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Best Local Car Insurance Agencies in Boston

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Beacon Hill Insurance Agency logo
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Beacon Hill Insurance Agency

200 Portland Street, Boston, MA 02114
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  • Multiple Carriers
  • Bundling Option
  • RV & Motorhome

Business Description

Beacon Hill Insurance Agency addresses the various insurance needs of individuals, families, and businesses in Boston. The agents from this company connect vehicle owners of different backgrounds with several car insurance carriers, such as Hagerty, Safeco, and Progressive, and help them design coverage plans that fit their needs and preferences. In addition to standard auto insurance, Beacon Hill Insurance Agency also offers motorcycle, home, and specialty insurance, such as jewelry insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bender Hatch Insurance logo
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Bender Hatch Insurance

31 Milk Street, Boston, MA 02109
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  • Home Insurance
  • Multiple Carriers

Business Description

Bender Hatch Insurance is a fourth-generation company serving the Boston metro. It caters to individuals who need assistance in obtaining auto insurance plans. The company's auto insurance may include comprehensive, collision, bodily injury and property damage liability, and uninsured underinsured motorist coverages. In addition, its team of specialists helps clients acquire other personal plans, such as life, home, condo, and umbrella insurance. Bender Hatch Insurance was formed from two agencies — Nancy Z. Bender Insurance and H.R. Hatch Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (21)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cavallo & Signoriello Insurance Agency logo
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Cavallo & Signoriello Insurance Agency

475 High St, Dedham, MA 02026
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Business Description

For over 60 years, Cavallo & Signoriello Insurance Agency has been providing automobile insurance to customers in Dedham and the Boston metro area. With additional offices in Attleboro and Mansfeld, Cavallo & Signoriello offers coverage options for all types of drivers, ranging from young to more experienced. The company works with a variety of independent agencies to find the right coverage and discounts, such as multicar, good student, and low-mileage discounts, for clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (35)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Chan Insurance Agency logo
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Chan Insurance Agency

51 Hancock Street, Quincy, MA 02171
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  • Home & Auto Insurance
  • Multiple Carriers

Business Description

Chan Insurance Agency is a risk management company that serves the Greater Boston area. With access to more than 40 insurance providers, over 10 of these being auto insurance carriers, the Quincy-based business is able to provide different types of protection plans, from car, home, and life to business insurance. Chan Insurance Agency has been protecting individuals and businesses since 1983. It is a member of the Massachusetts Association of Insurance Agents and the Satellite Agency Network.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (144)
Yelp
4.5 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Doherty Insurance Agency logo
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Doherty Insurance Agency

21 Elm St, Andover, MA 01810
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Business Description

Located in Andover, Massachusetts, the Doherty Insurance Agency Inc. provides independent insurance advice and services throughout Greater Boston. Founded in 1934, the agency sources auto insurance coverage amongst its wide range of services. It discusses options with its clients and builds a policy with them that provides the auto coverage they need at a price they can afford. Coverage can include property damage liability, personal injury protection, and cover for losses if in an accident with an uninsured/underinsured driver.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (17)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fitts Insurance Agency logo
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Fitts Insurance Agency

2 Willow St Ste 102, Southborough, MA 01745
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Business Description

Based in Southborough, the Fitts Insurance Agency is a full-service independent agency serving Massachusetts and New Hampshire. It's auto insurance products can be tailored for single-car individuals, multi-car families, or commercial fleets. Working with its numerous partner companies, the agency finds the right policy for its client's needs and negotiates a price with its providers. Auto insurance coverage typically includes collision/comprehensive to cover vehicle repair or replacement costs and liability in the event of injury caused to a third party.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (59)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gallant Insurance Agency, Inc. logo
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Gallant Insurance Agency, Inc.

PO Box 975, Acton, MA 01720
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Business Description

Gallant Insurance Agency Inc. is a family-owned insurance agency in Acton, Massachusetts, with two more offices within the state. Since 1957, it has served New England by providing personal insurance such as auto coverage for recreational vehicles, rideshare coverage, and motorcycle and boat insurance. Gallant Insurance also offers other types of personal coverage, commercial and life insurance, and financial services. The company's goal is to establish and develop relationships with clients through expertise and personalized service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lattanzi Insurance Agency logo
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Lattanzi Insurance Agency

166 Winthrop Avenue, Revere, MA 02151
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  • Home Insurance
  • Home & Auto Insurance

Business Description

Since 1974, Lattanzi Insurance Agency has been helping vehicle owners in protecting their assets with auto insurance. It serves the Boston area and represents some of the top insurance carriers in the country. The agency's insurance professionals craft tailored programs that will protect clients from personal liability and from the exposures of uninsured and underinsured motorists. Lattanzi Insurance Agency can also insure hybrid vehicles and classic cars. It has a "Going Green" program that lets customers opt to receive documents and bills electronically.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (45)
Facebook
4.6 / 5 (20)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lighthouse Insurance Agency logo
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Lighthouse Insurance Agency

