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2024

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Best Homeowners Insurance Agencies in Olathe, KS

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Olathe Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

85Reviewed

54Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12022 Blue Valley Parkway, Overland Park, KS 66213

Expertise.com Rating

Review Sources

Google
5.0 (98)

Why choose this provider?

Flury-Hinderks Insurance Agency offers homeowners insurance policies and assists customers with all of their needs as they compare rates and purchase policies. The agency sells coverage for homes themselves, structures such as sheds and garages, and valuables inside of homes. Flury-Hinderks Insurance Agency also helps clients when they have issues with their policies or want to make changes to their existing packages. Aside from homeowners insurance, this agency sells renters and landlord insurance policies.

  • Renter's Insurance
  • Multiple Carriers
  • Landlord Insurance

16037 South Bradley Drive, Olathe, KS 66062

Expertise.com Rating

Review Sources

Google
4.8 (83)
Facebook
5.0 (16)

Why choose this provider?

Jim Martin - State Farm Insurance Agent provides financial and insurance assistance to individuals in Olathe. Jim Martin is a finance and accounting graduate who ventured into the insurance industry in 2016. He helps clients apply for homeowner's insurance and manage risks that resulted from natural disasters and other accidents. The firm's team also handles insurance products like auto, renters, life, business, health, and pet. Aside from serving the insurance industry, Martin also helps out and serves educational institutions.

  • Multiple Policy Types

15024 West 117th Street, Olathe, KS 66062

Expertise.com Rating

Review Sources

Google
4.9 (54)
Yelp
5.0 (1)

Why choose this provider?

Kevin J. Hale is a State Farm insurance agent providing insurance services to residents in Olathe and the surrounding areas. Kevin is a second-generation State Farm agent that assists individuals in applying for various insurance products that fall under auto, home, property, life, health, and business. He began dealing with insurance matters in 1994 and also addresses insurances relating to mutual funds and annuities. Kevin can attend to clients' insurance concerns 24/7.

  • Multiple Policy Types

123 North Parker Street, Olathe, KS 66061

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Fusion Insurance offers insurance policy options to residents and business property owners in Olathe and the neighboring areas. The company provides a package policy for homeowners' insurance. This policy covers both the damage to the property and its contents and the liability for guests injured while on the client's property. The liability coverage includes damage caused by the client's pets. The company has been in the industry for more than 20 years.

  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers

2143 East 151st Street, Olathe, KS 66062

Expertise.com Rating

Review Sources

Google
5.0 (104)

Why choose this provider?

AHI Insurance Group is an independent multi-line agency that provides homeowner coverage for clients in Olathe. It offers policies that cover hazards such as storms, lightning, wind, and hail. Its plans also secure replacement costs for select personal property and liabilities such as dog bites and structures like swimming pools. AHI also counsels clients on supplements to home insurance and the scope of a client's coverage. It also caters to clients with properties such as condos, manufactured homes, rentals, and townhouses.

  • Multiple Policy Types

11690 Renner Boulevard, Olathe, KS 66061

Expertise.com Rating

Review Sources

Google
4.9 (104)

Why choose this provider?

Christin Black has been a State Farm agent since 2009, offering auto and home insurance in Olathe. State Farm offers homeowners' insurance, which covers the repair and replacement of items of value and personal property. The policy protects keepsakes, items used in hobbies, and home and garden equipment. Clients are covered against damage from natural disasters, damage from random acts like fire, theft or vandalism, and other types of threats. State Farm also offers condominium and renters' insurance. Black also provides relocation and transfer assistance to clients.

  • Multiple Policy Types

706 N Lindenwood Dr, Olathe, KS 66062

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Agency West Insurance is an insurance agency operating in Olathe that offers protection solutions to homes, vehicles, and businesses. The company provides personal insurance solutions, such as homeowners' insurance that protects properties and belongings in the event of a disaster, damage, or loss. It offers various packages that also protect properties from theft as well as weather damage. Agency West Insurance also offers policies for other types of dwellings such as mobile homes and condos.

