Expertise.com

2024

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Best Local Car Insurance Agencies in Cicero

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cicero Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58Reviewed

39Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5117B Main Street, Downers Grove, IL 60515
WebsiteLicense: 7942764

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

The CNW Group is an insurance agency operating in the town of Cicero, Illinois that offers commercial and personal insurance products to clients in the metro. As an independent insurance agency, it has access to dozens of insurance providers and can offer a wider option in terms of vehicle protection. Aside from the vehicle, its auto insurance policies also protect the owner, other drivers, pedestrians, and passengers in traffic accidents.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

4219 West 95th Street, Oak Lawn, IL 60453
WebsiteLicense: 100294655

Expertise.com Rating

Why choose this provider?

Ferrell Insurance Agency is an independent car insurance provider in Oak Lawn that services the nearby town of Cicero. The firm writes auto insurance policies that financially protect policyholders and their vehicles in the event of a traffic accident. Special coverage plans for ridesharing, rentals, and cross-country vehicles are also available. The company has been serving the community through its insurance products for over 60 years and is committed to providing services that satisfy clients' needs.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

800 West Huron Street, Chicago, IL 60642
WebsiteLicense: 3000539952

Expertise.com Rating

Review Sources

Facebook
4.1 (13)

Why choose this provider?

Urban Insurance Agency is a multi-line insurance brokerage firm that has been serving the Cicero metro area and surrounding communities for more than six decades. The company protects car owners and commercial drivers from potential risks with an auto insurance policy. Its independent insurance agents represent over 20 providers that can offer liability and other auto insurance coverage, and they can also facilitate same-day SR-22 filings. Despite its growth since its founding, Urban Insurance Agency has steadfastly provided personalized services—as evidenced by a clientele composed of multiple family generations.

  • Multiple Carriers
  • Bundling Option

5361 North Harlem Avenue, Chicago, IL 60656
WebsiteLicense: 100297408

Expertise.com Rating

Review Sources

Google
4.8 (142)
Yelp
3.0 (4)

Why choose this provider?

Handzel & Associates Insurance is a Chicago-based insurance agency that provides various insurance products in Cicero. The insurance products they offer are personal, commercial, and commercial trucking. Some of the insurance coverage under personal include auto, homeowners, life, health, and renters. Their auto insurance covers collision, property, comprehensive, bodily injury, and uninsured and underinsured motorist. Established in 1989 as a small insurance agency by Greg Handzel, the company has grown since then and is now one of the biggest insurance companies in Chicago.

  • Bundling Option

106 North Halsted Street, Chicago, IL 60661
WebsiteLicense: 100726944

Expertise.com Rating

Why choose this provider?

Linda Mitchell is a local State Farm insurance agent who provides car insurance products to residents of the Cicero metro and the greater Chicago area. She and her team write auto insurance policies that can provide financial protection against damages, traffic accidents, and liabilities. They can also offer other personal, auto, and property insurance products. Mitchell is committed to becoming a good neighbor that understands the needs of her community.

  • Bundling Option

3201 North Harlem Avenue, Chicago, IL 60634
WebsiteLicense: 100296093

Expertise.com Rating

Why choose this provider?

United Auto Insurance is an insurance agency that provides a variety of insurance products in Cicero. Serving Chicago and Northwest Indiana for more than 50 years, the agency offers auto, motorcycle, SR-22, and roadside assistance insurance. What started out as a small insurance company, United Auto Insurance has become a modern insurance facility that offers innovative automation. Some of the advantages it offers to clients include last-minute coverage, coverage over the phone, and a computerized rating system.

  • Multiple Carriers

10236 South Kenton Avenue, Oak Lawn, IL 60453
WebsiteLicense: 100336783

Expertise.com Rating

Review Sources

Google
4.8 (23)
Facebook
5.0 (19)
Yelp
5.0 (1)

Why choose this provider?

Gallagher and Murphy Insurance Agency is a locally owned and independent agency that has been offering auto insurance services to individuals in Cicero and the nearby areas since 1991. It represents multiple companies to better provide insurance solutions tailored to the needs and budget of the clients. Its insurance plans protect policyholders against financial losses caused by accidents and theft, which may include collision and comprehensive coverages. The owner, Bob Gallagher has been in the insurance industry for more than 25 years.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

6733 West 63rd Street, Chicago, IL 60638
WebsiteLicense: 100416173

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
4.7 (63)
Yelp
5.0 (1)

Why choose this provider?

