Best Life Insurance Companies in Lake Charles

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Last updated: October 6, 2022

Curtis Insurance

509 7th Street, Lake Charles, LA 70601

Life Insurance
Health Insurance

Curtis Insurance is a local insurance agency that has been serving the residents of Lake Charles and the surrounding areas for more than 45 years. It offers term life insurance and whole life insurance, which includes traditional whole life, universal life, variable universal life, and variable life insurance. It also provides auto insurance, recreational vehicle insurance, and Medicare insurance. Insurance companies that Curtis Insurance works with include the Midland National Life Insurance Company and the Columbian Life Insurance Company.

Demarie Insurance Agency

807 West McNeese Street, Lake Charles, LA 70605

Life Insurance
Health Insurance

Demarie Insurance Agency provides insurance and financial solutions in Lake Charles. It offers life insurance products such as term life insurance, whole life insurance, universal or variable life insurance, accidental death and dismemberment insurance, and structured settlements. The company also carries supplemental coverages for short-term or long-term disabilities, accidents, vision and dental, and cancer. Other available services include commercial insurance, specialty insurance, health insurance, bonds, and retirement. Demarie Insurance Agency represents numerous insurance companies to continue delivering risk management and coverage to its clients.

Gulf South Benefits

2100 West Prien Lake Road, Lake Charles, LA 70605

Life Insurance
Health Insurance

Gulf South Benefits provides customized insurance to the locals of Lake Charles. These include life insurance as part of a variety of supplemental options given to employees. Clients can choose among whole life, term life, or life insurance with a critical care rider. Other coverage options include critical care or specified health event, hospital indemnity, short or long-term disability, cancer, and dental and vision. The family-owned and operated business has over 20 years of combined experience in the insurance industry.

James Burnham

375 Sam Houston Jones Parkway, Moss Bluff, LA 70611

Life Insurance
Health Insurance

James Burnham has been a State Farm insurance agent for 17 years. He writes life insurance policies for individuals and families living in Lake Charles. His team has a combined experience of more than 70 years in helping people protect their finances and recover from unexpected life changes. The team lives across various areas in Calcasieu Parish, which has allowed them to understand the unique insurance needs and situations of their clients. James also offers health, homeowners', farm, and ranch policies.

Lyons Insurance, Inc.

3100 Lake St, Lake Charles, LA 70601

Life Insurance
Health Insurance

Lyons Insurance, Inc. is an independent insurance agency in Lake Charles that has been serving local individuals, families, and businesses since 1960. The agency specializes in various life insurance products, including individual life, individual disability, and individual long-term care insurance. It also carries auto, homeowners', valuable items, and flood insurance. Lyons Insurance, a member of the Northlake Insurance Group, has handled the insurance needs of about 4,000 individuals and families and 500 businesses in Southwest Louisiana and East Texas.

McFatter Insurance Agency, Inc.

324 Alamo Street, Lake Charles, LA 70601

Life Insurance
Health Insurance

McFatter Insurance Agency, Inc., delivers insurance solutions to business owners, families, and individuals in the Lake Charles metro and the surrounding communities. In addition to life insurance, the company accommodates clients who need assistance in purchasing long-term care and short-term and long-term disability coverages. It also offers other personal and business policies, such as homeowners', flood, auto, commercial property, and workers' compensation insurance. McFatter Insurance Agency, Inc., creates customized coverages suited to the personal needs and budget of its clients.

Mike Granger

687 South Post Oak Road, Sulphur, LA 70663

Life Insurance

Mike Granger is a Louisiana Farm Bureau Insurance agent that caters to clients in Lake Charles. He can provide life insurance policies to first-time and seasoned customers. He also explains important conditions and coverages, such as incremental term-life plans and whole life cash-value policies. Through the company's MOBILE app, Mike can immediately respond to insurance queries and emergencies via his phone. He can also process online paperwork for life insurance claims and policy changes, such as new addresses or beneficiaries.

People First Insurance Family

1107 Enterprise Boulevard, Lake Charles, LA 70601

Life Insurance

People First Insurance Family is an independent agency that serves the residents of Lake Charles and the surrounding areas. It offers life insurance, as well as health, long-term care, final expense, and pre-need insurance. In addition, it provides other insurance products, such as homeowners', renters', and auto insurance plans. It also offers commercial insurance and workers' compensation insurance policies. Moreover, People First Insurance Family works with various insurance carriers, including The Hartford, UnitedHealthcare, and Progressive.

Protective Risk Agency

201 West College Street, Lake Charles, LA 70605

Life Insurance

Protective Risk Agency is an insurance company that serves businesses, families, and individuals in the Lake Charles area. It offers a range of life insurance policies to help its customers secure their financial responsibilities to their beneficiaries and loved ones in the future. Its policies include whole life, term life, and universal life options. The firm also provides risk protection plans for renters, commercial properties, recreational vehicles, and homes. Protective Risk Agency has been in service since 1993.

The Firm Of Louisiana Property & Casualty, LLC

2356 East McNeese Street, Lake Charles, LA 70607

Life Insurance
Health Insurance

The Firm Of Louisiana Property & Casualty, LLC, is a full-service brokerage that serves Lake Charles. Included in its wide range of products is whole life insurance, which provides death benefits for as long as the policyholder lives. Its agents have access to protection plans from numerous carriers, including Travelers and Safeco Insurance, allowing them to find policies that cover their clients' assets and risks. Furthermore, The Firm Of Louisiana Property & Casualty offers health, home, and auto insurance plans.

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Frequently Asked Questions

Q: Who should buy supplemental health insurance?

A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Q: Can I buy health insurance anytime?

A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Q: Can I buy health insurance that is not Obamacare?

A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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