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Best Homeowners Insurance Agencies in Lake Charles

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509 7th Street, Lake Charles, LA 70601
Lake Charles, LA 70601
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Curtis Insurance is a full-service insurance agency that has been serving Lake Charles and surrounding communities since 1973. The company helps individuals and families to obtain a homeowners insurance policy that can adequately protect their homes and belongings against future hazards. Its agents provide several coverage options, including the dwelling, other detached or attached structures, personal property, and homeowner's liability. They also evaluate the coverage needs of their clients and match them with the most suitable insurance carrier. Other services include auto, recreational, life, and Medicare insurance. The company also serves clients throughout Louisiana.

509 7th Street, Lake Charles, LA 70601
Lake Charles, LA 70601

Website(337) 433-1683

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3111 Ryan Street, Lake Charles, LA 70601
Lake Charles, LA 70601
  • Renter's Insurance
  • Multiple Policy Types

Insurance Unlimited is an independently owned agency that provides homeowners in Lake Charles and the surrounding area with insurance options. The company's licensed agents represent multiple carriers to deliver personalized coverage at competitive rates. They help ensure their clients are adequately protected against losses from fire, hail, and storm damage as well as theft and vandalism. Insurance Unlimited also provides liability insurance as a safeguard against claims for guest injuries or pet damage.

3111 Ryan Street, Lake Charles, LA 70601
Lake Charles, LA 70601

Website(337) 477-6922

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

5640 HIGHWAY 14, Lake Charles, LA 70607
Lake Charles, LA 70607
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake

Insurance World, Inc. provides auto and home insurance options to clients in Lake Charles and the surrounding communities. The agents assess each client's needs and discuss the different homeowners insurance policy options available. A standard homeowners insurance package compensates clients for financial losses and damages to homes and their contents due to disasters. The policies also provide liability protection in case of accidents that occur on the client's property. The company was established in 1989.

5640 HIGHWAY 14, Lake Charles, LA 70607
Lake Charles, LA 70607

Website(337) 478-6767

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3205 Ryan Street, Lake Charles, LA 70601
Lake Charles, LA 70601
Instagram
  • Multiple Policy Types

Kelly Lee Insurance is an independent agency that is located in Lake Charles. With access to more than 50 reliable insurance carriers, its team of insurance agents is knowledgeable in matching homeowners' policies that fit their financial needs. The common types of homeowners' insurance coverage are dwelling and separate structures, contents, personal liability, loss of use, and medical expenses. Kelly Lee Insurance also provides clients with an option to bundle home and auto policies.

3205 Ryan Street, Lake Charles, LA 70601
Lake Charles, LA 70601

InstagramWebsite(337) 656-2890

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

74 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3100 Lake Street, Lake Charles, LA 70601
Lake Charles, LA 70601
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Lyons Insurance, Inc., is an independent insurance agency founded in 1960 with an office in Lake Charles. It provides homeowners' insurance coverages that pay for the replacement of homes and personal properties that have been damaged or lost due to fire or other insured events. The policies can also serve as protection from personal liability in the occasion that a non-resident gets injured at their home. The company's agents present quotes from different insurance carriers to help clients obtain the best coverage at an affordable price.

3100 Lake Street, Lake Charles, LA 70601
Lake Charles, LA 70601

Website(337) 478-4466

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A+

Detail: A

324 Alamo Street, Lake Charles, LA 70601
Lake Charles, LA 70601
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

McFatter Insurance Agency Inc. provides personal and commercial insurance solutions to clients in Lake Charles and the surrounding communities. The agents help clients safeguard their private residences from disasters such as vandalism, theft, and fires. The homeowners insurance policies also cover liability protection in case guests get injured while on the client's property. The insurance policies are available for coastal homes on pilings, mobile homes, homeowners plans, condo insurance, and renters insurance.

324 Alamo Street, Lake Charles, LA 70601
Lake Charles, LA 70601

Website(337) 433-1695

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1611 Gerstner Memorial Drive, Lake Charles, LA 70615
Lake Charles, LA 70615
  • Multiple Carriers
  • Multiple Policy Types

People First Insurance Family is an agency that provides personal insurance solutions to clients in the Lake Charles metro. It guides families and homeowners in getting the best insurance product that covers all types of risks related to owning a home, which include property damage, personal injury, flood , fire, and theft. In addition to homeowners' insurance, the company also offers individual life, auto, travel, long-term care, and long-term disability insurance products. It also provides policies for businesses.

1611 Gerstner Memorial Drive, Lake Charles, LA 70615
Lake Charles, LA 70615

Website(800) 495-6578

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

201 West College Street, Lake Charles, LA 70605
Lake Charles, LA 70605
  • Multiple Policy Types

Protective Risk Agency offers property damage and liability coverage for homeowners in Lake Charles. Its policy options include common hazards such as fire or lightning, wind, hail, and sudden instances of theft, vandalism, and falling objects. They may also secure compensation for faulty home systems, from frozen plumbing to issues with heating or cooling equipment. Protective Risk Agency's offered policies also include different payment methods such as the affected property's actual cash value, replacement coverage, and extended replacement cost.

201 West College Street, Lake Charles, LA 70605
Lake Charles, LA 70605

Website(337) 217-3225

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3311 Ernest Street, Lake Charles, LA 70601
Lake Charles, LA 70601
  • Homeowners

Ratliff-Doucet Insurance Agency is a homeowners' insurance agency that serves the residents of Lake Charles and nearby areas. It provides various coverages for homeowners in the event of damage or loss to their residential properties, with the goal of providing clients with peace of mind about the future. Insurance policies for vehicles, businesses, and floods are also available. The company has partnered with a wide range of carriers, including Progressive, Scottsdale Insurance Company, and the Lighthouse Property Insurance Corporation.

3311 Ernest Street, Lake Charles, LA 70601
Lake Charles, LA 70601

Website(337) 433-1000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2356 East McNeese Street, Lake Charles, LA 70607
Lake Charles, LA 70607
  • Condos
  • Multiple Policy Types
  • Earthquake

The Firm of Louisiana Property & Causality, LLC is an insurance provider in Lake Charles. It offers standard homeowners' insurance coverage, which includes damage protection caused by hail, lightning, and fire. Random acts such as theft or damages due to explosions are also covered, including home contents. Homeowners are given additional living expenses if their home is undergoing repairs and is uninhabitable. The Firm of Louisiana Property & Causality, LLC is partnered with companies known for excellent customer service and financial integrity.

2356 East McNeese Street, Lake Charles, LA 70607
Lake Charles, LA 70607

Website(337) 477-8312

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

4865 Ihles Road, Lake Charles, LA 70605
Lake Charles, LA 70605
  • Renter's Insurance
  • Homeowners

UPI Insurance is an independent agency that offers comprehensive insurance coverage to clients in Lake Charles. It has been in the industry for half a decade, providing coverage for homeowners, renters, auto, life, and commercial insurance. Its homeowners' insurance policy helps clients protect their homes, including extensions, personal belongings, and legal liability. The company also offers options for special events and specialty vehicle insurance. UPI Insurance works with various carriers, such as Progressive, MetLife, CNA, and Liberty Mutual.

4865 Ihles Road, Lake Charles, LA 70605
Lake Charles, LA 70605

Website(337) 347-7688

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Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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