Expertise.com
2024

Last updated:

Best Mortgage Brokers in Overland Park

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Overland Park Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61

Reviewed

43

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
7381 West 133rd Street Suite 200, Overland Park, KS 66213
  • Refinance
  • Purchase Label

Why choose this provider?

Metropolitan Mortgage Corporation is a locally owned and locally operated mortgage lending company that serves clients in Overland Park. The company offers a variety of loan options for borrowers, including fixed-rate mortgage loans, conventional mortgage loans, FHA loans, VA mortgage loans, USDA home loans, and jumbo loans. Since 1996, it has helped more than 10,000 families in Kansas and Missouri finance their homes. The direct mortgage lender has also funded more than $2 billion in home loans.

License Verified:

License: 227722

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (144)
Zillow
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7900 College Boulevard, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Central Group Mortgage L.L.C. has been serving clients in Overland Park since 2019. It offers a wide range of mortgage loan options, including conventional loans, FHA, VA, and jumbo loans. The purchase-focused mortgage broker is committed to helping members of minority communities to settle into a home. It also assists self-employed clients, who have complex income documents with a broader range of financing options, in achieving their homeownership goals. Founder Monica Zhang holds more than seven years of experience in the finance industry.

License Verified:

License: 1875261

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6900 College Boulevard, Overland Park, KS 66211
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Delmar Mortgage deals with various kinds of home loan programs for clients in Overland Park. Its team strives to help its clients maximize savings and is committed to their financial well-being and best interests, whether they are purchasing a property, building their dream home, refinancing to save, or investing in real estate. Led by Craig Miller, Certified Mortgage Planning Specialist, the business has been dealing with a range of loan programs for about two decades.

License Verified:

License: 30998

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (189)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6801 West 107th Street, Overland Park, KS 66212
  • Refinance

Why choose this provider?

Approved Mortgage Inc. - Kansas is an independent mortgage broker that operates for clients in Overland Park. Since 1999, it has been assigning personal loan specialists to extend assistance in obtaining FHA, VA, and lender-paid private mortgage insurance. The company also provides refinance programs for debt consolidation and home improvement projects along with traditional fixed-rate mortgage loans. Approved Mortgage is an equal housing lender and uses online tools to streamline the process of negotiating with real estate agents.

License Verified:

License: 245406

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11030 Oakmont Street, Overland Park, KS 66210
  • Refinance

Why choose this provider?

BuildBuyRefi Home Loans is a team of mortgage bankers with 20 years of experience serving in Overland Park and nationwide. It offers cash-out loans, jumbo loans, purchase loans, USDA loans, renovation loans, and others. Managed by Saif Joseph Kovach, BuildBuyRefi Home Loans obtains its client's home loan straightforward and helps with the entire home loan process. It is partnered with Member FDIC and Equal Housing Lender. Previous clients were happy with the accommodating, professional, and knowledgeable services.

License Verified:

License: 147381

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8585 College Boulevard, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Homestead Financial Mortgage is a mortgage company serving Overland Park and nearby communities. The firm aims to provide homebuyers with a seamless home purchasing experience through its mortgage brokerage services. Its mortgage brokers assist clients in choosing the right home loan among several options from various lenders. These include conventional, FHA, VA, and USDA loans. The team also helps homeowners who wish to change their current mortgage plan through refinancing. The company has been in the mortgage business since 1998.

License Verified:

License: 222524

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (978)
Google
4.8 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7455 Mission Road, Prairie Village, KS 66208
  • New Construction

Why choose this provider?

Nick Estrada is a mortgage consultant at Prosperity Home Mortgage, LLC, who provides services in the community of Overland Park and its surrounding areas. He assists and guides homeowners throughout the entire home loan process. Nick also gives clients the information they need in selecting a loan program according to their situation. Prosperity Home Mortgage offers adjustable- and fixed-rate mortgage products, including FHA, jumbo, VA, USDA, renovation, and investor financing options. In addition, the company has been featured in Mortgage Executive Magazine.

License Verified:

License: 1022976

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (18)
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (3)

Website
8500 West 110th Street, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Debbie Rau is a mortgage consultant that provides services in the Overland Park metro. She has been in the industry for more than 30 years, helping individuals with their mortgages and loans. She offers various home loan programs such as ARM, FHA, USDA, VA loans. Other loan programs include cash-out refinance and jumbo loans. Additionally, Rau assists clients in refinancing their properties, including single-family homes, townhomes, condominiums, and mobile or manufactured homes. She is also a part of the Wyndham Capital.

License Verified:

License: 308629

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6025 Metcalf Lane, Overland Park, KS 66202
  • New Construction
  • Refinance

Why choose this provider?

First Fidelis is a mortgage company providing mortgage loans to homebuyers in Overland Park and surrounding areas. The firm offers fixed-rate home loans, conventional mortgage loans, FHA loans, jumbo loans, USDA loans, and 203K mortgage loans. The company also deals with customers interested in Fannie Mae loans and reverse mortgages. Lance Richards founded the company after working in the industry for 10 years as a loan officer. First Fidelis also caters to homebuyers in Missouri.

