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2024

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Best Local Car Insurance Agencies in Boston

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boston Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

359Reviewed

221Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
285 Washington St, North Easton, MA 02356

Why choose this provider?

Founded in 1950, the Morse Insurance Agency Inc. is a family-operated independent insurance company located in the Boston, Massachusetts, metro area with offices in North Easton, Bridgewater, Marion, and Norton. Auto coverage professionals find quality, affordable policies for standard cars, SUVs, trucks, collector cars, motorcycles, recreational vehicles, and motor homes. Options include bodily injury and property damage liability, personal injury protection, uninsured motorist, and collision and comprehensive policies with discounts available for bundling home and auto coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1266 Furnace Brook Pkwy Ste 410, Quincy, MA 02169

Why choose this provider?

RogersGray is a Boston, Massachusetts-based agency which consults clients on auto insurance policies and helps them to purchase plans that fit their budget and unique needs. As an independent agency, it works with a multitude of providers and insures a range of vehicles including antique and classic cars, motorcycles, motor homes, and RVs. Its personal insurance services are extensive, and it offers assistance with home and life insurance plans, which can be bundled together with auto insurance under umbrella policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (42)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
200 Portland Street, Boston, MA 02114
  • Multiple Carriers
  • Bundling Option
  • RV & Motorhome

Why choose this provider?

Beacon Hill Insurance Agency addresses the various insurance needs of individuals, families, and businesses in Boston. The agents from this company connect vehicle owners of different backgrounds with several car insurance carriers, such as Hagerty, Safeco, and Progressive, and help them design coverage plans that fit their needs and preferences. In addition to standard auto insurance, Beacon Hill Insurance Agency also offers motorcycle, home, and specialty insurance, such as jewelry insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (34)
Facebook
5.0 / 5 (15)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 Willow St Ste 102, Southborough, MA 01745

Why choose this provider?

Based in Southborough, the Fitts Insurance Agency is a full-service independent agency serving Massachusetts and New Hampshire. It's auto insurance products can be tailored for single-car individuals, multi-car families, or commercial fleets. Working with its numerous partner companies, the agency finds the right policy for its client's needs and negotiates a price with its providers. Auto insurance coverage typically includes collision/comprehensive to cover vehicle repair or replacement costs and liability in the event of injury caused to a third party.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (59)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 975, Acton, MA 01720

Why choose this provider?

Gallant Insurance Agency Inc. is a family-owned insurance agency in Acton, Massachusetts, with two more offices within the state. Since 1957, it has served New England by providing personal insurance such as auto coverage for recreational vehicles, rideshare coverage, and motorcycle and boat insurance. Gallant Insurance also offers other types of personal coverage, commercial and life insurance, and financial services. The company's goal is to establish and develop relationships with clients through expertise and personalized service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21 Elm St, Andover, MA 01810

Why choose this provider?

Located in Andover, Massachusetts, the Doherty Insurance Agency Inc. provides independent insurance advice and services throughout Greater Boston. Founded in 1934, the agency sources auto insurance coverage amongst its wide range of services. It discusses options with its clients and builds a policy with them that provides the auto coverage they need at a price they can afford. Coverage can include property damage liability, personal injury protection, and cover for losses if in an accident with an uninsured/underinsured driver.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (17)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4 Cabot Pl Ste 7, Stoughton, MA 02072

Why choose this provider?

Vargas and Vargas Insurance Agency is an independent agency based in Stoughton, Massachusetts. It serves motorists in Boston, Dorchester, and the surrounding areas. The agency has more than 39 years of experience in the insurance industry and offers a range of auto insurance options, including classic car insurance and homeowner and auto combinations. The company provides comprehensive and collision insurance, in addition to the standard auto coverage legally required in Massachusetts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (398)
Facebook
4.4 / 5 (144)
Yelp
4.5 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1092 Cambridge St, Cambridge, MA 02139

Why choose this provider?

Ribeiro DeSousa Insurance - Cambridge Insurance Agency has provided auto insurance services to clients throughout the Boston, Massachusetts, metro area for over 30 years. It provides automobile coverage assistance for personal injury, liability, comprehensive circumstances, collisions, and property damage. Clients can purchase additional coverage depending on their lifestyles, and this agency helps them to structure plans that fit into their budget and legal requirements. This agency also provides coverage for homes, condominiums, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
166 Winthrop Avenue, Revere, MA 02151
  • Home Insurance
  • Home & Auto Insurance

Why choose this provider?

Since 1974, Lattanzi Insurance Agency has been helping vehicle owners in protecting their assets with auto insurance. It serves the Boston area and represents some of the top insurance carriers in the country. The agency's insurance professionals craft tailored programs that will protect clients from personal liability and from the exposures of uninsured and underinsured motorists. Lattanzi Insurance Agency can also insure hybrid vehicles and classic cars. It has a "Going Green" program that lets customers opt to receive documents and bills electronically.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (56)
Facebook
4.8 / 5 (30)
Yelp
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
751 Main St, Winchester, MA 01890

Why choose this provider?

