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Best Mortgage Brokers in Olathe

2024

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Providers

Last updated:

Website
7900 College Boulevard, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Central Group Mortgage delivers a wide array of loan services to clients in Olathe. It focuses on providing a hassle-free experience with personalized service for each individual or family. The firm offers conventional, FHA, VA, jumbo, and home equity options. Rate/term refinance, cash-flow investment, and foreign national loan assistance are also provided. It understands that purchasing a home is an important step in life and suits its programs for clients' financial needs. Founder and CEO Monica Zhang has been in the industry for seven years.

License Verified:

License: 0034198

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9401 Indian Creek Parkway, Overland Park, KS 66210
  • Purchase Transactions

Why choose this provider?

Mission Mortgage Overland Park, KS is a branch of Open Mortgage that serves its namesake, Olathe, and the neighboring cities. It offers a variety of loan programs such as conventional, USDA, FHA, and VA loans. The firm also provides down payment assistance programs through TSAHC, SETH, or the Texas Heroes Program. Refinancing options are also available for clients looking to bring down their monthly payments, get a better interest rate, or get some cash out of their home's equity for renovation or investment purposes.

License Verified:

License: 177959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7301 Mission Road, Prairie Village, KS 66208
  • Refinance

Why choose this provider?

Elite Mortgage Group, LLC, has been helping individuals and families in the community of Olathe and its surrounding areas since 2014. The company provides various loan options such as 203K loans, adjustable-rate mortgage, jumbo, USDA, FHA, and VA loans. Its team of mortgage brokers guides and assists first-time homebuyers throughout the entire home buying and refinance process. In addition, Elite Mortgage Group also offers a wide range of services, including property evaluation, rate comparisons, and cash-out refinance.

License Verified:

License: 1175236

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8725 Rosehill Road, Lenexa, KS 66215
  • New Construction

Why choose this provider?

Affinity Mortgage LLC is a mortgage firm in Lenexa that provides residential loan programs and mortgage options to clients in the Olathe metro. The firm comprises more than 15 NMLS-certified loan officers who are experts in applying for and securing loan programs such as government loans and jumbo loans. It also provides mortgage options such as graduated payments mortgage, fixed-rate mortgage, adjustable-rate mortgage, and interest-only mortgage. Affinity Mortgage also has an option for fully online loan applications.

License Verified:

License: 2579

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (288)

Website
4830 Bob Billings Parkway, Lawrence, KS 66049
  • Refinance

Why choose this provider?

First Assured Mortgage - Lawrence is a licensed mortgage company that assists clients with home purchasing and refinancing. It delivers a wide range of loan programs to residents in Olathe, including conventional, FHA, VA, USDA, jumbo, and B/C. The company also provides state and local housing programs, location efficient mortgage, conforming loans, combined and hybrid ARMs, and fixed and adjustable mortgages. Most of its mortgage products are available through FHA, VA, USDA, Fannie, and Freddie.

License Verified:

License: 0001442

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (5)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10975 Grandview Street, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Greg Hall is a mortgage advisor affiliated with Caliber Home Loans. He provides several financing options for borrowers in Olathe, including conventional and new construction loans along with government-backed programs like FHA, USDA, and VA. The mortgage professional is committed to guiding clients from the loan selection stage up until closing. Greg has been working in the lending industry for more than two decades. Before being a mortgage specialist, he worked as a financial advisor.

License Verified:

License: 280445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (128)
Zillow
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6850 College Boulevard, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Chad Trease is a mortgage broker and registered originator with PrimeLending offering varied mortgage solutions to Olathe residents. Chad specializes in helping his clients achieve their homeownership goals by providing personalized service and guidance to deliver mortgage options that are appropriate for their current and long-term needs. He offers multiple home loan types including FHA, VA, USDA, conventional, and jumbo home loans. Additionally, Chad offers new home construction loans, adjustable-rate mortgages, and varied refinancing options.

License Verified:

License: 413867

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (101)
Zillow
5.0 / 5 (49)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.