Expertise.com

Best Credit Repair Companies in Overland Park

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
11960 W 135th St, #112, Overland Park, KS 66221
Overland Park, KS 66221

530 Credit Repair serves clients throughout Overland Park and the surrounding cities. This company helps individuals improve their credit scores and assists those who want to raise their scores for a conventional loan. It retrieves clients' credit reports from Equifax, Experian, and TransUnion and negotiates with lenders to remove negative items and inaccuracies on their credit reports. It also deals with credit bureaus and creditors. Additionally, the company helps individuals in improving their FICO scores.

11960 W 135th St, #112, Overland Park, KS 66221
Overland Park, KS 66221

Website(657) 377-1482

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

11880 West 95th Street, Overland Park, KS 66214
Overland Park, KS 66214
  • Credit Audit

AWC Innovations LLC is a financial service company in Overland Park that serves residents throughout the local area. It focuses on various services of credit repair, which include using consumer protection laws, such as FDCPA and FCRA, to help clients restore their credits in a legal manner. Its credit repair professionals have experience analyzing reports to determine opportunities for improvement and providing clients with credit consultation and financial education. AWC Innovations handles charge-offs, inquiries, collection accounts, and bankruptcy.

11880 West 95th Street, Overland Park, KS 66214
Overland Park, KS 66214

Website(913) 481-0274

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3125 Gillham Plaza, Kansas City, MO 64109
Kansas City, MO 64109
  • Credit Monitoring

CHES, Inc. is a non-profit organization that assists residents of Overland Park. It provides a variety of services, including credit restoration, which entails developing personalized plans to assist clients in becoming financially sustainable. Clients have access to an online money management course and educational and budgeting tools, which help them plan for large purchases, settle debt, and identify spending habits. Company president Coley Williams is a former financial analyst, who is certified in foreclosure prevention and loss mitigation by NeighborWorks America.

3125 Gillham Plaza, Kansas City, MO 64109
Kansas City, MO 64109

Website(816) 533-7417

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2016 Swift Street, North Kansas City, MO 64116
North Kansas City, MO 64116
  • Credit Dispute

Kansas City Credit Services is a credit repair company serving clients in Overland Park. It provides credit repair programs tailored to suit its clients' goals and financial capabilities. Since 1991, it has helped over 110,000 customers build a healthy credit profile and correct errors to ensure accurate credit rating. Its personalized concierge services allow its customers to achieve better insurance benefits, better interest rates, and qualify for loans. Kansas City Credit Services also handles student and payday loans, debt relief, and identity theft.

2016 Swift Street, North Kansas City, MO 64116
North Kansas City, MO 64116

Website(816) 421-8001

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

25493, Overland Park, KS 66213
Overland Park, KS 66213
  • Credit Audit

KC Credit Guru, LLC offers credit repair services for clientele located in Overland Park and neighboring communities. Its team disputes unverified and incorrect credit information on behalf of its clients in order to provide them with an accurate credit score. The company provides full credit reports and audits to assist individuals in detecting erroneous, outdated, and unverifiable negative items. It creates a custom blueprint and obtains credit scores and reports from Experian, TransUnion, and Equifax.

25493, Overland Park, KS 66213
Overland Park, KS 66213

Website(913) 735-3177

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

1300 East 104th Street, Kansas City, MO 64131
Kansas City, MO 64131
Instagram
  • Credit Monitoring

Rescore provides credit repair services to the community of Overland Park. Its team of professionals assists in debt settlement and consolidation, credit monitoring, student loan consolidation, business credit, and bankruptcy. They also offer financial planning and education, budget and divorce coaching, and notary services. The firm's CEO, Janna Fox, has been in the field of credit repair for almost a decade. She specializes in educating clients and establishing relationships with referral partners.

1300 East 104th Street, Kansas City, MO 64131
Kansas City, MO 64131

InstagramWebsite(855) 273-7267

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you