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Best Life Insurance Companies in Kansas City

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2023
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Abbott Insurance logo

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License: Verified

Kansas Insurance Department

Abbott Insurance

8117 North Oak Trafficway, Kansas City, MO 64118
  • Life Insurance
  • Health Insurance

Business Description

Abbott Insurance delivers a broad range of insurance products to individuals, families, and businesses in Kansas City. Its team of local agents offers life and health insurance, auto insurance, home and renters insurance, and business insurance. The company's life insurance product ranges from term life, guaranteed universal life, child life, and final expense. Some of its insurance carriers are Progressive, MetLife, and Encompass. Its CEO, Danielle McDowell, has more than 17 years of experience in the insurance industry.

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Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (40)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alondra McPherson logo
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License: 8451755

Kansas Insurance Department

Alondra McPherson

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2112 Route 291, Independence, MO 64050
  • Life Insurance

Business Description

Alondra McPherson is an insurance agent with the Missouri Farm Bureau Insurance. She offers assistance to clients in Kansas City, Independence, and the surrounding areas. She provides families and individuals with options for life insurance that are available in term and whole life categories. She also clients in choosing among insurance options for auto, home, boats, farms, and umbrella liability. She works closely with seniors to provide annuities and retirement plan options ideal for their situations. McPherson is able to communicate with Spanish-speaking clients.

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License: 8451755

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Christina Sliski logo
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License: 8626858

Kansas Insurance Department

Christina Sliski

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15395 Briar Road, Basehor, KS 66007
  • Life Insurance
  • Health Insurance

Business Description

Christina Sliski is an insurance agent who works with State Farm. She serves clients in Kansas City and nearby areas. The insurance products she offers include property, automobile, health, and life insurance. She also provides policies for banking and annuities. Christina has been working with State Farm since 2008. She and her team support the Basehor Chamber of Commerce and Basehor/Linwood High School. They stand by their mission to protect people from unexpected circumstances and the risks of everyday life.

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License: 8626858

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (83)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Curtis & Associates, Inc. logo

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License: Verified

Kansas Insurance Department

Curtis & Associates, Inc.

5925 Nall Avenue, Mission, KS 66202
  • Individual Plans
  • Life Insurance

Business Description

Curtis & Associates, Inc., has operated in Kansas City and surrounding areas for over 50 years, serving the insurance needs of residents and local businesses. It is a Firm of Lion Street, Inc., a national financial services company owned by independent financial advisors. It carries life insurance portfolio management and financial planning services like retirement planning, succession planning, wealth management, wealth transfer, and planning for college. Founder Tom Curtis established the company, committed to serving the communities' ever-changing needs. Jeff Curtis is the current company president.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (4)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (1)
Dan Willcott logo
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License: 575825

Kansas Insurance Department

Dan Willcott

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611 Holiday Plaza, Lansing, KS 66043
  • Life Insurance

Business Description

Serving Kansas City, Dan Willcott is an insurance agent at Farm Bureau Financial Services, a full-service insurance company that has been serving clients for more than eight decades. Willcott helps individuals and families protect their financial assets and of their loved ones in the event of death with a life insurance policy. His team provides a variety of insurance coverage options, namely term life, whole life, and indexed universal life insurance. He also delivers investment and wealth management solutions. Willcott has been serving clients for more than 20 years.

License Verified:

License: 575825

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hallier Reed logo
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License: Verified

Kansas Insurance Department

Hallier Reed

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6640 West 143rd Street, Overland Park, KS 66223
  • Health Insurance

Business Description

Hallier Reed LLC is a life insurance firm serving clients from Kansas City and its surrounding areas. The company provides a wide range of life insurance policies such as whole, universal, and term life. It specializes in handling employee and executive benefits programs, from marketing to maintenance tasks. This independent brokerage firm has been providing its services to the community since 1996. It is currently led by insurance professionals Susan M. Reed and Ron Williams, who carry significant years of industry experience.

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License: Verified

Kansas Insurance Department

Jeff David Insurance Agency logo
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License Verified:

License: 4929137

Kansas Insurance Department

Jeff David Insurance Agency

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6520 North Oak Trafficway, Gladstone, MO 64118
  • Life Insurance
  • Health Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Business Description

Jeff David Insurance Agency is an insurance brokerage in Gladstone that offers insurance products and services to clients in Kansas City. The company is headed by Jeff David, an insurance professional who has been in the industry since 1993. He leads a team of five fellow insurance agents that carry out insurance services and offer life insurance products such as term life insurance and permanent life insurance. The firm also offers assistance in applying for Medicare and Medicare Supplement.