Enora Insurance Agency is a local independent agency that has been offering auto insurance products and services to individuals in Cicero for more than 14 years. It works with various insurance carriers in providing insurance plans that are tailored to the needs and budget of the clients. Its team of insurance specialists assists clients in understanding and choosing the coverages that will protect them from potential losses resulting from an accident. Enora Insurance Agency also offers life, home, and business insurance.

  • Multiple Carriers
  • Bundling Option

707 West Willow Street, Chicago, IL 60614
WebsiteLicense: 100300209

Expertise.com Rating

Review Sources

Yelp
4.5 (30)

Why choose this provider?

Thomas Ward Insurance Group is an independent insurance company that services the needs of the clients in Cicero. Its seasoned professionals help in securing clients and their personal assets and insure them in unexpected events, including car-related accidents. The team offers a wide range of coverages and special protections such as rideshare coverage, car replacements, and coverage options for clients with multiple cars. Since 1999, its mission is to exceed clients' standards and guide them to the coverage that will best protect them.

  • Multiple Carriers

1000 Jorie Boulevard, Oak Brook, IL 60523
WebsiteLicense: 2075606

Expertise.com Rating

Why choose this provider?

Kevin S. Dougherty Insurance Agency Ltd. was founded in 1991 as a startup with the goal of changing the perception of insurance services from a sales commodity to a social service where the client comes first. As an independent insurance agency, it has access to dozens of premier insurance providers in the country. It writes auto insurance policies to clients in the Cicero metro seeking to protect themselves and their vehicles from motorist risks and collisions.

  • Multiple Carriers

320 West Ohio Street, Chicago, IL 60654
WebsiteLicense: 100288243

Expertise.com Rating

Review Sources

Facebook
5.0 (15)

Why choose this provider?

Guaranteed Rate Insurance is a team of independent agents that serves Cicero. The insurance brokerage provides various products, including auto insurance. This covers medical expenses in case the insured driver injures others, and it may also reimburse losses from natural disasters, fire, and vandalism. The professionals compare plans from more than 40 carriers such as Foremost Insurance Group, Allstate, Travelers, Chubb, Plymouth Rock, and Progressive. Guaranteed Rate Insurance was founded by Victor Ciardelli in 2008.

  • Bundling Option

500 West Monroe Street, Chicago, IL 60661
WebsiteLicense: 100297276

Expertise.com Rating

Review Sources

Facebook
5.0 (44)
Google
4.0 (4)

Why choose this provider?

The Horton Group is an insurance company based in Orland Park that services Cicero. It started out as a family-run business in 1971 and has now evolved into an independent and progressive company with offices across the US and in China. The Horton Group has since written auto insurance policies for clients that provide coverage for liabilities, collisions, medical payments, uninsured/underinsured motorists, as well as other physical damages to the vehicle.

  • Bundling Option

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the auto insurance requirements in Cicero?

    Illinois laws require car owners in Cicero to register their respective vehicles and obtain liability insurance. This type of insurance covers property damage and/or injuries a driver may cause others in the event of a collision. When buying liability insurance, here are the minimum thresholds to be met:

    • $25,000 for injury or death of one person in a crash.
    • $50,000 for injury or death of more than one person in a crash.
    • $20,000 for damage to property of another person.
  • Are the minimum liability insurance limits enough to cover costs in an auto accident in Cicero?

    There is no definitive answer to this question. Depending on the severity of the accident and the extent of the damages, getting just the minimum liability insurance limits in Cicero might not be sufficient to cover the costs if you cause an auto accident. Therefore, you may contact your insurance provider to obtain additional protection and coverage.

  • What will happen if you drive an uninsured car in Cicero?

    Driving an uninsured vehicle in Cicero is unlawful, and you may face serious penalties, including a minimum of $500 in fines for operating an uninsured vehicle. If law enforcement catches you driving a vehicle with a suspended registration for lack of insurance, you could face a fine of at least $1,000. The vehicle registration of first-time offenders is suspended until payment of a $100 reinstatement fee and submission of proof of insurance.

  • How do you make sure that the insurance company you are talking to in Cicero is legitimate?

    To verify whether or not the insurance company you are speaking with is legitimate and licensed to operate in Illinois, you may contact the Illinois Department of Insurance at 312-814-2420 or 217-782-4515. Proactively double-checking the legitimacy of an auto insurance company in Cicero will save you from issues in the event that you get involved in an accident.

  • Is there any way you can lower your auto insurance rates in Cicero?

    One approach to reduce your auto insurance premiums in Cicero is to inquire about the company's discount programs. You can also take the highest deductible you can afford since raising your deductible lowers the price of your coverage. Additionally, bundle your insurance needs and have everything covered by one provider. Furthermore, maintaining a good driving record and a strong credit history are other strategies to reduce insurance prices.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.