Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Waukegan

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Waukegan Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

22Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1528 Washington, Waukegan, IL 60085
  • Home and Auto Insurance

Why choose this provider?

Manuel Torres works as an insurance agent in Waukegan. He has been providing insurance services since 2001. Manuel provides a number of insurance options, including renters' insurance for condos, apartments, and rental properties. He insures clients' possessions, including televisions, computers, bicycles, electronics, apparel, and furniture. Auto, house, property, business, life, and health insurance are among his other products. Pet insurance, banking, and annuities are also available. Manuel's staff assists clients in recovering from the unexpected, so each customer receives personalized treatment.

License Verified:

License: 2135247

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (275)

Website
2111 Washington St, Waukegan, IL 60085
  • Multiple Carriers

Why choose this provider?

For over 70 years, Nauta Insurance Agency, Inc., has been serving clients in Waukegan. It deals with renters' insurance and advises clients on further protection options through liability coverage. The agency provides other products, like condo and mobile home insurance. It also offers various farm insurance solutions, including policies to protect farm equipment and livestock. In addition, the agency crafts plans for businesses, like inland marine, commercial property, and professional liability insurance. It is a member of the City of Waukegan Chamber of Commerce.

License Verified:

License: 100292673

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (57)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1400 Sunset Ave, Suite 1, Waukegan, IL 60087
  • Multiple Carriers

Why choose this provider?

Kaiser/North Shore Insurance Agency serves individuals and businesses in Waukegan. It helps the self-employed in getting individual health insurance coverage. The agency also offers group health, dental, vision, and disability insurance policies for businesses. Being an independent agency allows Kaiser/North Shore Insurance to choose the coverage options that fit the unique situations of clients. It represents several insurance carriers, including AIG, Acuity, and Nationwide. Christopher J. Tomek and Jonathan P. Tomek have been commended by a client for their knowledge and professionalism.

Attorney Information

Attorney NamesExperience
Christopher Tomek - Vice President12 yrs

License Verified:

License: 2145897

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2250 E Devon Ave. Suite 329, Des Plaines, IL 60018
  • Multiple Carriers

Why choose this provider?

Magnum Insurance has been serving families and individuals in Waukegan for over 40 years. The company aims to help clients protect their homes by providing renters', homeowners', and condo insurance. Its renters' insurance policy offers coverage to the renter's personal valuables, temporary living expenses, and liability. The company also strives to protect the client's vehicles and businesses through its auto and commercial coverage. Magnum Insurance has a mobile application, allowing customers to manage their policy or file and track a claim.

License Verified:

License: 100294660

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.1 / 5 (50)
Yelp
1.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • How does a renter's insurance policy in Waukegan work?

    Renter's insurance in Waukegan protects tenants who live in rented homes. It provides two types of coverage: actual cash value and replacement cost coverage. Actual cash value coverage compensates you for a lost or damaged item's depreciated value. Meanwhile, replacement cost coverage pays the exact amount required to replace the item.

  • What does a renter's insurance policy in Waukegan cover?

    A Waukegan renter's insurance policy provides tenants with a variety of benefits. It pays for the replacement of your personal property, such as clothing or furniture, if it is lost or destroyed as a result of a covered event, such as a fire, theft, or natural disaster. Renter's insurance also covers the policyholder's additional living expenses in the event that the rental property becomes uninhabitable.

  • Do providers in Waukegan consider factors in determining how much your renter's insurance premium will be?

    Yes, insurance companies in Waukegan consider various factors when determining how much a person's renter's insurance premium should be. Insurance providers consider the renter's location, determining whether the area is prone to crime or natural disasters. They also take into account the renter's belongings. They will almost certainly advise you to purchase a rider if the value of your belongings exceeds the minimum coverage. The amount of deductible chosen affects the overall cost of the renter's insurance premium.

  • Does renter's insurance in Waukegan cover pest infestations?

    No, a Waukegan renter's insurance policy does not cover pest infestations. You cannot use your renter's insurance policy to request a replacement for your personal belongings if pests have damaged them. Infestations of pests are regarded as a maintenance issue. As a result, your standard renter's policy does not apply to this because it is your landlord's responsibility.

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