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2024

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Best Local Car Insurance Agencies in Gary, IN

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Gary Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

35Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5544 Broadway, Merrillville, IN 46410
WebsiteLicense: 541910

Expertise.com Rating

Why choose this provider?

Founded in 2000, The Billy Davis Insurance Group is an independent insurance agency that helps Gary clients with their auto insurance needs. It has access to various insurance providers, allowing them to find the insurance policies for their clients that best work for their needs and budget. The Billy Davis Insurance Group has a tool that lets the clients compare the prices themselves. The agency also has a mobile app for their clients for them to access their policies 24/7.

  • Multiple Carriers

1235 East 45th Avenue, Griffith, IN 46319
WebsiteLicense: 1372040

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Review Sources

Google
4.7 (12)

Why choose this provider?

Since 1984, Terpstra Insurance Agency, Inc., has been offering auto insurance products and solutions to individuals and businesses in Gary and the nearby areas. It is an independent agency that provides clients options from various carriers to find the right insurance plans suited to them. Its team of insurance specialists helps clients understand and choose from coverages that may include liability, collision, and comprehensive. They also accommodate clients that need assistance with their life, homeowners', and business insurance.

  • Bundling Option

1711 West Ridge Road, Gary, IN 46408
WebsiteLicense: 714628

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Review Sources

Google
4.6 (115)

Why choose this provider?

The Insurance Spot is a family-owned business that started operating in 2010. Based in Gary, the company assists clients in several areas, including auto insurance. Led by its owner, who has 20 years of experience in the industry, its team offers plans that may include property and medical coverage, which reimburses lost wages and medical expenses in case the policyholder gets injured in a car accident. The Insurance Spot accommodates walk-ins and same-day appointments.

  • Bundling Option

1905 Franklin Street, Michigan City, IN 46360
WebsiteLicense: 33956

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Review Sources

Facebook
5.0 (1)

Why choose this provider?

Snyder Insurance Agency is a locally owned and full-service insurance and risk management firm that serves residential and commercial clients in Gary and nearby areas. It offers an array of insurance products and services such as personal and commercial auto insurance, RV insurance, home insurance, worker's compensation coverage as well as insurance and 401k coverage for the elderly. The company represents reliable insurance carriers such as Anthem, Foremost, Hallmark Financial, and Liberty Mutual.

1500 East 73rd Avenue, Merrillville, IN 46410
WebsiteLicense: 2170510

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Review Sources

Google
4.5 (54)
Yelp
1.0 (1)

Why choose this provider?

Rogge Insurance is an agency that offers car insurance policies to drivers and car owners based in the Gary are. Founded in 1923, it is a family-owned business that is currently led by Douglas A. Rogge, its fourth-generation owner. He is committed to helping the company adapt to the latest technological advances. Additionally, the Rogge Insurance team provides other products and services, such as home, apartment, condo, and vacant dwelling insurance.

  • Bundling Option

5385 Johnson Road, Michigan City, IN 46360
WebsiteLicense: 1376690

Expertise.com Rating

Why choose this provider?

Michiana Insurance is an independent agency serving the clients in Gary and the nearby areas. The agency specializes in auto insurance policies that will protect a person from any financial loss caused by an accident. It has policies that will pay for the client's stolen or damaged car, and medical coverage for injuries, rehabilitation, and funeral expenses. Insurance experts in this company can advise clients about Guaranteed Asset/Auto Protection (GAP) policies.

  • Multiple Carriers

155 South Calumet Road, Chesterton, IN 46304
WebsiteLicense: 2133720

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Anton Insurance is an independent agency that has been serving the local community of Gary for over 50 years. It offers car insurance options through its partnerships with the most reputable insurance carriers, such as Auto-Owners Insurance, Grange Insurance, Foremost Insurance Group, Nationwide, Safeco Insurance, and State Auto Insurance Companies. Its agents have a combined experience of over 300 years in providing family and personal insurance, business and health insurance, and life and health insurance products and services.

  • Multiple Carriers

152 West Joliet Street, Crown Point, IN 46307
WebsiteLicense: 794273

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Why choose this provider?

