Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Kansas City

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kansas City Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2852Reviewed

1716Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7301 Mission Road, Prairie Village, KS 66208
WebsiteLicense: verified

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Review Sources

Google
5.0 (9)
Facebook
5.0 (3)

Why choose this provider?

Heartland Insurance Agency, Inc., is an independently owned and operated business serving the Kansas City metro. It is a health insurance service provider that offers Medicare, disability, vision, dental, and long-term care coverages. Additionally, the company helps clients acquire other plans such as life, homeowner's, auto, general liability, and earthquake insurance. It has access to various insurance carriers like Progressive, Travelers, Aetna, and Nationwide. Headed by Ben Javaheri, Heartland Insurance Agency has been providing insurance solutions for more than 20 years.

  • Individual Plans

6303 King Hill Avenue, Kansas City, KS 64504
WebsiteLicense: verified

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Why choose this provider?

Perkins Insurance helps the residents of Kansas City find suitable Medicare supplement insurance plans. An affiliate of diverse insurance companies, the family-owned agency addresses the needs of its clients through other insurance products, such as home healthcare, short-term nursing, cancer, and final expense plans. Under the final expense program, beneficiaries receive financial protection due to death, covering unpaid medical bills or credit card balances. Vern and Jerry Perkins, its owners, have over 90 years of collective health insurance experience.

  • Health Insurance

10818 Johnson Drive, Shawnee, KS 66203
WebsiteLicense: 6092482

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Review Sources

Google
4.0 (54)
Facebook
5.0 (13)

Why choose this provider?

Mitzi Ryburn is a Shawnee-based insurance agent who serves clients in Kansas City and nearby areas. She started out by working for her uncle, who worked for 45 years as an insurance agent for State Farm. She has since worked for the same company for over 20 years. Mitzi provides health insurance plans for individuals and groups, such as families and businesses. She meets with clients at her office, which is a dog-friendly and wheelchair-accessible zone. She can also conduct home visits.

  • Life Insurance

Kansas City, KS
WebsiteLicense: Verified

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Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Local Insurance Advisors offers health insurance guidance in Kansas City. It delivers coverage options, such as Medicare Advantage, Medicare Supplement, hospital cash, and prescription drug plans. The company also provides insurance policies covering major medical, dental, and vision needs. Local Insurance Advisors works with major carriers to match customers with plans that fit their specific healthcare needs. Its team helps people understand the Medicare process as well as the options available to them.

  • Individual Plans

7450 West 130th Street, Overland Park, KS 66213
WebsiteLicense: Verified

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Review Sources

Facebook
5.0 (3)

Why choose this provider?

Benefit Services of Kansas City is a health insurance provider to individuals, families, and small businesses. Its insurance professionals are equipped with the skills and experience in searching and comparing policies to determine the right coverage for their clients' needs. This health insurance brokerage firm represents a number of carriers including Humana, Principal, and UnitedHealthcare. The president of Benefit Services of Kansas City, Michael V. Moulin, has been in the insurance industry for four decades.

  • Individual Plans

16629 Midland Drive, Shawnee, KS 66217
WebsiteLicense: 18028858

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Review Sources

Google
5.0 (151)

Why choose this provider?

Buddy Shaw is a State Farm insurance agent who offers health insurance plans to clients in Kansas City. In addition, Shaw provides auto, home, property, and life insurance solutions. He also assists clients with their banking services needs. Buddy Shaw has been with State Farm for more than five years. State Farm is an insurance agency that also caters to other insurance plans such as business owners', workers' compensation, pet medical, and disability insurance policies.

  • Individual Plans
  • Life Insurance

7070 W 107th St #200, Overland Park, KS 66212
WebsiteLicense: Verified

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Review Sources

Google
4.9 (9)

Why choose this provider?

Health Insurance Cooperative Agency Inc. delivers health insurance solutions for hospitals and employer groups of all sizes in Kansas City and the rest of the region. Committed to finding a suitable plan for each individual client, the company makes sure to align goals with the client. Working towards an educated decision, the agency addresses risk factors and introduces proactive programs available for the client's situation. The agency has been in the insurance industry for more than three decades.

8407 North Crawford Avenue, Kansas City, MO 64153
WebsiteLicense: verified

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Review Sources

Facebook
5.0 (10)
Google
4.0 (5)

Why choose this provider?

The Morrill Insurance Group is an independent agency that serves Kansas City and the surrounding locations. It offers individual and small business health insurance products such as senior health, disability, short-term health, and dental plans. The company also provides auto, home, and life insurance policies. Tom Morrill, who founded the company in 2004, is certified in long-term care insurance and is serving as the president of the Greater KC Chapter of the National Association of Health Underwriters.

