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Best Life Insurance Companies in Kansas

2024

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Providers

Last updated:

Website
Kansas
  • Individual Plans

Why choose this provider?

World is an insurance agency established in 2011 with offices in over 170 locations across the country, including in Kansas. Its team of expert brokers educates individuals about the different types of life insurance policies, such as term and whole life, and assists them in selecting a plan from a variety of major insurance providers. These policies protect a client's business and their dependent's quality of life, as well as cover funeral expenses and educational fees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (46)
Google
4.0 / 5 (5)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail

Website
Kansas
  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

Why choose this provider?

Wade Patton Insurance is a family-owned insurance company that has been serving the state of Kansas for more than eight decades. Its agents provide locals with the assistance they need to obtain either term or permanent life insurance policies that will match their individual needs and requirements to keep their families financially secure in the event of emergencies. Wade Patton Insurance is a member of the Kansas Association of Insurance Agents. It also offers auto, home, renters', commercial, farm, and power sports insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (21)
Facebook
5.0 / 5 (2)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Kansas
  • Individual Plans
  • Health Insurance
  • Life Insurance

Why choose this provider?

Tomlinson Insurance Agency serves individuals and families in Kansas. It offers life insurance policies, which include universal, term, and whole life plans. These help customers pay their legal fees, medical costs, and funeral expenses. The company also responds to the health insurance needs for people of all ages. Those who are under 65 years old as well as senior citizens by providing Medicare Supplemental plans and dental and vision coverage. Founder Douglas Tomlinson handles college planning. He is licensed to accommodate policy owners in Arkansas, Arizona, Georgia, Kansas, Missouri, Montana, Oklahoma and Texas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Kansas
  • Life Insurance

Why choose this provider?

Solutions for Life concentrates on providing life insurance policies for Kansas clients working in the medical industry. It employs insurance agents with over 20 years of individual experience, each working to provide health care professionals with a financially secure retirement period by using life insurance as a planning tool. Owner and agent Randy Russel has been a National Association of Insurance and Financial Advisors member since 2005, serving as a president for the Heartland chapter from 2012 to 2013 and 2018 to 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (17)
Yelp
1.0 / 5 (1)

Website
Kansas
  • Individual Plans
  • Health Insurance
  • Life Insurance

Why choose this provider?

Kansas Life Insurance Agency Inc. assists clients in finding life insurance plans suited to their financial security needs. It provides term, universal, and whole life insurance policies to cover funeral costs, debt obligations, medical bills, and future family expenses. Its multiple life insurance providers include American National, Americo, Cigna, Foresters, John Hancock, and Oxford. The company also offers home and auto insurance, as well as Medicare supplements, retirement plans, long-term care, and annuities. Its agents evaluate existing policies, compare insurance rates, and recommends suitable options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Kansas
  • Health Insurance
  • Life Insurance

Why choose this provider?

Main - Insurance Planning, Inc., is an independent agency that serves clients throughout Kansas. It helps customers protect their families in case they pass on by providing them with various life insurance products, including individual and group life, long-term care, mortgage protection, and disability. Auto, health, recreational vehicle, and farm insurance policies are also available. The company has access to a network of carriers such as Nationwide, The Hartford, and MetLife. Its President, Larry Caspers, holds the AAI and CIC designations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (27)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Kansas
  • Life Insurance

Why choose this provider?

Smart Insurance is an independent, locally owned firm serving Kansas and neighboring communities. It helps clients secure the financial future of their loved ones through universal, term, and whole-life insurance policies. In addition to life insurance, the agency offers a wide range of personal and business coverage options, including auto, condo, boat, workers' compensation, and inland marine insurance. Smart Insurance works with a variety of carriers, including American Modern, Continental Western Group, Foremost, and Liberty Mutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (29)
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Kansas
  • Health Insurance
  • Life Insurance

Why choose this provider?

ProValue Insurance addresses the coverage needs of individuals, families, and businesses throughout Kansas and the rest of Mid-America. Its team of agents helps clients shop for the most suitable life insurance plans that will meet their personal needs and requirements to cover expenses and financially secure their families during unforeseen events. ProValue Insurance has been in operation since 1947. In addition to life insurance, ProValue Insurance offers home, auto, commercial, farm, and trucking insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Kansas
  • Life Insurance

Why choose this provider?

Al Langton Insurance, Inc. is an independently owned and operated agency that serves individuals, families, and businesses throughout the state of Kansas. It offers different types of individual life insurance policies, including term, universal, and whole life insurance. These policies help cover funeral and burial expenses, estate taxes, and income for dependents. President Gregg A. Langton has been working in the insurance industry for more than four decades. He has served as president of the Kansas Professional Insurance Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Kansas
  • Life Insurance

Why choose this provider?

Redinger Agency Inc. serves individuals throughout the state of Kansas. It offers life insurance products for individuals who wish to provide their families with sources of income, inheritance, and charitable contributions after their death. It also provides clients with term, whole, and universal life insurance policies. The agency's team is available to help individuals apply for other personal insurance plans covering collector cars, boats, and automobiles. Redinger Agency Inc. carries insurance products from CNA Surety, Travelers, American Modern, Safeco, The Hartford, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Kansas
  • Life Insurance

Why choose this provider?

Copeland Insurance Agency serves clients in Kansas. The company's life insurance offerings enable policyholders to provide financial security and stability to their loved ones during unexpected events. Its independent insurance agents represent a variety of carriers and help clients select the best coverage for their financial needs. The company also offers health, long-term care, auto, home, umbrella, and business insurance. The firm's owner, Ed Copeland, founded the family-run business in 1960 to safeguard the financial future of farmers, local agricultural businesses, and their families.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (41)
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Kansas
  • Life Insurance

Why choose this provider?

The Insurance Guys has been delivering risk management solutions to clients in Kansas since 2005. It assists individuals and families obtain life insurance products with the aim of providing financial freedom for their loved ones. These include long-term care, dental, vision, and disability plans. It also offers customized personal coverages for homes, automobiles, and jewelry. Additionally, the agency helps farmers and ranchers protect their crops, equipment, and properties. The company is associated with multiple carriers, including Progressive and MetLife, to find the right policies for their customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (168)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

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