Expertise.com

Best Mortgage Brokers in Lawrence

2024

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Last updated:

Website
800 E 101st Terrace Ste. 350B, Kansas City, MO 64131
  • Refinance

Why choose this provider?

McGowan Mortgages is a small brokerage that supports Lawrence individuals and families in realizing their homeownership dreams. To aid homebuyers in finding mortgage products that fit their specific needs, its team delivers a variety of programs such as HELOC, HELOAN, VA, USDA, conventional, and FHA 203K loans. It provides home financing solutions for first-time buyers, self-employed individuals, investors, and business owners. The brokerage was established in 2016 and also carries reverse mortgages and jumbo loans.

License Verified:

License: 1478470

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13600 W. 95th Street, Lenexa, KS 66215
  • Refinance
  • New Construction

Why choose this provider?

Roller Mortgage Team caters to home purchasers in Lawrence who are looking for loan brokers. The crew's options include reverse mortgages for aging members of the community and refinancing for individuals with burdensome debts. It offers financing programs such as products with fixed and adjustable rates. Government-backed choices are also available for farmers and veteran service personnel of the armed forces. The Roller Mortgage Team operates under the LeaderOne corporate banner and has worked with more than 5,000 families.

License Verified:

License: 250375

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6900 College Blvd., Suite 750, Overland Park, KS 66211
  • Refinance
  • New Construction

Why choose this provider?

Delmar Mortgage has been serving clients in Lawrence and nearby communities for more than 50 years. It provides a wide variety of loan programs to assist those who want to buy a house or refinance a mortgage. These include VA, FHA, and conventional loans. The company's regional director, Craig Miller, holds the CMPS designation. He has been working as a mortgage planner for two decades. Delmar Mortgage is an Equal Housing Lender licensed in 35 states.

License Verified:

License: 1431609

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (217)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11095 Metcalf Ave, Overland Park, KS 66210
  • New Construction

Why choose this provider?

Mike Pippin is a mortgage loan officer that provides services to locals throughout Lawrence. He assists individuals in purchasing investment or first homes by applying for mortgage loans, including conventional, jumbo, and FHA options. Mike also guides clients wanting to obtain loans to build homes suitable for their lifestyle and family needs. In addition, the agent handles mortgage refinancing, rehab, and downsizing services. Mike has been in the mortgage industry since 2010. He works as a mortgage loan officer for Bell Bank Mortgage.

License Verified:

License: 1087765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
6831 SW 29th Street, Suite 400, Topeka, KS 66614
  • Refinance
  • New Construction

Why choose this provider?

Kimberly Penrod is a loan officer at Fairway Independent Mortgage Corporation delivering homeownership solutions in Lawrence. She helps individuals and families who are planning to build, renovate, buy, and refinance their homes and creates customized options tailored to their goals. In addition, she implements mortgage strategies to cater to the homeownership needs of medical doctors, seniors, service members, and veterans. Her affiliation, Fairway, has been serving clients for over 25 years and is a NAHREP corporate member.

License Verified:

License: 522077

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4830 Bob Billings Pkwy Ste. 100A, Lawrence, KS 66049
  • Refinance
  • New Construction

Why choose this provider?

First Assured Mortgage accommodates the financial needs of individuals and families in Lawrence and the surrounding areas. It provides a wide variety of lending options for people who wish to refinance a mortgage or purchase a property as their primary residence, second home, or investment. These include USDA, FHA, VA, jumbo, conventional, and conforming loans. Fannie Mae and Freddie Mac loans are also available. Patrick Toepfer, the company's general manager, has been working in the real estate lending industry since 1998.

License Verified:

License: 17380

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (13)
Google
4.3 / 5 (12)
Yelp
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6850 College Blvd., Suite 101, Overland Park, KS 66211
  • New Construction

Why choose this provider?

Trease Morgan Mortgage Group serves clients throughout Lawrence and the surrounding areas. It assists clients wanting to purchase residential properties, whether they are first-time homeowners, investing in real estate, or splurging on a vacation house, by offering a wide variety of mortgage financing choices. These include conventional, jumbo, FHA, USDA, and fixed- and adjustable-rate mortgages. The company also assists with refinancing to help clients cut monthly payments, cash out equity, or consolidate loans. Founder Chad Trease has been in the finance industry for two decades.

License Verified:

License: 2305417

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (221)
Facebook
4.9 / 5 (86)

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.