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Best Credit Repair Companies in Kansas City

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PO Box 110, Kansas City, MO
Kansas City, MO

Credit Saint is a credit restoration company near Kansas City that is dedicated to assisting clients in improving their credit scores. The company aims to help clients understand that credit scores aren't just about credit damage. Credit Saint provides services tailored to each client's unique needs and goals. The company is passionate about educating clients to know more about how the process works in order to help protect them from any possible credit issues.

PO Box 110, Kansas City, MO
Kansas City, MO

Website(816) 608-4620

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2300 Main Street, Kansas City, MO 64108
Kansas City, MO 64108

Alfa Credit Repair, LLC, is a local company that serves individuals, families, and businesses in Kansas City and the surrounding areas. Its team of credit repair specialists uses both conventional dispute processes and aggressive strategies to restore a client's credit. They focus on removing any error, outdated information, or unverifiable data from their client’s credit report. The team at Alfa Credit Repair, LLC, can help remove records of bankruptcies, charge-offs, late payments, foreclosures, garnishments, and repossessions.

2300 Main Street, Kansas City, MO 64108
Kansas City, MO 64108

Website(913) 484-0509

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3125 Gillham Plz, Kansas City, MO 64109
Kansas City, MO 64109

Located in Kansas City, CHES Inc. is a financial empowerment organization that provides assistance with credit restoration as well as the services of HUD-certified homeownership advisers. The organization works one-on-one with clients to assess their financial situation. It examines credit reports for errors and other factors that can cause clients' scores to be adversely affected, then provides a suitable plan of action to help clients restore their creditworthiness. Additionally, CHES provides 24/7 access to its online portal so clients can budget and calculate effective debt payments. CHES offers several other credit repair services in Kansas City, including education and counseling for building or restoring credit.

3125 Gillham Plz, Kansas City, MO 64109
Kansas City, MO 64109

Website(816) 533-7417

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

11525 E 74th Street Ct, Kansas City, MO 64133
Kansas City, MO 64133

Consumer Credit Counseling Service is a credit repair agency in Kansas City with a strong focus on educating customers and helping them to plan their financial futures. It provides credit reports and scores and explains them in detail to clients, helping them create strategies to raise their credit scores. Additionally, it assists clients by disputing incorrect, unfair, or outdated credit report items, including collections, late payments, and charge-offs. It also offers a range of financial and credit education tools through an online portal, helps with budgeting and getting out of debt, and has resources available for clients who wish to buy homes.

11525 E 74th Street Ct, Kansas City, MO 64133
Kansas City, MO 64133

Website(816) 737-3867

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4041 Northeast Lakewood Way, Lee's Summit, MO 64064
Lee's Summit, MO 64064

Credit Law Center is a credit repair company that serves Kansas City. Its credit advisors help improve and maintain credit scores through credit monitoring. They also file disputes for unverifiable, missing, or negative items on clients' credit reports. Credit Law Center also has a legal team that handles debt defense for clients who are sued by debt collectors. The company has been featured in publications like Fox, CBS, NBC, and Cumulus.

4041 Northeast Lakewood Way, Lee's Summit, MO 64064
Lee's Summit, MO 64064

Website(800) 994-3070

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

387 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2811 E 67th St, Kansas City, MO 64132
Kansas City, MO 64132
Instagram

Credit Sense Credit Repair, LLC, assists individuals located in the Kansas City metro. It reviews customers' credit reports to identify and challenge inaccurate and unverified information that may be present. Its analysts advise clients on how their credit scores affect their financial activities and help in improving their standing in order to pay bills or open accounts. The company offers a monitoring system powered by a third-party affiliate to check if clients' information is updated.

2811 E 67th St, Kansas City, MO 64132
Kansas City, MO 64132

InstagramWebsite(816) 839-4020

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Kansas City, MOKansas City, MO
  • Credit Monitoring

Dream750 Credit Solutions has been serving individuals in and around the Kansas City area since 2018. It offers credit repair services, which involve challenging negative items in clients' credit reports that are possibly affecting their scores. Its team coordinates with credit bureaus and takes care of preparing documents for credit agencies. The professionals educate clients on how to build and maintain positive credit. After six months, clients have the option to continue with the credit repair program. Dream750 Credit Solutions also has Spanish-speaking team members.

Kansas City, MOKansas City, MO

Website(800) 647-5751

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Kansas City, MO 64116Kansas City, MO 64116
  • Credit Monitoring

Kansas City Credit Repair Service offers assistance to clients in the metro and throughout the nearby areas. The company comprises credit restoration counselors who are experienced, equipped with legal knowledge, and know how to identify and challenge unverifiable or erroneous information in customers' credit histories. They also educate customers on understanding their credit reports and achieving good credit. In addition to credit repair, the company helps clients who have been victimized by identity theft.

Kansas City, MO 64116Kansas City, MO 64116

Website(816) 399-2232

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2016 Swift Ave, North Kansas City, MO 64116
North Kansas City, MO 64116

KC Credit Services is a credit repair company near Kansas City with over 25 years of experience in helping clients improve their credit scores. It also assists them in achieving financial goals, including buying homes and cars. Its services focus on those with debt, beginning with full audits of credit reports from the three major bureaus, then following up with dispute submission to remove unverified or erroneous items it finds in those records. Additionally, it offers personalized recommendations on how to build credit, comprehensive credit education, access to a wide range of credit lines, and a business credit program aimed at companies that need funding.

2016 Swift Ave, North Kansas City, MO 64116
North Kansas City, MO 64116

Website(816) 421-8001

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

107 W. 9th Street, 2nd Floor, Kansas City, MO 64105
Kansas City, MO 64105
Instagram
  • Debt Consolidation
  • Credit Dispute

From its office in Kansas City, Mikel's Financial Group offers solutions to repair clients' credit scores. Through their experience in handling consumer, mortgage, and business credits, the case analyst and advisor assigned to every client strive to restore creditworthiness by preparing and submitting documents in raising disputes with credit agencies. About 93 percent of past clients have attested to achieving a 10-point increase on their score in the first 35 days since they enrolled in the firm's credit education program.

107 W. 9th Street, 2nd Floor, Kansas City, MO 64105
Kansas City, MO 64105

InstagramWebsite(816) 612-2912

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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