Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Baytown

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Baytown Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

30Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6115 Farm to Market 2100, Crosby, TX 77532
  • Multiple Carriers

Why choose this provider?

Marek Insurance Agency has been offering insurance products since 1983. This independent agency shops for auto insurance plans to protect Baytown drivers and their vehicles from car accidents. Its agents have access to over 60 insurance companies that can give standard vehicle protection policies. They can also provide insurance quotes for classic cars. Furthermore, the company assesses clients' risks by learning their location, credit background, driving record, car's distance, and type of car. Marek Insurance Agency prefers personal and face-to-face service.

License Verified:

License: 742551

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (275)
Facebook
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4406 North Main Street, Baytown, TX 77521
  • Bundling Option

Why choose this provider?

Randy Casey has been with State Farm for 22 years. Before becoming a State Farm agent, he spent a decade working in the company's claims department where he learned about good customer service - understanding the service and having straightforward communication. In 2008, he became an agent that provides car insurance policies to clients in Baytown and the nearby areas. Randy Casey also offers home, health, fire, and life insurance products.

License Verified:

License: 1458689

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (21)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6011 Garth Road, Baytown, TX 77521
  • RV & Motorhome
  • Boats
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Insurica - Baytown is home to transportation insurance experts and has a global reach via its partnership with Assurex Global. With access to major carriers, the firm assists lease operators and truck owners with insurance policies dedicated to insuring their vehicles against various risks. Included in its specific coverages are physical damages, truckers and non-trucking liability, occupational accidents, and contingent auto liability and cargo. It also offers self-insurance programs and loss control programs. Insurica is recognized as one of the 40 largest insurance brokers in the United States.

License Verified:

License: 18332835

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1610 James Bowie Drive, Baytown, TX 77520
  • Home Insurance

Why choose this provider?

American National is an insurance agency that has provided car insurance policies to clients in Baytown and nearby areas since 1905. Its agents build relationships with clients to have a deep understanding of their auto insurance needs. They do so by discussing with clients about their preferred coverage while offering advice and guidance to guarantee they get the appropriate auto insurance policy that will protect them and their car. American National also offers life, health, homeowners, recreational, renters, and business insurance.

License Verified:

License: 60739

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
608 Rollingbrook Drive, Baytown, TX 77521
  • Multiple Carriers

Why choose this provider?

Harris County Insurance Center - Baytown Texas is an independently owned car insurance agency serving businesses, families, and individuals in the Baytown area. For more than 40 years, its experienced team is capable of delivering same-day auto insurance policies that match the city drivers' needs. Aside from providing quotes for its clients' automobiles, the team also offers 24/7 assistance and business consultations. In addition, Harris County Insurance Center - Baytown Texas also helps insure boats and recreational vehicles.

License Verified:

License: 1832712

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the minimum local car insurance required of residents of Baytown?

    Residents of Baytown and the whole state of Texas are required to have a minimum of $30,000 in liability coverage for each person hurt in an accident, up to a total of $60,000 per accident, and $25,000 in property damage coverage per accident. This basic minimum coverage is known as 30/60/25.

  • What is PIP and how does it help Baytown local car insurance policyholders?

    PIP assists Baytown local car insurance policyholders and drivers by providing an insurance extension that covers their medical expenses as well as those of their car's passengers in the event of an accident. PIP stands for personal injury protection and is also known as no-fault coverage. In some cases, PIP may also cover lost wages and other damages.

  • What drives the cost of local car insurance in Baytown?

    There are numerous factors that drive and influence the cost of local car insurance in Baytown, including the policyholder's chosen coverage limits, their driving accident record, the value of their vehicle, their claims history on their other car policies, where they live, and how far they drive each year. Because of these variables, two drivers may have the same policy but pay different premiums.

  • What is liability insurance and how does it help Baytown local car insurance policyholders?

    Liability coverage assists Baytown local car insurance policyholders in paying for damage caused to others in an auto accident, such as injuries to the other driver and other people not in their car. This coverage applies when the policyholder is at fault for the accident. The bodily injury liability coverage pays for the other party's medical bills and possibly death benefits. Property damage liability insurance pays for the destruction of other people's property.

  • What are some local car insurance coverages that are not required by state law but are worth considering by Baytown residents?

    Local car insurance coverages that are not required by law but are worthwhile for Baytown residents to consider include coverage for new car replacement. Because the value of a new car drops immediately after it is driven, this replacement coverage pays the amount required to replace it with a new one if it is totaled. Another option is gap insurance, which protects the policyholder in the event of a total loss and the policyholder owes more than the vehicle's depreciated value.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.