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Best Life Insurance Companies in Baytown

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2023
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AEX Insurance logo
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License Verified:

License: 1560343

Texas Department of Insurance

AEX Insurance

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700 Park Street, Baytown, TX 77520
  • Life Insurance
  • Health Insurance

Business Description

AEX Insurance is a financial service provider in Baytown that connects clients with life insurance policies that serve to protect their long-term financial interests. It educates individuals about their life insurance options. Moreover, through its network of insurance carriers, it finds policies that benefit their dependents in various ways, such as settling unpaid debts, replacing the policyholder's lost income, or paying for future educational expenses. Additionally, AEX Insurance offers assistance with auto, home, business, and motorcycle insurance policies.

License Verified:

License: 1560343

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bello Insurance Services Inc logo
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License Verified:

License: 19241797

Texas Department of Insurance

Bello Insurance Services Inc

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11200 Broadway Street, Pearland, TX 77584
  • Life Insurance

Business Description

Since its establishment in 2002, Bello Insurance Services Inc. has provided life insurance solutions for individuals and families around the Baytown area. As an independently-owned agency, it represents a vast network of insurance carriers and assists clients with securing life insurance services and products that fit their needs. The most common life insurance plans the agency provides include term life and whole life or permanent life insurance. Additionally, clients may use the tool on its website to get a quick quote for their preferred policies.

License Verified:

License: 19241797

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David B. Turrentine Independent Insurance Agency logo
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License Verified:

License: 1215085

Texas Department of Insurance

David B. Turrentine Independent Insurance Agency

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4003 Center Street, Deer Park, TX 77536
  • Life Insurance

Business Description

David B. Turrentine Independent Insurance Agency is an insurance service provider located in Deer Park. Serving clients throughout Baytown, Houston, and Pasadena, the company offers a wide array of insurance plans for businesses and individuals. It provides term life insurance and permanent life insurance plans and guides clients in choosing the right level of coverage suited to their needs and financial situations. Founded in 2003, this independent insurance agency enables access to more than 30 insurance carriers to provide clients various policy options.

License Verified:

License: 1215085

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Harris County Insurance logo

Harris County Insurance

4221 Telephone Road, Houston, TX 77087
  • Life Insurance

Business Description

Harris County Insurance Center is an independent agency for personal and business insurance. They assist clients from requesting a quote on a home, car, or business to a custom package that fits all client needs. HCIC is a one-stop shop for all things insurance-related. They work hard to establish client trust in all their locations: Houston Metro, Baytown, Pasadena, Houston, Houston-West, Deer Park, and Port Isabel. They offer homeowners, motorcycle, auto, boat, RV, condo, renters, umbrella, flood, manufacturer, and Mexican insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Vasu logo

License Verified:

License: 2019372

Texas Department of Insurance

Michael Vasu

140 Cypress Station Drive, Houston, TX 77090
  • Life Insurance
  • Health Insurance

Business Description

American Income Life Insurance Company serves the insurance needs of individuals and families living in Baytown. It provides coverage for an entire life or a period, helps produce cash and loan value, offers accelerated benefits, assists with mortgage payments, plans children's and grandchildren's futures, and arranges funeral services. Established in 1951, the international business operates in Canada and New Zealand. It is also recognized as an S&P 500 Company and it deals with supplemental health products.

License Verified:

License: 2019372

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5559)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Randel Arnold logo
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License Verified:

License: 724099

Texas Department of Insurance

Randel Arnold

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100 West Clayton Street, Dayton, TX 77535
  • Life Insurance
  • Health Insurance

Business Description

Randel Arnold owns a State Farm-affiliated insurance agency that serves clients in Baytown and the surrounding areas. Randel has been working as an agent for over 39 years and currently manages a team of insurance professionals. His firm offers a variety of insurance products to individuals, families, and businesses, including life insurance plans. The company's life insurance policy can cover debts, replace income, and pay college expenses. Randel's team aims to ensure that the families in the community are protected.

License Verified:

License: 724099

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ray Grayson logo
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License Verified:

License: 2255981

Texas Department of Insurance

Ray Grayson

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8018 North Highway 146, Baytown, TX 77523
  • Life Insurance
  • Health Insurance

Business Description

Ray Grayson is a local State Farm insurance agent who serves clients in Baytown. He offers various types of life insurance products, including universal life and return of premium life insurance. He also offers other insurance products that include homeowners, auto, and flood insurance. Ray assists owners of small businesses and artisan contractors with getting the insurance coverage they need to protect themselves and their workers. As a resident of the metro, he has coached teenage football players for more than 20 years.

License Verified:

License: 2255981

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (121)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Renee Thibodeaux logo
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License Verified:

License: 1511499

Texas Department of Insurance

Renee Thibodeaux

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5906 North Highway 146, Baytown, TX 77521
  • Life Insurance
  • Health Insurance

Business Description

Renee Thibodeaux is a State Farm insurance agent who has been serving Baytown and the surrounding communities since 2009. She helps clients secure life insurance plans with term, universal, and whole life coverages. She also offers health policies and insurance products for businesses, properties, homes, automobiles, and pets. Annuities, banking services, and mutual funds are also available. Her office also assists clients who speak Spanish. Renee is a member of the West Chambers County Chamber of Commerce and the Baytown Chamber of Commerce.

License Verified:

License: 1511499

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (17)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Skarpa Insurance Agency logo
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License Verified:

License: 952649

Texas Department of Insurance

Skarpa Insurance Agency

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2866 Farm to Market 1960, Dayton, TX 77535
  • Life Insurance

Business Description

Skarpa Insurance Agency is an independent family-owned and operated insurance agency that serves clients in Baytown. It offers various types of life insurance policies, including term life insurance and permanent life insurance. The agency also offers other insurance products, such as car insurance, home insurance, and flood insurance. It has also partnered with several insurance carriers, including UPC Insurance, New Century Insurance Co., and Travelers, to offer clients a wide range of insurance coverage options. Felix Skarpa established the agency in 1992.

License Verified:

License: 952649

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.