License Verified:

License: 1429470

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Google
3.0 / 5 (11)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6850 College Boulevard, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Chad Trease is a loan originator with PrimeLending who serves clients in Overland Park. He provides professional guidance for home purchases, refinances, and home renovations. Over 400 loan products are offered by PrimeLending, including VA, FHA, and USDA, as well as conventional and jumbo loans. It also has fixed-rate and adjustable-rate mortgage plans. Cash-out refinancing and renovation loans are also available. Chad utilizes loanplicity, a simplified and digital loan process used by PrimeLending loan officers.

License Verified:

License: 413867

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (215)
Zillow
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6900 College Boulevard, Overland Park, KS 66211
  • New Construction

Why choose this provider?

Steven Zin is a mortgage broker from CrossCountry Mortgage, a nationwide loan company serving the residents of Overland Park. As a regional manager, Zin, who has been in the mortgage business for more than 15 years, assists his clients in finding the right loan programs for their needs. These include VA, FHA, conventional, and jumbo loans that can be used to purchase, refinance, or renovate a home. Zin's team of loan professionals also offers clients guidance throughout the loan process.

License Verified:

License: 1710357

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9393 West 110th Street, Overland Park, KS 66210
  • Multi-Family Loans

Why choose this provider?

Since 2007, United Mortgage has provided loans to home buyers and owners in Overland Park and nearby communities to purchase and refinance their homes. It offers various home loan options such as fixed-rate, adjustable-rate, VA, FHA, USDA, and single-close construction loans. With 60 years of combined experience, the company's mortgage bankers can assist clients with the whole loan process and work side-by-side with multiple lenders. United Mortgage also serves Texas, Washington, Oregon, and California areas.

License Verified:

License: 239814

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (5)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6900 College Boulevard, Overland Park, KS 66211
  • Refinance

Why choose this provider?

Community Lending of America Inc. is a full-service mortgage company that has been serving clients in Overland Park and the neighboring communities since 2007. It offers several home purchase mortgage solutions, namely conventional, non-conventional, FHA, VA, USDA, and jumbo loans. It also provides mortgage refinance and cashout refinance options, including home equity line of credit loans. Its founder, Jeremy Marks, is a yearly volunteer for Habitat for Humanity and has been in the mortgage industry for over two decades.

License Verified:

License: 224124

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19045 East Valley View Parkway, Independence, MO 64055
  • Refinance

Why choose this provider?

The Brent Prockish Team is a mortgage broker located near Overland Park. With more than two decades of combined industry experience, the team partners with multiple lending institutions and provides loan solutions to clients who want to refinance an existing mortgage or purchase new properties. It offers rural development loans, government-insured mortgages such as FHA and VA loans, as well as various Freddie Mac and Fannie Mae products. The Brent Prockish Team is affiliated with Community Mortgage and is an Equal Housing Lender.

License Verified:

License: 229476

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10975 Grandview Drive, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Greg Hall of Caliber Home Loans is a loan consultant offering mortgage assistance to Overland Park residents. Greg has over 20 years of experience in the mortgage industry and was a financial advisor before venturing into mortgage. By working closely with his clients, he is able to provide advice and customized loan options that are appropriately suited to their current and long-term goals. He offers conventional, FHA, VA, USDA, and new construction loan options from Caliber Home Loans.

License Verified:

License: 0037900

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9401 Indian Creek Parkway, Overland Park, KS 66210
  • Refinance

Why choose this provider?

Mission Mortgage provides mortgage solutions to clients in Overland Park who are looking to purchase, build, refinance, and renovate their homes. Its loan options include FHA, DPA, USDA, and VA loans, as well as conventional and rehab loans. The company also provides cash-out refinancing options to help clients reduce their mortgage rates, lower interest rates, or switch to a different plan. Mission Mortgage can also offer assistance with reverse mortgage products, such as HECM for purchase and for retirement.

License Verified:

License: 2975

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (86)
Facebook
4.8 / 5 (60)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5000 West 135th Street, Leawood, KS 66209
  • Refinance

Why choose this provider?

Mortgage consultant Andrew Johns of Prosperity Home Mortgage, LLC, works with clients needing financial assistance for their home purchasing goals in Overland Park and Leawood, neighboring suburbs of Kansas City. He is one of the top 1% of mortgage loan officers in the US and possesses over seven years of mortgage banking experience. He guides them through the entire process of finding applicable loan programs for each client, including conventional, jumbo, FHA, and VA options.

License Verified:

License: 965525

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
11460 Tomahawk Creek Parkway, Leawood, KS 66211
  • New Construction
  • Refinance

Why choose this provider?

Jerry Kolich from Fairway Independent Mortgage Corporation helps clients in Overland Park with their homeownership goals. He is an experienced loan officer who can guide clients with different financing options, including FHA loans, jumbo loans, VA loans, and adjustable-rate mortgages. His company's website provides clients with mortgage calculators and decision-making tools to help them decide what's the right loan for them. Clients can discuss the details of their loan by contacting Jerry directly by phone, email, or fax.

License Verified:

License: 740156

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.