540 Gallivan Boulevard, Boston, MA 02124
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  • Multiple Carriers

Business Description

Lighthouse Insurance Agency is an independent company serving the Boston metro. It caters to individuals who need assistance in acquiring auto insurance plans. The agency crafts coverages for off-road and recreational vehicles, motorcycles, scooters, taxis, and trucks. It also helps clients acquire other personal and business plans, including homeowners', renters', umbrella, small business, and liability insurance. The agents at the Lighthouse Insurance Agency come from diverse areas of the industry but work as a team to meet clients' insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (32)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Metro Boston Insurance Agency logo
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Metro Boston Insurance Agency

300 Eastern Ave, Chelsea, MA 02150
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Business Description

Founded in 1989, the Metro Boston Insurance Agency is an independent licensed insurance company that's located in the Boston, Massachusetts, metro area. It assists drivers with insurance needs throughout the state and in New Hampshire and Rhode Island. Auto coverage specialists work with over a dozen carriers and provide the minimum bodily injury and property damage liability insurance with optional policies for collision, comprehensive, medical payments, and uninsured and underinsured motorists.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Morse Insurance Agency, Inc. logo
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Morse Insurance Agency, Inc.

285 Washington St, North Easton, MA 02356
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Business Description

Founded in 1950, the Morse Insurance Agency Inc. is a family-operated independent insurance company located in the Boston, Massachusetts, metro area with offices in North Easton, Bridgewater, Marion, and Norton. Auto coverage professionals find quality, affordable policies for standard cars, SUVs, trucks, collector cars, motorcycles, recreational vehicles, and motor homes. Options include bodily injury and property damage liability, personal injury protection, uninsured motorist, and collision and comprehensive policies with discounts available for bundling home and auto coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ribeiro DeSousa Insurance - Cambridge Insurance Agency logo
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Ribeiro DeSousa Insurance - Cambridge Insurance Agency

1092 Cambridge St, Cambridge, MA 02139
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Business Description

Ribeiro DeSousa Insurance - Cambridge Insurance Agency has provided auto insurance services to clients throughout the Boston, Massachusetts, metro area for over 30 years. It provides automobile coverage assistance for personal injury, liability, comprehensive circumstances, collisions, and property damage. Clients can purchase additional coverage depending on their lifestyles, and this agency helps them to structure plans that fit into their budget and legal requirements. This agency also provides coverage for homes, condominiums, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RogersGray logo
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RogersGray

1266 Furnace Brook Pkwy Ste 410, Quincy, MA 02169
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Business Description

RogersGray is a Boston, Massachusetts-based agency which consults clients on auto insurance policies and helps them to purchase plans that fit their budget and unique needs. As an independent agency, it works with a multitude of providers and insures a range of vehicles including antique and classic cars, motorcycles, motor homes, and RVs. Its personal insurance services are extensive, and it offers assistance with home and life insurance plans, which can be bundled together with auto insurance under umbrella policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (42)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Saltmarsh Insurance Agency logo
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Saltmarsh Insurance Agency

751 Main St, Winchester, MA 01890
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Business Description

Saltmarsh Insurance Agency in Winchester, Massachusetts, is an insurance agency and brokerage that sells auto insurance in the Boston metro. Founded in 1964, Saltmarsh Insurance offers auto policies to both personal and commercial customers, shopping around for the best coverage at the best price. The agents at Saltmarsh Insurance Agency have over 60 years of expertise, providing a variety of insurance options for individuals, families, and businesses through carriers including Travelers, Coverys, Farmers Insurance, and CNA Surety.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (11)
Yelp
3.0 / 5 (2)
State Fund Insurance logo
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State Fund Insurance

100 Summer Street, Boston, MA 02110
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  • Home & Auto Insurance

Business Description

State Fund Insurance is a team of independent agents located in Boston offering auto insurance. The risk management professionals can furnish policies for families with military members or multiple cars. They have access to plans from a wide range of providers such as National General, Progressive, AllState, and Chubb, allowing them to find suitable policies that cover clients' unique needs. They also insure ATVs, RVs, and motorcycles and offer commercial lines of protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (145)
Facebook
4.9 / 5 (32)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vargas and Vargas Insurance Agency logo
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Vargas and Vargas Insurance Agency

4 Cabot Pl Ste 7, Stoughton, MA 02072
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Business Description

Vargas and Vargas Insurance Agency is an independent agency based in Stoughton, Massachusetts. It serves motorists in Boston, Dorchester, and the surrounding areas. The agency has more than 39 years of experience in the insurance industry and offers a range of auto insurance options, including classic car insurance and homeowner and auto combinations. The company provides comprehensive and collision insurance, in addition to the standard auto coverage legally required in Massachusetts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (398)
Facebook
4.4 / 5 (144)
Yelp
4.5 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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