Saltmarsh Insurance Agency in Winchester, Massachusetts, is an insurance agency and brokerage that sells auto insurance in the Boston metro. Founded in 1964, Saltmarsh Insurance offers auto policies to both personal and commercial customers, shopping around for the best coverage at the best price. The agents at Saltmarsh Insurance Agency have over 60 years of expertise, providing a variety of insurance options for individuals, families, and businesses through carriers including Travelers, Coverys, Farmers Insurance, and CNA Surety.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (11)
Facebook
5.0 / 5 (9)
Yelp
3.0 / 5 (2)

Website
540 Gallivan Boulevard, Boston, MA 02124
  • Multiple Carriers

Why choose this provider?

Lighthouse Insurance Agency is an independent company serving the Boston metro. It caters to individuals who need assistance in acquiring auto insurance plans. The agency crafts coverages for off-road and recreational vehicles, motorcycles, scooters, taxis, and trucks. It also helps clients acquire other personal and business plans, including homeowners', renters', umbrella, small business, and liability insurance. The agents at the Lighthouse Insurance Agency come from diverse areas of the industry but work as a team to meet clients' insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (33)
Facebook
5.0 / 5 (15)
Yelp
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 Summer Street, Boston, MA 02110
  • Home & Auto Insurance

Why choose this provider?

State Fund Insurance is a team of independent agents located in Boston offering auto insurance. The risk management professionals can furnish policies for families with military members or multiple cars. They have access to plans from a wide range of providers such as National General, Progressive, AllState, and Chubb, allowing them to find suitable policies that cover clients' unique needs. They also insure ATVs, RVs, and motorcycles and offer commercial lines of protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (147)
Facebook
4.8 / 5 (70)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
475 High St, Dedham, MA 02026

Why choose this provider?

For over 60 years, Cavallo & Signoriello Insurance Agency has been providing automobile insurance to customers in Dedham and the Boston metro area. With additional offices in Attleboro and Mansfeld, Cavallo & Signoriello offers coverage options for all types of drivers, ranging from young to more experienced. The company works with a variety of independent agencies to find the right coverage and discounts, such as multicar, good student, and low-mileage discounts, for clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (35)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
51 Hancock Street, Quincy, MA 02171
  • Home & Auto Insurance
  • Multiple Carriers

Why choose this provider?

Chan Insurance Agency is a risk management company that serves the Greater Boston area. With access to more than 40 insurance providers, over 10 of these being auto insurance carriers, the Quincy-based business is able to provide different types of protection plans, from car, home, and life to business insurance. Chan Insurance Agency has been protecting individuals and businesses since 1983. It is a member of the Massachusetts Association of Insurance Agents and the Satellite Agency Network.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (163)
Yelp
4.3 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31 Milk Street, Boston, MA 02109
  • Home Insurance
  • Multiple Carriers

Why choose this provider?

Bender Hatch Insurance is a fourth-generation company serving the Boston metro. It caters to individuals who need assistance in obtaining auto insurance plans. The company's auto insurance may include comprehensive, collision, bodily injury and property damage liability, and uninsured underinsured motorist coverages. In addition, its team of specialists helps clients acquire other personal plans, such as life, home, condo, and umbrella insurance. Bender Hatch Insurance was formed from two agencies — Nancy Z. Bender Insurance and H.R. Hatch Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (21)
Yelp
4.0 / 5 (20)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are there set timeframes within which car insurance firms in Boston must settle claims?

    No. In Boston, there isn't a predetermined timeframe for car insurance claim settlements. Insurers are legally obligated to resolve claims promptly and reasonably, but this duration can vary per claim. Circumstances demanding extensive investigation, such as claims due to adverse weather, might extend the resolution process. It's essential to remember that during periods of heightened claims, especially weather-related ones, insurers might require more time to assess each case.

  • What distinguishes limited collision from standard collision coverage on a driver's car insurance in Boston?

    In Boston, while both coverages offer protection against vehicle damages, limited collision coverage uniquely lacks a deductible. However, it's applicable only when the policyholder is 50% or less accountable for the accident. Contrarily, standard collision provides broader coverage but excludes hit-and-runs. Before transitioning to limited collision, consulting an independent insurance specialist is recommended to ensure a tailored fit to one's circumstances.

  • What does Massachusetts' no-fault car insurance system entail for Boston drivers, especially concerning potential lawsuits?

    In Boston, drivers primarily turn to their own insurers for accident-related expenses. This approach intends to curtail court cases and minimize personal injury litigation. However, there's a tort threshold: a driver may seek legal action if they incur over $2,000 in invalid medical bills or suffer profound, life-altering injuries like significant disfigurement, sensory loss, or a family member's death.

  • What should Boston residents understand about the geographical limitations of basic bodily injury coverage of their car insurance?

    For Boston residents, basic bodily injury coverage primarily caters to in-state incidents. For mishaps outside Massachusetts, they'll need an optional bodily injury to others. The $20,000 per person or $40,000 per occurrence minimum is not a restriction on this coverage. Even though these are statutory minimums, discussing them with an accredited insurance consultant is pivotal to ensuring optimal protection based on one's unique situation.

  • What benefits does a collision deductible waiver offer Boston drivers in the event of an accident with an at-fault driver?

    A collision deductible waiver exempts Boston drivers from paying the deductible in certain not-at-fault collisions. This waiver applies when the other party, being entirely liable, is identifiable and uninsured. Uniquely in Massachusetts, versions of this waiver might cover expenses even if the responsible driver flees, distinguishing it from typical policies that exclude hit-and-run incidents.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.