Expertise.com

Best Homeowners Insurance Agencies in Waukegan

2024

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Providers

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Website
2250 East Devon Avenue, Des Plaines, IL 60018
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Magnum Insurance is a homeowners insurance agency doing business with clients all over the Waukegan metro area. This agency has been active since 1981 and can assist homeowners with any questions or concerns they have regarding available policies. Its agents advise on property coverage, insurance for personal items, and personal liability coverage to insure homeowners against lawsuits. Magnum Insurance helps clients to file claims when their assets do take damage. It also insures condos and offers renters insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (34)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
36911 N Green Bay Rd, Beach Park, IL 60087
  • Fire
  • Multiple Policy Types

Why choose this provider?

Statewide Insurance Solutions is a Waukegan-based company that assists clients in various areas, including home insurance. The locally-owned and -operated business creates home insurance plans that cover repair and replacement costs for damaged properties. Property damage caused by fire, lightning, and tornadoes may also be covered in home insurance policies. The agents also offer home insurance plans that cover detached structures such as garages and sheds. Included in the agency's partner insurance carriers are Foremost Insurance Group, MetLife, and Kemper.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 N Milwaukee Avenue, Lake Villa, IL 60046
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Kent Rouse, State Farm Insurance Agent, can serve clients in the Waukegan metro area who need assistance with homeowners insurance policies. This agency has been in business for over eight years and can help clients to purchase coverage for their properties, their assets, and any liabilities involved with their properties. Its agents also help clients to solve unique insurance problems involving their properties. Kent Rouse, State Farm Insurance Agent, offers auto insurance and business insurance plans too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (17)
Yelp
1.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3059 Sheridan Road, Zion, IL 60099
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Diego Mendez, State Farm Insurance Agent, sells homeowners insurance to people in the Waukegan metro area. Agent Diego Mendez has been with State Farm for over a decade and continues to help clients purchase homeowners insurance plans and protect their assets. It offers quotes for each client to give them realistic ideas about insurance coverage costs and helps them to cover all of their assets as thoroughly as possible within budgets they can afford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2111 Washington Street, Waukegan, IL 60085
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Nauta Insurance Agency, Inc., is a local homeowners' insurance agency that serves families and individuals in Waukegan and the surrounding areas. Established in 1947, the agency focuses on providing homeowners with insurance options that can cover their homes and their liabilities. The team at Nauta Insurance Agency offers homeowners' liability insurance, property insurance, and scheduled property insurance policies. They also provide condo insurance, landlord insurance, and renters insurance plans from insurers such as Foremost, Liberty Mutual, and Zurich.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (36)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
328 South Green Bay Road, Waukegan, IL 60085
  • Multiple Policy Types

Why choose this provider?

Northwest Insurance Network, Inc. is a full-service insurance agency that has been serving areas of Illinois, including Waukegan, since 1958. The company addresses clients' need for protection in the areas of personal and business insurance. It offers a comprehensive homeowners' insurance policy that protects primary dwellings against common natural disasters which can be extended to include external structures such as garages and sheds. Its policy also covers personal belongings in the event of damages or losses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (40)
Google
4.7 / 5 (34)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1400 Sunset Avenue, Waukegan, IL 60087
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Kaiser/North Shore Insurance Agency sells homeowners insurance in Waukegan. This agency provides each client with guidance and advice concerning their policy options. It can consult them about obtaining coverage for their homes and protecting themselves from liability if sued over their properties. Policies are available to cover fires, theft, storms, and a multitude of other dangerous incidents. Condo and renters insurance plans are offered here as well. Auto insurance can also be purchased from this agency.

Attorney Information

Attorney NamesExperience
Christopher Tomek - Vice President12 yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2744 Grand Avenue, Waukegan, IL 60085
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Alamo Insurance is a bilingual homeowners insurance company serving both English-speaking and Spanish-speaking homeowners in and around Waukegan. The agency helps clients protect their homes, families, and properties during unexpected incidents, such as fires, storms, and floods that make the home unfit to live in. Alamo Insurance provides coverage for occupied homes and vacant residential homes. It also has an insurance program that covers clients' secondary homes such as properties used for vacations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (17)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • In Waukegan, are residents required to have homeowners' insurance?

    No. Residents in Waukegan are not required to have homeowners' insurance. Property owners in the metro do not all have homeowners' insurance, unlike drivers, who must have auto insurance when driving a car. However, if an individual applies for a mortgage loan, their lender will require borrowers to obtain homeowners' insurance.

  • What factors affect the cost of homeowners' insurance in Waukegan?

    The cost of homeowners' insurance in Waukegan mostly depends on the location, age, and condition of the property. Individuals living in areas where crime rates are high may pay higher insurance premiums. However, homeowners with up-to-date HVAC, plumbing, and electrical systems may pay lower insurance premiums. In addition, they can reduce their rates if they install safety devices in their homes.

  • What should policyholders do for weather-related homeowners' insurance claims in Waukegan?

    In Waukegan, policyholders with damaged belongings or property must inform their agents or carriers regarding the incident. If unsure whether their claims meet their deductibles, they can work with professionals to inspect the damage and write repair quotations. Policyholders are advised to take videos and photos of damaged items for proof.

  • What impact do credit scores have on homeowners' insurance rates in Waukegan?

    In Waukegan, insurance companies offer discounts to individuals with high credit scores. Carriers have the impression that policyholders are financially responsible. However, if policyholders have low credit scores, insurance companies may think they are not handling their finances well. Applicants for homeowners' insurance are advised to enhance their credit scores to obtain lower premiums.

  • How much does Waukegan homeowners' insurance cost?

    The average monthly cost of homeowners' insurance in Waukegan is $135, or $1,651 per year. However, the insurance premiums still depend on policyholders' dwelling coverage limits. For dwelling coverage of $100,000, the average annual cost is $909; $200,000 is $1,317; $300,000 is $1,720; $400,000 is $2,111; and $500,000 is $2,572.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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