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Best Credit Repair Companies in Kansas City

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2300 Main Street, Kansas City, MO 64108
Kansas City, MO 64108
  • Credit Dispute

Alfa Credit Repair, LLC, is a credit repair firm that serves clients in the Kansas City area. It helps restore customers' credits using conventional dispute methods and various strategies. It removes a wide range of questionable items, such as charge-offs, closed accounts, collections, late payments, and tax liens. In addition, it works on bankruptcies, foreclosures, garnishments, identity theft, and repossessions. Alfa Credit Repair focuses on customer service by also providing education on how to establish credit.

2300 Main Street, Kansas City, MO 64108
Kansas City, MO 64108

Website(913) 484-0509

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8450 NW Prairie View Rd Zona Rosa #1041, Kansas City, MO 64153
Kansas City, MO 64153
  • Credit Dispute

Elite Credit Consulting Services works with consumers in and around the Kansas City area. Its team helps clients restore their credit scores by challenging negative items, handling communications with creditors and credit bureaus on their behalf. The professionals also take care of the needed documents during the process. In addition to repairing credit, they educate clients on how to build and maintain it. Consumers may track credit score progress and view real-time updates through an online portal.

8450 NW Prairie View Rd Zona Rosa #1041, Kansas City, MO 64153
Kansas City, MO 64153

Website(888) 719-3118

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

1300 East 104th Street, Kansas City, MO 64131
Kansas City, MO 64131
Instagram
  • Debt Consolidation

Rescore is a credit repair company that serves clients in Kansas City. It offers an assortment of debt management services that include credit restoration, credit monitoring, credit establishment, student loan consolidation, and budget coaching. The company works with attorneys in improving clients' credit scores. Chief executive officer Janna Fox and chief operating officer Paige White founded Restore. Janna has eight years of experience in the credit repair industry and has helped more than 40,000 clients across the US.

1300 East 104th Street, Kansas City, MO 64131
Kansas City, MO 64131

InstagramWebsite(855) 273-7267

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

51 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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