  • Personal Property Insurance
  • Multiple Policy Types

14812 West 117th Street, Olathe, KS 66062

Expertise.com Rating

Review Sources

Google
4.3 (12)

Why choose this provider?

Goodman Gravley Insurance Source is a local independent insurance agency based in Olathe that provides its clients with a wide range of insurance options. The agency offers homeowners' insurance that helps people protect their homes. Its agents look for the policy that will best suit the needs of its clients. They ensure that the policy will have tailored coverage, good service from the provider, and rates that match the clients' budget. Goodman Gravley Insurance Source has been in the industry for 60 years.

  • Earthquake
  • Flood

7311 West 132nd Street, Overland Park, KS 66213

Expertise.com Rating

Review Sources

Google
5.0 (130)
Facebook
5.0 (34)
Yelp
5.0 (2)

Why choose this provider?

Founded in 1990, Blue Valley Insurance Agency helps families and individuals from Olathe protect their investments like their homes through insurance policies. Home insurance shields the homeowners financially in case of unexpected incidents like fire and personal liabilities. With access to various insurance providers, the agency can assist its clients in finding the best home insurance policy for their needs. Blue Valley Insurance Agency is also licensed in other states, such as California, Nevada, Washington, and New York.

  • Multiple Carriers
  • Homeowners
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Flury-Hinderks Insurance Agency
12022 Blue Valley Parkway, Overland Park, KS 66213
Jim Martin - State Farm Insurance Agent
16037 South Bradley Drive, Olathe, KS 66062
Kevin J Hale - State Farm Insurance Agent
15024 West 117th Street, Olathe, KS 66062
Fusion Insurance
123 North Parker Street, Olathe, KS 66061
AHI Insurance Group
2143 East 151st Street, Olathe, KS 66062
Christin Black - State Farm Insurance Agent
11690 Renner Boulevard, Olathe, KS 66061
Agency West Insurance
706 N Lindenwood Dr, Olathe, KS 66062
Goodman Gravley Insurance Source
14812 West 117th Street, Olathe, KS 66062
Blue Valley Insurance Agency
7311 West 132nd Street, Overland Park, KS 66213

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Why is it important for Olathe residents to have homeowners' insurance despite of the area's low crime rate?

    While Olathe boasts a commendably low crime rate, homeowners face another challenge: the wrath of severe weather. Summer storms in Olathe frequently bring high winds, which can lead to significant property damage, from toppled trees to lost shingles. However, residents can find solace in knowing that such damages are typically covered when they file a claim with their homeowners' insurance company.

  • What should the residents of Olathe do if their property sustains storm damage?

    Homeowners in Olathe who experience storm damage should immediately notify their insurer and document all visible damages. If urgent repairs are required, photographs should be taken before any permanent work is performed. Once a claim is initiated, the insurance firm might request additional documentation to determine the extent of damage. Any associated expenses should be tracked as they might be eligible for reimbursement. Additionally, it's advisable to keep all communications agents, adjustors, or contractors organized.

  • Why are homeowners' insurance rates increasing, and what can Olathe residents do about it?

    Homeowners' insurance rates are on the rise due to several factors, including inflation and claims severity, as reported by insurance companies. While experts remain hopeful for positive shifts, especially concerning inflation, their advice for residents is to engage with their insurance agents. Homeowners in Olathe might explore adjusting their deductibles, survey the market for competitive rates, and ensure they leverage all potential discounts.

  • How does the ISO rating of the Kansas City Fire Department affect homeowners' insurance rates in Olathe?

    For homeowners in Olathe, the Kansas City Fire Department's Insurance Services Office (ISO) rating may decrease their insurance costs. The Public Protection Classification report shapes these ratings. A score exceeding 90 designates fire departments at level one. However, note that homeowners should proactively approach their insurance agents for potential discounts linked to this rating.

  • What information should Olathe residents prepare when seeking the best homeowners' insurance deal?

    For Olathe residents exploring the best homeowners' insurance deal, they must be prepared with specific details. They should know their home's features, as well as the current coverages and limits safeguarding their property. Other vital information required in the quote process are the home's fire and security systems and its distance to the closest fire hydrant and fire station.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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