Best Mortgage Refinance Companies in Gary

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A&M Mortgage Group logo
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License Verified:

License: 1848802

Nationwide Multistate Licensing System and Registry

A&M Mortgage Group

8585 Broadway, Merrillville, IN 46410
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  • New Construction

Business Description

A&M Mortgage Group helps clients with their home financing needs in Gary and the surrounding areas. Its team of loan officers offers various mortgage refinance programs that allow clients to obtain more favorable terms, consolidate debts, or get remodeling funds. Some of the options include 15- or 30-year fixed mortgage as well as FHA streamline, VA, and jumbo loans. They also assist those buying a home for the first time and those upgrading their homes to accommodate an expanding family.

License Verified:

License: 1848802

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (68)
Facebook
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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GVC Mortgage logo
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License: 2334

Nationwide Multistate Licensing System and Registry

GVC Mortgage

3173 Willowcreek Rd, Portage, IN 46368
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  • New Construction
  • Reverse Mortgages

Business Description

GVC Mortgage is a family-owned business serving the residents of Gary and the surrounding communities. It has helped over 48,000 people achieve their dream of homeownership since 1996. It offers a variety of options, including conventional, jumbo, VA, USDA, and FHA loans. It also helps borrowers get approved for refinancing loans and aims to better serve the community by fostering a supportive workplace culture and treating its customers as family. GVC Mortgage supports charitable organizations, such as the Wiseheart Foundation.

License Verified:

License: 2334

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (86)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
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Insight Mortgage logo
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License Verified:

License: 345499

Nationwide Multistate Licensing System and Registry

Insight Mortgage

8101 Polo Club Dr., Merrillville, IN 46410
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  • New Construction

Business Description

Insight Mortgage is a full-service brokerage company that serves clients residing in and around Gary. It assists homeowners who are looking to get a better rate and term or for a cash-out to secure a loan for their refinancing needs. It offers FHA and VA cash out, 203k, conventional, jumbo, and HARP refinances. Its team also provides streamline refinance programs for FHA, VA, and USDA-backed mortgages. As part of its purchase programs, Insight Mortgage processes conventional, jumbo, FHA, VA, USDA, and HomePath loans.

License Verified:

License: 345499

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Ironbank Mortgage logo
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License Verified:

License: 1416817

Nationwide Multistate Licensing System and Registry

Ironbank Mortgage

5117 Main Street, Suite C, Downers Grove, IL 60515
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  • Reverse Mortgages

Business Description

Ironbank Mortgage aims to help individuals in Gary obtain their dream homes and close loans through refinancing solutions. The firm has a selection of programs such as FHA, VA, and jumbo loans. In addition, it has adjustable-rate and fixed-rate mortgages with terms ranging from 15 to 30 years. Its team utilizes industry knowledge and tools to guide clients throughout the loan process. The company is based in Downers Grove and also serves customers in Florida and Colorado.

License Verified:

License: 1416817

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Lake Mortgage Company logo
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License Verified:

License: 120301

Nationwide Multistate Licensing System and Registry

Lake Mortgage Company

4000 W Lincoln Hwy, Merrillville, IN 46410
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  • Reverse Mortgages

Business Description

Lake Mortgage Company has been serving home buyers and owners in Gary since 1946. The company has helped individuals refinance their mortgages and families move into their new homes. Its refinancing services allow borrowers to change the format of their interest rate, cash out from their home equity, and renegotiate terms. Its brokers consult the clients to discuss their available options and help them maximize the benefits of refinancing. The company also offers loan programs, including USDA, FHA, VA, jumbo, and conventional.

License Verified:

License: 120301

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (38)
Facebook
4.9 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Larry Penilla logo
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License Verified:

License: 214765

Nationwide Multistate Licensing System and Registry

Larry Penilla

8585 Broadway Suite 602, Merrillville, IN 46410
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  • New Construction
  • Reverse Mortgages

Business Description

Larry Penilla offers home refinance options to clients in Gary and the surrounding communities. He is a residential mortgage loan originator from A&M Mortgage Group who helps people qualify for home loans. He provides a variety of mortgage products, including FHA, VA, USRD, home equity, and first-time home buyer loans. He also assists customers in applying for a conventional or jumbo mortgage. Larry started his career in 1987 as a home loan originator at Crown Mortgage Corp.

License Verified:

License: 214765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ruoff Mortgage- Crown Point logo
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License Verified:

License: 141868

Nationwide Multistate Licensing System and Registry

Ruoff Mortgage- Crown Point

11037 Broadway, Crown Point, IN 46307
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  • Reverse Mortgages

Business Description

Ruoff Mortgage - Crown Point provides home financing solutions for individuals in Gary. It offers various loan programs to cater to the different refinancing goals of clients looking to obtain cash from home equity or lower monthly payments. These programs include cash-out and FHA streamline refinance loans. The brokerage also provides mortgages for individuals who need to fund home repairs and remodels and veterans who want to lower their mortgage rates. Company CEO Mark Music is a 2017 Ernst and Young Entrepreneur of the Year award recipient.

License Verified:

License: 141868

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (60)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
SouthShore Region Mortgage logo
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License Verified:

License: 179785

Nationwide Multistate Licensing System and Registry

SouthShore Region Mortgage

9111 Broadway, Merrillville, IN 46410
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  • Reverse Mortgages

Business Description

SouthShore Region Mortgage provides tailored loan programs to borrowers in Gary. The company serves people who want to refinance their existing mortgage and guides them throughout the process, which starts with requesting a refinance analysis. Its mortgage professionals assist clients in determining the difference between the firm's offered programs, which include adjustable, fixed-rate, and reverse mortgages, and jumbo, USDA, FHA, and VA loans. They also work with people planning to purchase a property by applying for a loan.

License Verified:

License: 179785

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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