Expertise.com
2024

Last updated:

Best Life Insurance Companies in Bloomington

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bloomington Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3740

Reviewed

2251

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
10340 Bluegrass Parkway, Bloomington, IN 40299
  • Life Insurance
  • Health Insurance

Why choose this provider?

Coleman & Associates Insurance Group is a company that delivers personal and business insurance solutions to clients in Bloomington and nearby communities. The firm safeguards the financial future of the beneficiaries of its policyholders with a life insurance plan. Its insurance advisors specialize in term life, whole life, and universal life coverages. The team also provides health insurance and Medicare options to individuals, families, and businesses. Headquartered in Louiseville, the company serves clients throughout Kentucky and Southern Indiana.

License Verified:

License: 804523

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
532 South College Avenue, Bloomington, IN 47403
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 1966, Gates Insurance is an independent company that caters to individuals and businesses in the Bloomington metro. It works with various insurance companies in creating insurance coverages. The company's agents offer life insurance that will secure the future of the clients' family members. It can also protect clients from financial losses caused by unexpected events. Gates Insurance also provides health, auto, and homeowners insurance. President Whitney Gates has been a part of the company since 1992.

License Verified:

License: 1961200

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
2.3
Google
2.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
459 South Landmark Avenue, Bloomington, IN 47403
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bloomington Insurance Agency is a family-owned agency that provides insurance solutions to secure clients financially in death or disability. The independent insurance agency has been in the industry since 1934, specializing in delivering tailored life insurance coverage that meets clients' unique needs. It partners with reputable insurance carriers, including Mennonite Mutual, Indiana Farmers, QBE, and Standard Mutual. The agents offer term life insurance policies that cover clients for a limited number of years. Additionally, they have whole and universal life insurance plans that protect clients' for a lifetime.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (6)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24 Jefferson Street North, Nashville, IN 47448
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bright & Williamson Insurance is a local, family-owned, independent insurance agency serving Bloomington since 1921. Its services include life insurance, home and property insurance, health insurance, and auto insurance. The company aims to provide personalized service for its clients through processes like designing a responsible protection program and periodically reviewing the adequacy of policies. Bright & Williamson Insurance is a receiver of the Governor’s Half Century Business award from Eric Holcomb and Indiana Economic Development Corporation President Elaine Bedel.

License Verified:

License: 1168000

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
5015 W State Rd 46, Bloomington, IN 47404
  • Life Insurance

Why choose this provider?

The Burton Group is a business providing a range of insurance options to customers in Bloomington and the surrounding areas. Its principal, John (J.F.) Burton, has more than 25 years of experience in finance, real estate, accounting, and business administration. As a company, it strives to provide customers with tailored solutions and insurance products. Products offered include life insurance, auto insurance, home insurance, and business insurance. The Burton Group also offers motorsports insurance and medicare solutions.

License Verified:

License: 876054

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (7)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
351 East Chestnut Street, Bloomington, IN 47112
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bennett & Bennett Insurance, Inc. is an insurance agency with over 40 years of service, providing for clients in the Bloomington area. It can compare life insurance policies from standard and specialized carriers, including QBE and Keystone National Insurance Company. It also explains the premium rates and benefits of term life and permanent life policies. The agency can add coverages to pay off a child's education, replace income, or cover final expenses. Its previous clients have praised them for proactive reports and immediate response to all questions.

License Verified:

License: 1384180

Indiana Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
305 Washington Street, Columbus, IN 47201
  • Life Insurance
  • Health Insurance

Why choose this provider?

Johnson-Witkemper Inc. Insurance Services works with Bloomington clients through its variety of insurance products and solutions. Its range of insurance products includes life, accidental death, dismemberment, long-term care, and individual health insurance. In addition, the independent insurance company utilizes its partnerships with over 15 insurance companies and over 30 years of industry experience to help clients find insurance policies suited to their needs. Johnson-Witkemper Inc. Insurance Services also acts as an advisor to clients to ensure they make informed decisions regarding insurance.

