Expertise.com
Get Listed

Best Mortgage Refinance Companies in Lake Charles

Laurels
2023
Laurels

We did the research for you!

Learn more 〉
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs 〉

Mortgage Refinance Companies FAQs

Learn more 〉
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Call Now848-BookPro (848-266-5776)
Bayou Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1845349

Nationwide Multistate Licensing System and Registry

Bayou Mortgage

Visit WebsiteWebsite
791 Bayou Pines E Unit #5, Lake Charles, LA 70605
  • New Construction

Business Description

Bayou Mortgage caters to individuals and families in Lake Charles and nearby communities. It advises borrowers on their home buying and refinancing plans, helping them understand various mortgage-related factors like down payments and credit scores. Partnering with more than 100 lenders, its loan officers offer a variety of loan programs for clients' home purchasing goals, such as USDA, conventional, FHA, and VA mortgages. They also provide loans for people planning to construct or renovate properties.

License Verified:

License: 1845349

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cody Heard logo
Visit WebsiteWebsite

License Verified:

License: 92001

Nationwide Multistate Licensing System and Registry

Cody Heard

Visit WebsiteWebsite
4216 Lake Street, Lake Charles, LA 70605
  • New Construction
  • Reverse Mortgages

Business Description

Cody Heard is a branch manager of Premier Nationwide Lending and serves the refinancing goals of residents in Lake Charles. He and his team advise mortgage borrowers on when to refinance and how to determine the refinance program that best suits their needs. To ensure smooth loan processing and a higher chance of approval, they guide clients in improving their financial picture and preparing documents. Heard has been in the loan origination industry since 2012 and has a degree in finance.

License Verified:

License: 92001

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (144)
Facebook
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Family First Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 110317

Nationwide Multistate Licensing System and Registry

Family First Mortgage

Visit WebsiteWebsite
3909 Ambassador Caffery Parkway, Lake Charles, LA 70503
  • Reverse Mortgages

Business Description

Family First Mortgage caters to residents of Lake Charles who need new loans or refinancing for excessively burdensome debts. The options on hand include USDA programs for buyers of rural assets and VA-backed choices tailored to military service members. The team also offers conventional and FHA mortgages. Family First Mortgage operates across two states and was founded in 2004 by mortgage banker Chris Chustz. He has a degree in finance and is a military veteran.

License Verified:

License: 110317

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (52)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Meghan Peterson logo
Visit WebsiteWebsite

License Verified:

License: 1879766

Nationwide Multistate Licensing System and Registry

Meghan Peterson

Visit WebsiteWebsite
129 W College St., Lake Charles, LA 70605
  • Reverse Mortgages

Business Description

Meghan Peterson is a NOLA Lending Group loan officer who caters to individuals and families in Lake Charles and nearby areas. She offers home mortgage refinancing solutions that enable borrowers to take advantage of shorter terms and lower monthly payments. Through NOLA Lending Group, she provides loans for military personnel, veterans, first-time homebuyers, and investors. Peterson started a career in banking before becoming a loan officer, and she aims to streamline the homebuying process, from application to closing.

License Verified:

License: 1879766

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pemberton Mortgage Group logo
Visit WebsiteWebsite

License Verified:

License: 65028

Nationwide Multistate Licensing System and Registry

Pemberton Mortgage Group

Visit WebsiteWebsite
1918 Southwood Dr, Lake Charles, LA 70605
  • Commercial Loans

Business Description

Since 1999, Pemberton Mortgage Group has been working with Lake Charles clients. The company offers refinancing assistance to homeowners. It provides solutions like the Home Affordable Refinance Program 2.0., a way for borrowers that owe more than their property value to modify their mortgage terms. The company also provides fixed-rate programs and FHA loans for clients aiming to fulfill their goal of homeownership. One of its loan originators, Benjamin LeBlanc, has more than four years of leadership experience in the finance industry.

License Verified:

License: 65028

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (279)
Google
5.0 / 5 (205)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.