Rizo Insurance Agency, LLC, has been providing auto coverage for clients in Gary for more than 16 years. Its personal auto insurance plans include protection against a range of losses and damages, including collisions, fires, explosions, natural disasters, and theft. It also offers liability protection for bodily injury and property damage, as well as coverage for medical payments and uninsured motorists. Additionally, Rizo Insurance Agency deals with commercial auto insurance to secure higher liability concerns that may involve a business' employees or equipment present in a vehicle.

  • Multiple Carriers

6730 Central Avenue, Portage, IN 46368
WebsiteLicense: 3067600

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Review Sources

Google
4.5 (41)
Facebook
5.0 (2)

Why choose this provider?

Samuelson Insurance caters to the personal and commercial auto insurance needs of clients in Gary and throughout the Porter County areas. With a long history in the industry starting in 1926, the company offers a wide range of insurance options for vehicles such as standard or classic cars, motorcycles, and watercraft. Insurances for businesses such as trucking insurance and garage repair shop insurance are also available. The agency is family and veteran-owned. The agency principal, James Hazzard, is a certified insurance counselor and commercial lines coverage specialist.

  • Multiple Carriers
  • Motorcyle & ATV

4000 West Lincoln Highway, Merrillville, IN 46410
WebsiteLicense: 29789

Expertise.com Rating

Why choose this provider?

Since 1946, Briggs Agency Inc. has been insuring clients in and around Gary. The agency strives to build long-term relationships with its clients by helping them decide on the specific coverages they should have on their policy. Aside from coverage for bodily injury and property damage, it also offers a variety of optional coverages that will meet clients' needs. Briggs Agency also serves the Valparaiso, Merrillville, Crown Point, Hobart, and Schererville areas.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
The Billy Davis Insurance Group
5544 Broadway, Merrillville, IN 46410
Terpstra Insurance Agency, Inc
1235 East 45th Avenue, Griffith, IN 46319
The Insurance Spot
1711 West Ridge Road, Gary, IN 46408
Snyder Insurance Agency
1905 Franklin Street, Michigan City, IN 46360
Rogge Insurance
1500 East 73rd Avenue, Merrillville, IN 46410
Michiana Insurance
5385 Johnson Road, Michigan City, IN 46360
antoninsurance.com
155 South Calumet Road, Chesterton, IN 46304
Rizo Insurance Agency, LLC
152 West Joliet Street, Crown Point, IN 46307
Samuelson Insurance
6730 Central Avenue, Portage, IN 46368
Briggs Agency Inc.
4000 West Lincoln Highway, Merrillville, IN 46410

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you cancel your car insurance policy at any time in Gary?

    You have the right to cancel your Gary car insurance policy at any time and for any reason. However, you should contact your insurer or review your policy documentation to learn more about the cancellation procedures. The process entails submitting a signed form or written notice indicating the policy's termination date. Furthermore, your insurance provider will notify you of any cancellation fees or refund eligibility.

  • How to avoid car insurance lapse when getting a new policy in Gary?

    Because even a single day without active insurance can cause a lapse in Gary, it is critical to coordinate the cancellation of your old policy with the effective date of your new policy. There are several consequences for allowing your insurance to lapse, including reinstatement fees and increased premiums. In addition, if you are caught driving without active coverage and cause an accident, you will face out-of-pocket compensation to victims, steep fines, license revocation, vehicle impoundment, and imprisonment.

  • Is there an age limit for children to stay on their parent's car insurance in Gary?

    In Gary, there is no age limit on how long a child can stay on their parents' car insurance as long as they live in the same house. But they have to get their own insurance policy when they move out of their parents' house for good or when they buy their own car.

  • How can ZIP code be a risk factor affecting car insurance rates in Gary?

    Gary is a city, and urban areas have higher car insurance rates than rural areas. Due to higher rates of vehicle accidents, criminal activity, and overall population, insurance companies classify ZIP codes in metropolitan areas as higher risk. Other factors that contribute to the increased insurance costs include the overall condition of the roads and the availability of off-street parking or secure garages.

  • Which insurance pays for repairs if your car is damaged while parked in your home garage in Gary?

    In Gary, insure your car with comprehensive coverage to pay for repairs or replacement if it is damaged unexpectedly, especially if it is wrecked while parked in your garage. While your homeowners' insurance policy covers damage to the garage structure and contents, it does not cover your car. Nonetheless, it may provide coverage for personal effects stored inside the vehicle.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.