How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br>

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br>

How frequent should one change auto or homeowners\' insurance to another provider?

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br>

7 Best Topeka Homeowners Insurance Agencies

Becker Lassen Insurance Agency, Inc.

2220 Southeast 29th Street, Topeka, KS 66605

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Renter's Insurance
Multiple Carriers
Flood
Earthquake
Condos

Becker Lassen Insurance Agency, Inc., is an independent homeowners' insurance agency that focuses on protecting the safe haven of the residents of Topeka and the surrounding areas. Its professional insurance staff represents various home insurance providers, which enables clients to choose their policy based on their budget, needs, and preferences. The agency's list of providers includes Acuity Insurance, Ohio Casualty, and Safeco Insurance. Other than home insurance, Becker Lassen Insurance Agency, Inc., also offers auto and business insurance plans.

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Capitol Agency

700 South Kansas Avenue, Topeka, KS 66603

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Condos
Multiple Policy Types
Flood

Capitol Agency discusses insurance policy options with residents and business property owners in Topeka and the neighboring areas. The agents help the clients find the right coverage options for their homes, apartments, condos, or rental properties and for the people and pets that live in the property. Each insurance policy differs on the coverages included and the relevant endorsements. Many policies also include liability protection from lawsuits.

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Copeland Insurance Agency

5909 Southwest 28th Street, Topeka, KS 66614

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Renter's Insurance
Multiple Policy Types
Flood
Fire

Copeland Insurance Agency is a family-operated firm that has been addressing the diverse insurance needs of Topeka residents since 1960. Its home insurance options provide financial compensation in case of property damage, losses, or liability claims and help safeguard homeowners' financial security. This coverage also includes legal expenses for liability defense lawsuits. The company's agents assist in the review of existing homeowners' insurance policies to ensure adequate protection from financial risks. Copeland Insurance Agency also offers life insurance products.

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Integrity Insurance Agency

2047 Southwest Topeka Boulevard, Topeka, KS 66612

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Multiple Policy Types

Integrity Insurance Agency Inc. is a Topeka company that offers various personal, business, and property insurance solutions to clients. The company provides home insurance policies that protect properties and possessions from disasters, theft, and other forms of damage. It also includes homeowners' liability protection which protects clients from liability for accidents within the property. Aside from the dwelling structure, its policies also cover detached units such as garages as well as personal belongings inside the property.

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Kansas Insurance Inc - Topeka

2315 Northwest Topeka Boulevard, Topeka, KS 66608

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Multiple Policy Types

Kansas Insurance Inc. is an independent insurance agency serving clients in Topeka and the surrounding areas. It provides personalized policies catering to various property and residential security requirements of clients seeking homeowners' insurance. Its coverage options include homeowners' liability, renters' insurance, mobile home insurance, in-home business insurance, scheduled property insurance, and landlords' insurance. It also carries a broad selection of insurance products, such as recreational vehicle insurance, disability insurance, second-to-die policy, identity theft coverage, and farm insurance.

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Roquet Insurance Agency

2900 Southwest Atwood Avenue, Topeka, KS 66614

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Multiple Carriers
Multiple Policy Types

Roquet Insurance Agency is a full-service insurance agency serving individuals in Topeka. It offers homeowners' insurance policy that will cover a home or an apartment regardless of whether the client is an owner or a renter. The policy coverage includes the replacement of personal property damaged by fire or other disasters, as well as defense against a lawsuit from anyone injured in the home. It can be written on a named-perils or all-risk basis. The agency works with several insurance carriers.

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Ryan Mohwinkle - State Farm Insurance Agent

5855 Southwest 29th Street, Topeka, KS 66614

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Multiple Policy Types

Ryan Mohwinkle is a State Farm insurance agent who operates locally in the Topeka area. One of his main products is homeowners' insurance, which provides coverage for personal belongings and the dwelling itself in case of damage from natural or random causes. Mohwinkle focuses on helping homeowners make educated insurance decisions according to their risks and goals. He also deals with auto, property, business, and life insurance. A third-generation State Farm agent, Mohwinkle has been a full-time agent since 2003.

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Best Homeowners Insurance Agencies in Topeka

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Homeowners Insurance Agencies FAQs

Becker Lassen Insurance Agency, Inc.

Capitol Agency

Copeland Insurance Agency

Integrity Insurance Agency

Kansas Insurance Inc - Topeka

Roquet Insurance Agency

Ryan Mohwinkle - State Farm Insurance Agent

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

Q: What should a homeowners\' insurance include/cover?

Q: How frequent should one change auto or homeowners\' insurance to another provider?

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