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Best Local Car Insurance Agencies in Lake Charles

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Insurance Unlimited-Lake Charles logo
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License Verified:

License: 65744

Louisiana Department Of Insurance

Insurance Unlimited-Lake Charles

3111 Ryan Street, Lake Charles, LA 70601
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Insurance Unlimited, which is located in Lake Charles, is a risk management specialist that handles various lines of insurance such as auto insurance. Depending on clients' needs, the agents create protection plans that may include collision, comprehensive, liability, medical payments, and emergency road service coverage. They compare policies from different carriers like Chubb, Bristol West, Kemper, Hagerty, and MetLife. They also insure watercraft and mobile homes. Insurance Unlimited is committed to designing insurance plans around clients' unique needs and situations.

License Verified:

License: 65744

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insurance World Inc logo
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License Verified:

License: 294166

Louisiana Department Of Insurance

Insurance World Inc

5640 Louisiana 14, Lake Charles, LA 70607
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Insurance World, Inc. is an independent personal lines insurance agency that offers car insurance to the residents of Lake Charles. Since 1989, it has provided property, liability, and medical coverage to its clients. In creating insurance policies, the company evaluates and assesses the needs of each client. Clients can then choose from a wide selection of policies from different insurance companies. Insurance World, Inc. abides by a company goal to create a friendly customer service environment to foster loyal clients.

License Verified:

License: 294166

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jennifer Mabou logo
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License Verified:

License: 299686

Louisiana Department Of Insurance

Jennifer Mabou

1633 Beglis Parkway, Sulphur, LA 70663
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  • Multiple Carriers

Business Description

Jennifer Mabou is a State Farm agent providing insurance services to clients in Lake Charles and the nearby areas. As a resident of Sulphur, Los Angeles, she helps the people in the area with regards to car insurance coverage. Additionally, Mabou and her team offer insurance services for life, homes, renters, and financial services. Mabou and her team at State Farm have over 66 years of combined experience in the industry. She is a member of the West Calcasieu Chamber of Commerce.

License Verified:

License: 299686

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (46)
Google
4.9 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelly Lee Insurance logo
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License Verified:

License: 263179

Louisiana Department Of Insurance

Kelly Lee Insurance

3205 Ryan Street, Lake Charles, LA 70601
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  • Multiple Carriers

Business Description

Kelly Lee Insurance is an independent agency operating in Lake Charles. It partners with more than 50 independent insurance carriers to provide a wide range of personal and commercial car insurance coverage options to clients. Insurance plans are also available for boats and RVs. With more than 60 years of combined experience, a team of knowledgeable agents helps clients choose the best insurance policy. Kelly Lee Insurance also provides different insurance packages for cyber-security and inland marine and cargo assets.

License Verified:

License: 263179

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.2 / 5 (52)
Facebook
4.9 / 5 (21)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kurt Coleman logo
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License Verified:

License: 907640

Louisiana Department Of Insurance

Kurt Coleman

2352 East McNeese Street, Lake Charles, LA 70607
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  • Motorcyle & ATV

Business Description

Kurt Coleman is a Louisiana Farm Bureau Insurance agent who offers a wide range of auto, home, farm, and life insurance solutions in Lake Charles. He provides personal auto and car insurance products from the insurance carrier, giving clients a variety of coverage options. The policy coverage generally includes bodily injury, property damage, and mandatory coverages. As an experienced professional, Kurt can also assist clients in adding optional coverages such as collision and rental car coverage.

License Verified:

License: 907640

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lyons Insurance - Lake Charles logo
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License Verified:

License: 310656

Louisiana Department Of Insurance

Lyons Insurance - Lake Charles

3100 Lake Street, Lake Charles, LA 70601
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  • Multiple Carriers
  • Bundling Option

Business Description

Lyons Insurance is an independent insurance business providing auto insurance packages to its clients in Lake Charles and neighboring areas. The service provider began offering insurance assistance in 1960. Its ten-person team assists clients in shopping for vehicle protection plans from a selection of financially sound insurance carriers—a process that involves comparing quotes and creating proposals containing various insurance programs that address clients' needs. The full-service insurance agency also provides home and business insurance.

License Verified:

License: 310656

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McFatter Insurance Agency, Inc. logo
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License Verified:

License: 196378

Louisiana Department Of Insurance

McFatter Insurance Agency, Inc.

324 Alamo Street, Lake Charles, LA 70601
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  • RV & Motorhome
  • Boats

Business Description

McFatter Insurance Agency, Inc., is a car insurance agency that provides several automobile insurance options to individuals in Lake Charles. These options include collision insurance, comprehensive coverage, liability coverage, medical payments, and uninsured or underinsured motorist coverage. The company's insurance professionals assist customers in getting quality insurance plans for their cars, trucks, or SUVs. In addition, they also offer coverages for ATVs, motorcycles, RVs, and travel trailers. Businesses can also obtain commercial vehicle insurance at McFatter Insurance Agency, Inc.

License Verified:

License: 196378

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
People First Insurance Family logo
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License Verified:

License: 818733

Louisiana Department Of Insurance

People First Insurance Family

1611 Gerstner Memorial Drive, Lake Charles, LA 70601
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  • Bundling Option

Business Description

People First Insurance Family is a car insurance agency based in Lake Charles. The company helps its clients in selecting the proper insurance carrier that can address their distinct situations. Its agents can look for auto insurance policies that can cover boats, motorcycles, and personal vehicles. As an added service, the agency has a document library that can be used by clients in storing their pertinent insurance documents. Its professional payment services also make it more convenient for customers to settle fees with their insurance carriers.

License Verified:

License: 818733

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Firm Of Louisiana Property & Casualty, LLC logo
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License Verified:

License: 472440

Louisiana Department Of Insurance

The Firm Of Louisiana Property & Casualty, LLC

2356 East McNeese Street, Lake Charles, LA 70607
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

The Firm Of Louisiana Property & Casualty, LLC, is an insurance management company that has been serving Lake Charles for over a decade. The firm protects drivers, car owners, and commercial operators against financial losses and legal complications with an auto insurance policy. Its independent insurance agents provide various coverage options, including property, injury liability, medical payments, comprehensive and collision, and uninsured and underinsured motorists. They also offer insurance policies for loan or lease gaps, motorcycles, golf carts, and Uber or Lyft drivers.

License Verified:

License: 472440

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (12)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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