Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Kansas

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kansas Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1668Reviewed

1007Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Lawrence

Expertise.com Rating

Review Sources

Google
4.7 (18)

Why choose this provider?

A locally owned agency based in Lawrence, Stephens Chapin Insurance has been providing insurance solutions to clients in Kansas since 1978. It links individuals, families, and car owners to insurance providers that offer the best products covering their needs. The agency's car insurance policies cover losses and damages caused by fire, theft, an accident that doesn't involve another vehicle, and an uninsured driver. Apart from car insurance, the company also offers insurance solutions that cover homes, condos, and businesses.

Topeka

Expertise.com Rating

Why choose this provider?

Jamie Hornbaker is an insurance agent that serves the people of Kansas. She offers her assistance to car owners seeking insurance plans. Hornbaker also provides clients with home, life, health, property, and business insurance products. She extends her services to individuals who need guidance in banking, annuities, and mutual funds. She also offers services in Spanish. Hornbaker supports numerous Shawnee County non-profit organizations and is a board member of the Downtown Topeka Foundation.

Kansas City

Expertise.com Rating

Why choose this provider?

Established in 2006, Romo Seguros B & R, Inc., is a family-owned business that offers insurance products in Kansas. Its independent agents, who have more than 20 years of collective experience, guide individuals, families, and car owners in securing the best insurance options from multiple insurance carriers. Its car insurance policies include liability and comprehensive coverages, covering the policyholders' financial responsibility for injuring others and the losses from theft, fire, and other unwanted incidents. The company also offers life, home, and business insurance policies.

Lawrence

Expertise.com Rating

Review Sources

Facebook
4.5 (18)
Google
4.9 (12)

Why choose this provider?

Kansas Insurance - Lawrence Office is a locally owned and operated agency that provides insurance products to individuals, families, and businesses across the state. It offers car insurance options tailored to every client's needs. Its agents, who are always available 24/7, directly work with them in planning and preparing the best car insurance solutions that include liability, collision, comprehensive, and uninsured and underinsured motorist coverage. In addition, the company has life, home, and business insurance policies.

Baldwin City

Expertise.com Rating

Why choose this provider?

Baldwin Insurance Services is the best locally owned and operated full-service insurance agency that serves clients in Kansas. For more than 75 years, it has been providing policies that protect families, homes, and assets from unwanted situations. Its team of agents offers auto insurance that safeguards car owners against financial loss following an accident. Its products include liability, property, and medical coverage. Baldwin Insurance Services also offers home, life, business, and farm insurance.

Olathe

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.7 (7)

Why choose this provider?

Agency West Insurance is an independent agency serving clients in Kansas. With more than three decades of collective experience, its agents offer full-coverage auto, home, and business insurance. They work closely with vehicle owner clients in crafting the best policies, which include liability, collision, comprehensive, medical payment, and uninsured or underinsured motorist coverages. Agency West Insurance also prepares policies for life, health, and home insurance. Focused on the best interest of clients, its staff is available 24/7 to respond to their queries.

Leavenworth

Expertise.com Rating

Review Sources

Facebook
4.9 (671)
Google
4.0 (27)
Yelp
1.5 (23)

Why choose this provider?

Armed Forces Insurance has been protecting military members in Kansas since 1887. Included in its product line is auto insurance rated at cheap prices. Its team writes policies that cover collision damage and reimburse losses in cases of natural disasters. With access to policies from national providers, the agents are able to customize plans and add optional coverage for emergency road service. Armed Forces Insurance's AFI Foundation is a nonprofit organization that holds seminars and workshops to educate members of the military on financial planning.

Olathe

Expertise.com Rating

Why choose this provider?

Rejected: Not enough information

Topeka

Expertise.com Rating

Review Sources

Google
4.9 (35)
Facebook
5.0 (14)

Why choose this provider?

Ryan Mohwinkle is a State Farm insurance agent who serves clients in Kansas. It offers the cheapest car owners auto insurance policies that protect them and cover their needs. Mohwinkle also provides other insurance solutions, such as life, health, home, and business insurance. He guides clients in understanding every product focused on allowing them to make informed decisions. Mohwinkle also remains involved with volunteer work and has received industry awards from State Farm, including Legion of Honor, Bronze Tablet, and Ambassador Travel.