  • Life Insurance

2707 South 47th Street, Kansas City, KS 66106
WebsiteLicense: 6098583

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Review Sources

Google
5.0 (16)

Why choose this provider?

Matthew Gorman is an agent at Farm Bureau for the past two decades. As an insurance service provider, Gorman assists in delivering custom-tailored health insurance solutions that suit the specific needs of every client in Kansas City. Gorman and his team provide a health insurance plan for individuals that cover essential medical needs. In addition, they also offer group health insurance for employees of small and large businesses. Furthermore, Medicare Supplement and Medicare Part D plans are available for senior citizens who are over 65 years old.

  • Individual Plans
  • Life Insurance

2103 Swift Street, North Kansas City, MO 64116

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Review Sources

Facebook
5.0 (8)
Google
3.0 (3)

Why choose this provider?

In The Game Insurance Services, Inc., is a health insurance agency serving clients from Kansas City. The firm offers a variety of health insurance products that cover vision and dental needs. Medi-share and temporary health insurance plans are also available. The company has partnered with insurance carriers such as Safeco Insurance, Liberty Mutual Insurance, and Allied Insurance. The firm is currently led by Chris Cooper, an insurance professional who has been in the industry for 20 years now.

  • Life Insurance

751 East 63rd Street, Kansas City, MO 64110
WebsiteLicense: 11460171

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Review Sources

Google
5.0 (27)

Why choose this provider?

Medigap Select is an independent insurance agency serving clients in Kansas City. It focuses on senior health care plans, offering products such as Medicare Advantage Part C, Medicare Part D, Medicare Supplemental plans, and dental and vision insurance policies. Having spent years in the insurance business, founder Paul Bennett saw how the Medicare systems and processes can be challenging for senior citizens. He then started Medigap Select to assist them with their health insurance needs.

  • Individual Plans

6333 Long Avenue, Shawnee, KS 66216

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Review Sources

Google
5.0 (5)

Why choose this provider?

Aspire 65 is an independent agency representing Medicare Advantage plans from leading carriers that include Aetna. The agency caters to families and individuals in Kansas City, Shawnee, and the surrounding areas. Its local health insurance agents work closely with clients who may not be receiving their Social Security income and need medical coverage. Aspire 65 educates clients on the difference between Medicare Advantage and Medicare Supplement so they can choose the plan that best fits their needs.

  • Health Insurance

601 East 63rd Street, Kansas City, MO 64110
WebsiteLicense: 18879985
Website

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Review Sources

Facebook
5.0 (12)
Google
5.0 (10)

Why choose this provider?

O'Leary Health Insurance is an independent insurance agency in Kansas City that specializes in health insurance products and services in the metro. The firm is owned and operated by husband-and-wife insurance agents Matt and Amie O'Leary. They offer health insurance products such as individual health insurance, supplemental health coverage, dental health insurance, and visual health insurance plans. In addition, they deal with health plans that cover critical illnesses, chronic illnesses, accidents, prescription drugs, and hospitalizations.

  • Individual Plans

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can one be eligible for a health savings account in Kansas City?

    Consumers in Kansas City can be eligible for a health savings account if they have a qualified high-deductible health plan. Also, they should not be enrolled in Medicare and not have coverage for any other health plans, except for a few allowed coverage. In addition, they should not be declared a dependent on another person's tax returns.

  • If you live in Kansas City and work in another state, which state insurance rules should you follow?

    It depends on your health insurance options and choice. If your employer from another state provides health plans and you use the coverage, you generally follow the applicable state's rules. When you buy individual insurance on your own, you have to use your home address in Kansas City.

  • Are there options for persons in Kansas City who do not qualify for Medicare and get insurance as well?

    Various programs on medical, prescription, vision, and dental needs can be obtained from the KanCare Ombudsman’s office. Uninsured persons in Kansas City can call the office at 855-643-8180 for more details on these programs. Some of the assistance that can be obtained includes free services in healthcare facilities, reduced medical bills, and discounted products.

  • How can the so-called "family glitch fix" help families in Kansas City?

    The so-called "family glitch fix" will help families in Kansas City access better health insurance options. It remedied the high costs of employer-based health plans by helping families save money if they buy insurance. When families make the switch, they could potentially save up to $980 in costs, according to Representative Sharice Davids. The reason for the costly employer-based plans is that only the working employee was considered in the cost calculation, not for their entire household.

  • In a marketplace insurance plan in Kansas City, can you take out any benefit that you do not need?

    Not really. You cannot remove any benefit from a marketplace health insurance plan in Kansas City. Each policy is required to carry the essential health benefits the Affordable Care Act requires. This is designed to protect people from health risks they may not be able to predict in the future.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.