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Best Mortgage Refinance Companies in Hammond

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2023
Laurels

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Anabel Enriquez logo
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License Verified:

License: 231317

Nationwide Multistate Licensing System and Registry

Anabel Enriquez

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833 West Lincoln Highway, Suite 305W, Schererville, IN 46375
  • New Construction

Business Description

Anabel Enriquez is a mortgage broker who deals with the refinancing concerns of individuals in Hammond. The senior mortgage consultant helps her clients in getting lower monthly payments and interest rates by providing various refinancing options. She also offers different types of home lending options, which include Fannie Mae, Freddie Mac, conventional, and government-backed loans. Enriquez works for American Portfolio Mortgage, which is an independent direct lender that has been in the mortgage banking industry since 1996.

License Verified:

License: 231317

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Corby Mortgage logo
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License Verified:

License: 215685

Nationwide Multistate Licensing System and Registry

Corby Mortgage

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2409 W 104th St., Chicago, IL 60655
  • New Construction

Business Description

Corby Mortgage offers a variety of refinancing options to clients in Hammond. These include VA and FHA home loans and adjustable- and fixed-rate mortgages. The firm helps borrowers determine if refinancing is a smart financial decision through education. Founder Corby Mortgage, with the help of his team, has transformed the company into a flourishing residential brokerage that receives the majority of its business through recommendations and previous clients. The privately owned mortgage business has been serving borrowers since 1999.

License Verified:

License: 215685

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (169)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elsa Razo logo
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License Verified:

License: 726192

Nationwide Multistate Licensing System and Registry

Elsa Razo

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2203 45th Street, Highland, IN 46322
  • New Construction
  • Reverse Mortgages

Business Description

Elsa Razo is a home loan originator for Fifth Third Bank. She provides borrowers in Hammond with refinancing solutions to shorten mortgage terms, consolidate loans, or lower monthly payments. These include traditional mortgages like fixed-rate, adjustable-rate, and FHA loans. Razo also offers specialized programs for medical professionals, veterans or active-duty military members, and individuals seeking high-balance or low-down-payment mortgages. To improve the home loan process, Fifth Third gives access to educational resources and tools, including refinance and home affordability calculators.

License Verified:

License: 726192

Nationwide Multistate Licensing System and Registry

Lake Mortgage Company logo
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License Verified:

License: 120301

Nationwide Multistate Licensing System and Registry

Lake Mortgage Company

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4000 W Lincoln Hwy, Merrillville, IN 46410
  • New Construction

Business Description

Lake Mortgage Company is a family-owned and family-operated business that caters to first-time home buyers and those looking for second homes in and around Hammond. For over 75 years, the office has been helping clients renegotiate terms, lower mortgage rates, and consolidate loans through its various programs, such as VA, USDA, FHA, and cash-out refinance. It also offers first-time homebuyer loans, like jumbo and conventional. Lake Mortgage Company's web portal and mobile application allow customers to upload and sign documents and track their loan progress.

License Verified:

License: 120301

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (39)
Facebook
4.8 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Marvel Ventures Mortgage Incorporated logo
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License Verified:

License: 142716

Nationwide Multistate Licensing System and Registry

Marvel Ventures Mortgage Incorporated

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10610 South Western, Chicago, IL 60643
  • New Construction

Business Description

Marvel Ventures Mortgage Incorporated provides solutions to the financing needs of locals in the Hammond metro. It offers mortgage refinance services, helping clients lower the rate of their current home loan or consolidate debt. Its refinancing solutions also assist homeowners that want to update and remodel their property. In addition, the company provides fixed-rate and adjustable-rate mortgages. Adenike Fasanya, the owner of Marvel Ventures Mortgage, is a member of the Illinois Association of Mortgage Brokers’ Political Action Committee.

License Verified:

License: 142716

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (11)
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.