Leavenworth

Expertise.com Rating

Why choose this provider?

The Chapman Insurance Agency an independent insurance agency that serves individuals in Kansas. It guides vehicle owners to insurance carriers that provide the best car insurance options. Focused on helping clients, the firm assists them in choosing the cheapest products that suit their financial capability and still provide the coverage they need. Among the coverages being offered include collision, comprehensive, and liability, as well as medical payment insurance. In addition to car insurance policies, The Chapman Insurance Agency also offers home insurance.

Gardner

Expertise.com Rating

Why choose this provider?

MJH Insurance is a family-owned independent agency that has been serving clients in Kansas since 1963. It matches car owners, individuals, and families to insurance products that provide the best coverage. The company's car insurance options cover losses and damages due to theft, fire, or car accidents that do not involve another vehicle. It also has policies that protect vehicles from damages caused by uninsured drivers. In addition, the agency offers other insurance solutions, such as home, life, and business policies.

Overland Park

Expertise.com Rating

Why choose this provider?

Capstone Insurance Agency helps individuals and businesses in Kansas get the best protection plans. It has car insurance policies that cover payments in case the vehicle is damaged or destroyed by fire, theft, or accident. It also has insurance coverage that protects auto owners against medical and legal expenses due to accident, injury, or loss of life that involves the vehicle. The agency represents multiple insurance brands allowing clients to compare coverages of life, home, renters, commercial property, and general business policies.

Kansas City

Expertise.com Rating

Review Sources

Google
4.9 (85)
Facebook
4.6 (11)
Yelp
5.0 (1)

Why choose this provider?

Northland Independent Insurance Group has been serving clients in Kansas since 2009, providing them with insurance policies that protect their families, belongings, and automobiles. As an independent agency, it is partnered with insurance carriers that provide customer-centered solutions. Its agents, who have more than 30 years of collective experience, match vehicle owners to the best insurance products that include liability coverage. They also offer life, pet, home, condo, and motorcycle policies. The firm holds a membership to the Missouri Association of Insurance Agents

Kansas City

Expertise.com Rating

Why choose this provider?

Jenkins & James Insurance Agency has been offering insurance solutions to clients in Kansas since 1992. It provides them with auto, life, home, and business policies that cover their specific needs. As an independent agency, its agents guide car owners in planning and choosing the best car insurance products that protect them against any legal liabilities and secure their financial future. Clients can opt to include collision, comprehensive, towing, and medical payment coverage. The firm also carries special coverage plans for safe drivers and good students.

Topeka

Expertise.com Rating

Why choose this provider?

Roquet Insurance Agency provides auto, motorcycle, life, home, and business insurance solutions to all of Kansas. As an independent insurance agency, it links clients to insurance carriers that provide policies focused on protecting their assets and interests. Its car insurance policies include liability and comprehensive coverages, covering the owner's financial responsibility for injuring others and the losses from theft, fire, and other unwanted incidents. Its agents also guide clients in understanding ancillary medical and car rental coverages.

Overland Park

Expertise.com Rating

Review Sources

Google
5.0 (159)
Facebook
4.2 (13)
Yelp
5.0 (3)

Why choose this provider?

Serving Kansas, Flury-Hinderks Insurance Agency guides individuals and families seeking protection plans. It offers the best car insurance plans that pay for the losses the owner caused others or cover medical and related expenses due to auto accidents, regardless of who is at fault. A combination of these coverages is available to be included in one car insurance policy. The company also helps owners of boats, motorcycles, homes, and rental properties get insurance. Since 1950, the insurance agency has represented over 2,500 families across 12 states.

  • Umbrella Insurance
  • Travelers Insurance
  • RV Insurance

Gladstone

Expertise.com Rating

Why choose this provider?

Jeff David Insurance Agency offers insurance policies to car owners, local individuals, and small business owners in Kansas. For over 25 years, it has been guiding them in choosing the best policies that protect them and their properties and belongings. The agency�s auto insurance includes liability and comprehensive coverages that cover injuries and damages incurred due to unwanted incidents. The company also offers Medicare assistance and life, health, and home insurance. In addition, the agency is Chartered Property Casualty Underwriter-certified.

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.