License Verified:

License: 1964780

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3939 South Walnut Street, Bloomington, IN 47401
  • Life Insurance

Why choose this provider?

Gredy Insurance is a locally owned and operated insurance company that operates in Bloomington and serves its surrounding areas. It provides personal and commercial insurance solutions, including life insurance. The company's agents have the experience and knowledge to custom design coverage and protection for each of its clients based on their individual needs and financial circumstances. As an independent insurance company, Gredy Insurance represents top-rated insurance providers, such as Progressive, Celtic, Erie Insurance, and Hagerty.

License Verified:

License: 31560

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (54)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1405 North College Avenue, Bloomington, IN 47404
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

First Insurance Group offers comprehensive insurance solutions in the Bloomington area. The company works with multiple insurance providers, such as Nationwide and Safeco Insurance, to provide custom insurance policies, including life, health, classic car, and renters' insurance. Its professionals educate clients on the insurance process and guide them in deciding between term or whole-life insurance plans. First Insurance Group also provides coverage for business owners and workers. The company conducts policy check-ups every after six months.

License Verified:

License: 1983690

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1876 South Ohio Street, Martinsville, IN 46151
  • Life Insurance

Why choose this provider?

Burpo-Gose Insurance Agency, Inc. is a local independent insurance firm offering an array of insurance solutions to customers in Bloomington. It provides personal coverages including life insurance, homeowners insurance, renter’s insurance, business insurance, and farm insurance. The company also has other product options like auto insurance, antique and classic auto insurance, boat and watercraft insurance, motorcycle insurance, RV insurance, and ATV insurance. Burpo-Gose Insurance Agency, Inc. has 30 years of experience in the insurance industry.

License Verified:

License: 32199

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Bloomington, IN
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kentuckiana Health Alliance, LLC. is an insurance company that serves the Bloomington area. It provides a wide range of insurance products from its over 30 carriers. Its specialists provide tailored plans for its clients and their assets. It covers all lines of insurance products including Medicare, Life, Disability, Annuities, and Health Insurance. Other services include setting up a college fund or retirement plan. The company's owner, Matthew Vanover, understands the importance of life and health insurance and how it works when his mother was battling cancer.

License Verified:

License: 906293

Indiana Department of Insurance

Website
430 Fletcher Avenue, Spencer, IN 47460
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Founded by Howard Duling in 1935, Duling Insurance is a full-service insurance agency serving individuals, families, and businesses in Bloomington and nearby areas. It provides individual life insurance and mortgage protection insurance designed to meet clients' particular situations and needs. The firm also offers auto, motorcycle, boat, commercial property, general liability, and individual disability insurance policies. Duling Insurance represents several insurance companies, including American Modern, Progressive, Foremost Insurance, CNA Surety, and Indiana Farmers Insurance.

License Verified:

License: 1628750

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
118 West Indian Trail, Bloomington, IN 47031
  • Life Insurance
  • Health Insurance

Why choose this provider?

Serving Bloomington, Hummel Winters Insurance is an independent insurance agency providing a range of services in the metro. It offers life insurance products including term, whole, and universal life insurance. The agency also provides specialty insurance services such as restaurant, nonprofit, contractors’, and technology insurance programs. Other options include event insurance products like special event liability, event cancelation, wedding, hole-in-one, and weather insurance. Hummel Winters Insurance has been serving clients for over 75 years.

License Verified:

License: 1821830

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
642 N Madison St, Bloomington, IN 47404
  • Multiple Policy Types

Why choose this provider?

Flynn Insurance Advisors has over 15 years of experience providing insurance solutions to individuals and businesses in Bloomington and the surrounding areas. With access to many regional and national carriers, the company offers a wide range of insurance products, including life insurance with multiple terms and whole life options that do not require medical exams. It specializes in helping high net-worth clients and complex commercial accounts. Other types of insurance available are homeowners' insurance, auto insurance, motorcycle insurance, and commercial insurance.

License Verified:

License: 3617300

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11 Vann Avenue, Bloomington, IN 47714
  • Life Insurance
  • Health Insurance

Why choose this provider?

