Expertise.com

Best Renter's Insurance Companies in Gary

2024

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Providers

Last updated:

Website
219 N White St, Frankfort, IL 60423
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Gnade Insurance Group, Inc., is a full-service insurance company that serves clients in Gary. The firm assists individuals and families in shopping for the right renters' insurance plans that can adequately protect themselves and their personal properties. As an independent insurance agency, the company represents more than 20 carriers that provide a variety of coverage options for bodily injuries, property loss, and medical payments. Husband and wife Gary and Kimberly Gnade have been protecting individuals and businesses since 1988.

License Verified:

License: 31277

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (119)
Facebook
5.0 / 5 (37)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
251 Indiana Avenue, Valparaiso, IN 46383
  • Home and Auto Insurance

Why choose this provider?

Raines Insurance Group is an independent agency that has been serving individuals and businesses in Gary since 2011. It provides renters' insurance to cover clients and their belongings if accidents occur in their rented homes. The agency also offers a variety of insurance policies, such as home, auto, life, and workers' compensation insurance. The owner, Randy Raines, started the agency in 2011. He has over 30 years of combined experience in the insurance and financial industries.

License Verified:

License: 851006

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
112 E Ridge Road, Suite F, Griffith, IN 46319
  • Home and Auto Insurance

Why choose this provider?

With more than 25 years of experience in the insurance industry, Rick Greenberg helps residents in Gary and the surrounding areas insure their valuables. One of the policies he handles includes renters' insurance, providing coverage for tenants' personal properties when unexpected incidents like fire, theft, and vandalism occur. He also writes insurance policies for homes, antique vehicles, automobiles, businesses, and pets. Operating for nine years, the agency of Rick Greenberg allows pets inside the office.

License Verified:

License: 566359

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • What is the average renters’ insurance premium per year for tenants in Gary?

    On average, Gary tenants pay $214 per year in renters’ insurance premiums. Several factors determine insurance costs for renters, including their age, the location of their rental residence, and their claim history. Discounts are also available to older applicants and tenants who install fire extinguishers and burglar alarm systems.

  • What is the average annual cost of renters' insurance in Gary according to insurance firms operating in the city?

    Among the renters’ insurance firms operating in Gary, Safeco offers the most affordable annual premium at $105.45. Following closely is USAA, offering an annual premium of $107.49. State Farm presents a slightly higher annual premium at $132.5, while Travelers comes in at $140.97. Encompass offers the highest premium among the carriers, at $215.05 per year.

  • What risks should standard renters’ insurance in Gary cover?

    Renters' insurance offers protection against a range of potential risks and liabilities faced by tenants in Gary, including property damage, personal liability, and additional living expenses. This insurance type also covers medical payments for guests who may sustain injuries while at the tenant's residence. Renters have the option to enhance their coverage by adding endorsements, such as protection for high-value personal belongings.

  • What are the benefits of investing in scheduled personal property coverage for renters living in Gary?

    This supplemental insurance coverage guarantees Gary's renters protection for their high-value possessions in the event of damage or theft. Renters will not be required to cover a deductible when replacing their items, even if they are responsible for the loss or damage to their personal belongings. Scheduled personal property plans help pay for or replace electronic devices, jewelry, and firearms.

  • Does renters’ insurance coverage extend beyond on-premise theft and hazards in Gary?

    Yes, renters' insurance offers protection for personal belongings, extending coverage even when they are beyond the confines of the Gary tenant's rented premises. If an item is stolen from a tenant's vehicle, renters' insurance would still apply. Generally, this type of insurance protects possessions from damage caused by events such as fire, vandalism, or lightning.

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