License Verified:

License: 4929137

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (169)
Facebook
5.0 / 5 (11)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mario Giraldo logo
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License: 12989375

Kansas Insurance Department

Mario Giraldo

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10940 Parallel Parkway, Kansas City, KS 66109
  • Life Insurance

Business Description

Mario Giraldo offers a wide range of life insurance solutions to clients in Kansas City. As an insurance agent, he helps individuals and families achieve financial security with term life, universal life, or whole life insurance policies. He strives to provide clients with many options to select one that fits their requirements and budget. In addition, he is available for consultations in English and Spanish. Giraldo is an agent for State Farm, a Fortune 500 insurance, financial services, and investment company.

License Verified:

License: 12989375

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (37)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northwestern Mutual logo
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License: 16237622

Kansas Insurance Department

Northwestern Mutual

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2600 Grand Boulevard, Kansas City, MO 64108
  • Life Insurance

Business Description

Northwestern Mutual serves clients in Kansas City and the nearby areas. The company assists clients who are looking for life insurance policies. It also offers financial planning services, which include assessing a client's current financial situation, managing debt, creating a personalized budget, and estate planning. These financial plans are made available on an online portal that clients can access from any device. Northwestern Mutual provides financial support and closely collaborates with local charities such as Alex's Lemonade Stand and Sophie's Run.

License Verified:

License: 16237622

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.2 / 5 (901)
Google
4.3 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pat Scherzer logo

License Verified:

License: 4904745

Kansas Insurance Department

Pat Scherzer

10209 Leavenworth Road, Kansas City, KS 66109
  • Life Insurance

Business Description

Pat Scherzer is an insurance agent that offers life insurance policies to clients in Kansas City and nearby locations. He works for American National and has 22 years of experience in the industry. American National has been providing insurance products and services since 1905. The company's life insurance options include term life, whole life, universal life, indexed universal life, and guaranteed universal life insurance. Pat can also help clients purchase homeowners, auto, and recreational vehicles insurance.

License Verified:

License: 4904745

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.3 / 5 (93)
Yelp
4.8 / 5 (74)
Google
3.9 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Reilly logo
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License: Verified

Kansas Insurance Department

Reilly

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608 Delaware Street, Leavenworth, KS 66048
  • Life Insurance
  • Long Term Care

Business Description

Reilly is an independent insurance firm that focuses on helping Kansas City area families and individuals through the process of securing life insurance. The agency helps clients determine suitable options for universal, term, and whole life insurance. Its agents also help clients comprehensively understand their payout options in line with their policy terms. Additionally, Reilly handles insurance needs for high-net-worth clients. Reilly has been operating since 1925 and represents more than 15 regional and national insurance companies.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (16)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Romo Seguros B & R, Inc logo
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License: Verified

Kansas Insurance Department

Romo Seguros B & R, Inc

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209 1/2 North 18th Street, Kansas City, KS 66102
  • Life Insurance

Business Description

Romo Seguros B & R, Inc., is a family-owned insurance agency in Kansas City established in 2006. With over 26 years of combined industry experience, the professionals at this firm partner with over a dozen insurance companies and help clients secure life insurance products that fit their needs. The most common life insurance plans the agency assists with are term life, universal life, and permanent life insurance. It also offers other types of insurance products, such as auto, home, and personal umbrella insurance.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scout Financial Group logo
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License Verified:

License: 3167206

Kansas Insurance Department

Scout Financial Group

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12304 Johnson Drive, Shawnee, KS 66216
  • Life Insurance

Business Description

Scout Financial Group is an independent insurance agency serving families, individuals, and businesses in Kansas City, Shawnee, and surrounding areas. The agency is led by the investment adviser and insurance professional, Jason Smitka. The agency provides annuities and life insurance that can potentially create a dependable source of retirement income. It offers insurance options for long-term care, health, and Medicare Supplements. Scout Financial Group also provides services in tax planning, social security, and legacy and income planning.

License Verified:

License: 3167206

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Morrill Insurance Group logo
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License Verified:

License: 7984979

Kansas Insurance Department

The Morrill Insurance Group

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8407 North Crawford Avenue, Kansas City, MO 64153
  • Life Insurance
  • Health Insurance

Business Description

The Morrill Insurance Group is a life insurance company that strives to make purchasing and managing insurance plans easy for families, individuals, seniors, and small businesses in Kansas City. Its life insurance covers term and permanent life insurance benefits. Founded in 2004, the company also offers auto, home, health, and small business insurance policies. Some of the companies it represents are Blue Cross Blue Shield, Genworth Financial, Mass Mutual Financial Group, and Mutual of Omaha.

License Verified:

License: 7984979

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (10)
Google
4.2 / 5 (5)

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.