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Best Homeowners Insurance Agencies in Kansas

2024

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Providers

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Website
Lawrence

Why choose this provider?

Free State Insurance caters to individuals, families, and businesses in Kansas. This independent agency heralded as the best in the Sunflower State offers clients homeowners' insurance from the most trusted insurance carriers. Its agents guide property owners in securing comprehensive plans that will cover them financially in the event of fire, theft, or injury. They also help clients make informed decisions when adding protection through other policies, such as personal umbrella, automobile, flood, earthquake, or jewelry insurance. The agency is also licensed to operate in the state of Missouri.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Wichita

Why choose this provider?

Design Benefits has some of the best insurance agents in Kansas. It helps homeowners insure their homes, additional structures on the properties, and their personal belongings. They also offer health, dental, travel, auto, and life insurance plans. The agency has been providing individuals and small business owners with insurance solutions for more than 30 years. It works with different insurance carriers, such as MetLife, Aetna, and Bristol West. Its agents maintain relationships with clients even after the sale.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (31)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Wichita

Why choose this provider?

Asset Insurance Consultants, LLC, is an independent agency that has been offering the best policies to individuals, families, and business owners in Kansas since 2010. One of its products is homeowners insurance, which covers both the people and property in the event of fire, theft, vandalism or an injury. The agents guide clients in deciding whether to include additional living expenses, personal property, and medical coverages in their plans. The company also offers life, auto, and business insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Derby

Why choose this provider?

Wheat State Insurance Group offers different types of coverage plans based on the unique needs of its clients in Kansas. The best insurance agency in the state crafts policies for homeowners that cover damage brought by fire or other disasters. This type of product also includes protection against lawsuits in case someone gets injured at the insured dwelling. The other protection plans that the independent agency provides are auto, motorcycle, pet, life, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (33)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
Olathe

Why choose this provider?

Since 1994, Kevin J Hale - State Farm Insurance Agent has been serving families and businesses throughout the Kansas area. Its insurance specialists have more than 100 years of combined industry experience. It provides homeowners' insurance plans to protect private residences from unexpected circumstances, such as fire, theft, and other disasters. It also protects the home's contents, such as collectibles, lawn decorations, musical instruments, and electronics. In addition, it offers commercial vehicle, professional liability, small business, and supplemental hospital medical insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (76)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Kansas City

Why choose this provider?

Jenkins & James Insurance Agency has been helping individuals, families, and business owners in Kansas protect themselves and their properties since 1992. As the best independent agency, it caters to clients' insurance needs by matching them to partner carriers offering the best policies. One of the products is homeowners insurance, which covers the loss of personal belongings, damages to the structure, and injuries suffered in the property. The agency also offers other products, including life, car, business, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (48)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Wichita

Why choose this provider?

ICI Insurance is an independent agency that helps select the best insurance protection for individuals and families throughout Kansas. The agents at this firm are knowledgeable about safeguarding dwellings and high-value homes. They also offer insurance plans for classic autos, rental properties, long-term care, personal watercraft, and motorcycles. In addition, they help businesses protect assets and minimize risks through a range of personalized insurance plans, such as electronic data processing, directors' and officers' liability, and equipment breakdown. The agency has licenses in over 40 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (29)
Google
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Topeka

Why choose this provider?

Kansas Insurance Inc - Topeka is the best independent agency in the state that develops tailored coverage plans for individuals and families. It offers homeowners' insurance policies to protect different kinds of homes, including apartments, condos, and private residences. It covers losses as a result of unforeseen events like vandalism, fire, and theft. Auto, business, farm and agribusiness, life, recreational vehicle, and private entity insurance plans are also available. The agency's president, Travis Oliver, is a former Chairman of the Jefferson County Commission's Board of Directors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (16)
Google
4.7 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Ottawa

Why choose this provider?

Keith King - State Farm Insurance Agent provides the best services for individuals, families, and businesses in the Kansas area. Its insurance advisor, Keith King, has joined as a State Farm agent in 2001. Together with his team, they offer homeowners' insurance policy to financially protect from unforeseen events, such as fire, plumbing system failure, vandalism, and theft. It also has liability coverage to safeguard against lawsuits for bodily injury or property damage that the policyholder or family members cause to other people.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Wichita

Why choose this provider?

Hensley Insurance, Inc., looks after the protection needs of individuals and families in Kansas. For the last 20 years, its agents have been working with various insurance carriers to create the best policies that meet the goals and budget of clients. Its homeowners' insurance policies protect homes against unforeseen events like fire and theft. These also safeguard from financial losses, such as medical bills, injury claims, liability defense costs, medical expenses, and court expenses, in case of lawsuits stemming from accidents within the covered premises.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Wichita

Why choose this provider?

Dean Jones is the leading State Farm insurance agent who has been serving Kansas-based individuals and families for almost 30 years. He and his team of agents focus on providing homeowners' insurance policies. Its coverage includes financial protection against perils, such as theft, fire, vandalism, plumbing system failure, and other covered unforeseen events. Dean also offers additional products, including renters', auto, business, and life insurance policies. In addition, he assists clients with home relocations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Wichita

Why choose this provider?

The Insurance Guys is an independent agency that provides the best home insurance solutions for customers throughout the Kansas area. It comprises insurance advisors who strive to understand each client's specific needs, discover and close coverage gaps, and design personalized policies that fit lifestyle. It offers other personal lines insurance, such as classic autos, recreational vehicles, rental properties, vacation homes, and all-terrain vehicles. In addition, it provides various business policies, including commercial auto, professional liability, and auto dealer-open lot coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Overland Park

Why choose this provider?

Capstone Insurance Agency is one of the best independent agencies that serve individuals and businesses in Kansas. It represents a range of insurance carriers, including Foremost, Progressive, The Hartford, Kemper, Safeco, and Travelers. The company's homeowners' insurance policies protect different types of residences, including condos, apartments, and houses. It safeguards policyholders from financial losses in the event of theft, fire, vandalism, and other insured incidents. It also includes liability protection. In addition, the agency insures ATVs, recreational vehicles, trucks, classic cars, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (292)
Facebook
4.6 / 5 (13)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Wichita

Why choose this provider?

Shepherd Insurance Group comprises independent agents who have 28 years of combined experience advising and leading clients through insurance decisions in Kansas. They work with a variety of insurance carriers to find the best and cheapest coverage for their clients' individual needs. Its homeowners' policies protect private residences, vacation houses, condominiums, and renters. They also insure RVs, classic cars, motorcycles, trailers, and boats. The agency's partner, Heidi Holle-Williams, started working in the insurance industry when she was 23 years old.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Topeka

Why choose this provider?

Roquet Insurance Agency is an independent company that provides the best coverage for homeowners in Kansas. Its insurance specialists discuss both short- and long-term goals and insurance as well as the planning requirements of clients. It offers a well-written homeowners' insurance policy to cover expenses to repair and replace personal property destroyed in a fire and other disasters. Its coverage options include an all-risk or named perils basis. Other products include pet, motor home, personal watercraft, snowmobile, and valuable items insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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