Vicki Brasel has been a life insurance agent with State Farm since 1987. Serving Bloomington, Brasel specializes in providing auto, home, life, and renters insurance. Clients can also go to Brasel for insurance that covers damages brought by natural disasters, such as hurricanes and snowstorms. She also works closely with tradespeople and service contractors for insurance covering the business, their workers, and any liabilities. Brasel also provides services in wealth management, estate planning, and retirement planning. She also has extensive experience in handling banking, mutual funds, and annuities services.

License Verified:

License: 2012200

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
532 Main Street, Bloomington, IN 47586
  • Life Insurance

Why choose this provider?

Home Mutual Insurance Company & Agency is a wholly owned insurance agency that has been in the industry for more than 142 years. Its insurance agents provide risk management and insurance solutions to clients based in Bloomington. They discuss simple and complex life insurance needs for both individuals and groups and assist in finding the right policy that meets their individual needs. Other insurance products include personal umbrella, workers' compensation, Medicare supplement, long-term care, and RV and ATVs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9750 Ormsby Station Road, Bloomington, IN 40223
  • Life Insurance
  • Health Insurance

Why choose this provider?

Hyland Insurance is an independent insurance agency that provides insurance services to residents and businesses in Bloomington and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like universal life insurance, term life insurance, whole life insurance, and long-term care insurance. Additionally, it provides insurance packages like group health insurance, group dental insurance, group vision insurance, and disability insurance. The company was founded by Tim Hyland and Pat Hyland.

License Verified:

License: 474324

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (128)
Facebook
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
68 North Main Street, Bargersville, IN 46106
  • Life Insurance
  • Health Insurance

Why choose this provider?

Inabnitt Agency Inc. is an independent insurance and real estate firm that has been serving Bloomington and nearby areas since 1962. It offers insurance products ranging from life and health policies to homeowners and auto insurance plans. Commercial lines of insurance are also available. As a real estate agent, it works with MIBOR and handles properties in Bargersville and the neighboring communities. Founder Carlis “Toddy” Inabnitt began his insurance career at the Farm Bureau. His firm started providing real estate services in 1967.

License Verified:

License: 2286450

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Does your credit history influence the price of life insurance in Bloomington?

    Yes, your credit history might impact your Bloomington life insurance premiums. Life insurance companies view a person with a solid credit history as mature and someone who fulfills their financial obligations. If you have a bankruptcy on your insurance record, your premium rates may increase. In addition, insurance firms may consider criminal background, driving record, occupation, and use of prescription drugs.

  • Can you utilize your Bloomington whole life insurance policy's cash value for retirement expenses?

    To meet specific retirement needs, you may tap on the cash value of your whole life insurance coverage in Bloomington. For instance, it could be possible to change the cash value of your whole life insurance policy into a new policy with a long-term care rider without negative tax effects. You can withdraw the money tax-free as long as it is lower than the amount of money you paid into the insurance.

  • What can you anticipate from the medical examination for your life insurance application in Bloomington?

    The medical expert will walk you through what is needed during the medical examination for your life insurance application in Bloomington, which may include getting your height and weight, blood pressure, heartbeat characteristics, blood and urine samples, lifestyle habits, and family medical history. Depending on the policy you select, your age, or the required level of coverage, there can be additional requirements.

  • What can you do if a health risk causes your life insurance application in Bloomington to be denied?

    If a Bloomington life insurance company declined your application due to your health, you might look for a policy that doesn't need a medical exam. When there is an open enrollment period, you can also apply for life insurance through your workplace, as many of these plans don't call for a medical checkup. If you can wait, you could work on getting healthier and give it another go later.

  • When a policyholder receives dividends from a life insurance policy in Bloomington, is the cash subject to taxation?

    In Bloomington, dividends from life insurance policies are typically not regarded as taxable income because they are frequently seen as a refund of previously paid premiums. However, dividends that are in excess of the entire premiums put into the insurance plan may be taxable.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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