The company has insured more than 20,000 clients. Co-owner Ben Cavallo serves on the Massachusetts Association of Insurance Agents' Board of Directors.

License Verified:

License: 5437808

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (120)
Facebook
4.9 / 5 (79)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
374 Belmont Street, Worcester, MA 01604

Why choose this provider?

Universal Insurance Agency serves individuals, families, and businesses in Worcester and the nearby communities. Its agents assist clients in finding and securing policies that provide coverage for their pets' specific needs and circumstances, which may include unexpected hospital stays and medications. It represents a wide range of insurance carriers including Acadia Insurance, Nationwide, The Hanover Insurance Group, Liberty Mutual, and Universal North America. The agency also helps with homeowners, automobile, personal umbrella, and business insurance policies.

License Verified:

License: 8800229

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (81)
Facebook
4.5 / 5 (19)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1945 Congress Street Building A, Worcester, MA 04102
  • Policy Bundle Discount

Why choose this provider?

Clark Insurance is an agency that provides a wide range of policies to individuals and small and large businesses in the Worcester metro and the surrounding areas. It has been in the industry since 1931, offering products like long-term care, employee benefits, bonds, life, renters', and business insurance. It also offers pet insurance plans from Figo which may cover vet exams, cancer treatment, CAT scans, hereditary and congenital conditions, hip dysplasia, and hospitalization. The agency partners with other carriers, such as Aetna, Unum, and Vermont Mutual.

License Verified:

License: 686188

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (130)
Google
4.6 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
199 Great Rd, Acton, MA 01720

Why choose this provider?

Gallant Insurance Agency, Inc., has been providing services in Worcester and its surrounding communities since 1957. The agency offers a health care policy for pets that aims to cover or reduce the costs of veterinary bills when something unexpected happens. Pet insurance coverage includes diagnostic tests and treatment for cats and dogs, exam fees, preventive care, stem-cell therapy, and acupuncture treatments. The agency also represents over 20 insurance carriers that provide personal, commercial, life, and health coverage.

License Verified:

License: 3686837

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (20)
Facebook
5.0 / 5 (13)
Yelp
1.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
190 East Main St, Marlboro, MA 01752
  • Policy Bundle Discount

Why choose this provider?

Downey Insurance Group caters to the needs of clients in Worcester and its surrounding neighborhoods. It provides pet coverage to assist in offsetting the costs related to preventative and routine care. The independent agency also offers personal policies for homes, condos, rental properties, autos, motorcycles, and recreational vehicles. In addition, it delivers commercial insurance solutions for business enterprises. The company works with insurance companies like Progressive, Lincoln Financial Group, Harvard Pilgrim Health Care, and Safety Insurance.

License Verified:

License: 5438611

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.5 / 5 (49)
Google
4.1 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
67 Boylston Cir, Shrewsbury, MA 01545
  • Policy Bundle Discount

Why choose this provider?

Universal Insurance Solutions in Shrewsbury is an insurance brokerage that offers policies for protecting individuals, properties, and businesses in the Worcester area. The company was established in 2006 by Ravi Natarajan, a certified broker for Healthcare.gov and Massachusetts Health Connector. It offers various solutions, including pet insurance, homeowner's insurance, auto insurance, and renter's insurance, with protection from premises and personal liability. The company also assists in government insurance coverage, such as Medicare and Medicare Supplement Plans (Medigap).

License Verified:

License: 2153014

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (13)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
446 Main Street, Worcester, MA 01608
  • Policy Bundle Discount

Why choose this provider?

Feingold Companies offers pet care insurance to daycare centers and pet sitters in Worcester and nearby areas. It reduces the risks and liabilities of business owners in the event of pet injury, illness, or death. Its policies also reimburse losses from false advertisements, work errors, and property tragedy. Auto insurance is offered to accommodate pet transportation service providers. Feingold Companies has been protecting people and assets since 1935 through its personal, business, and financial insurance services.

License Verified:

License: 1978654

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Are Worcester veterinarians receptive to pet insurance plans?

    Pet insurance is accepted by veterinarians in Worcester, but pet owners should confirm with their specific clinic. While many insurance providers simplify the process with Vet Direct Pay, which allows for direct billing, it is important to note that not every veterinary clinic in the city may accept this method of payment. Being proactive and inquiring ahead of time ensures smooth transactions during visits.

  • What factors should Worcester residents consider when selecting pet health insurance?

    It is critical for Worcester pet owners to understand what a pet health insurance policy covers. While some policies cover all medical expenses, from surgeries to cancer treatments, others may only cover accidents and illnesses. Prioritize determining the extent of desired coverage. Also, be aware of any potential waiting periods before policy activation and whether a pet's health examination is required for policy eligibility.

  • How do Worcester pet insurance companies handle pre-existing conditions?

    Pre-existing conditions are frequently classified as hereditary or congenital in Worcester, and some may be considered curable or incurable. Curable conditions may require a waiting period before coverage begins. In contrast, incurable diseases such as cancer or diabetes may be completely or partially covered. Examine policies carefully to determine their position on pre-existing conditions.

  • Are coinsurance and deductibles features of Worcester pet insurance plans?

    Pet insurance in Worcester, like human health insurance, typically includes both coinsurance and deductibles. Coinsurance is the pet owner's share of the vet bill after the deductible. Deductibles are predetermined amounts that pet owners must pay out of pocket before their insurance policy kicks in. Individuals can find a policy that meets their coverage needs and budget constraints by comparing different coinsurance and deductible ratios.

  • What veterinary expenses can Worcester pet insurance policies typically cover?

    Pet insurance in Worcester typically covers costs for licensed veterinarian services, including hereditary issues, transient and chronic illnesses, and mishap injuries. Some people also believe in preventive measures such as vaccinations, health screenings, and dental cleaning. Notably, when assessing dental benefits, it's critical to distinguish between routine and disease-related dental care, as both may be excluded. Specific coverage nuances can be clarified by consulting with an insurance expert.