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Best Homeowners Insurance Agencies in Arlington Heights

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Dasco Insurance Agency logo
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Dasco Insurance Agency

628 Academy Drive, Northbrook, IL 60062
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  • Fire
  • Multiple Policy Types

Business Description

Dasco Insurance Agency is a boutique agency that offers policies to personal and business clients throughout the North Shore and Chicagoland that are independent of any single carrier. Since the agency started in 1970, its agents have been helping homeowners get the coverage they need within their budgets. They've also helped them understand their policies, review existing policies to see if they're still appropriate, and add extra coverage to cover increased costs, such as the loss of high-value items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (24)
Yelp
3.5 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eric Esch - State Farm Insurance Agent logo
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Eric Esch - State Farm Insurance Agent

1022 West Rand Road, Arlington Heights, IL 60004
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  • Multiple Policy Types

Business Description

Based in Arlington Heights, Eric Esch has been a State Farm insurance agent since 2012. He regularly assists homeowners and people moving into the state, analyzing their coverage requirements and designing policies that will cover them should the worst happen, such as a fire, flood, or a claim from a visitor injured on the property. Mr. Esch can also help personal clients looking for life and health insurance and businesses in need of a range of policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (68)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heil & Kay Insurance Agency, Inc. logo
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Heil & Kay Insurance Agency, Inc.

1699 Wall Street, Mount Prospect, IL 60056
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Heil & Kay Insurance Agency, Inc. is a local agency that specializes in personal and business insurance programs in Arlington Heights. Its team of insurance specialists is dedicated and knowledgeable in providing home insurance policies that fit the financial needs of clients. They assist in filing a claim for damaged appliances due to fire, theft, lightning, or windstorm. The homeowners' policy also pays for the medical expenses of accidental slips and falls at home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joseph M. Wiedemann & Sons, Inc. logo
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Joseph M. Wiedemann & Sons, Inc.

505 East Golf Road, Arlington Heights, IL 60005
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  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood

Business Description

Joseph M. Wiedemann & Sons Inc. is a full-service insurance agency founded in 1930 that specializes in more than 25 insurance types, including home insurance. Its agents' services include reviewing the client's current coverage, advising them on where they may need more or less, and tailoring products that give them the coverage they need without paying for coverage they don't. The agency can also help its personal clients with auto, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (25)
Facebook
4.6 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kensington Insurance logo
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Kensington Insurance

3135 North Wilke Road, Arlington Heights, IL 60004
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Kensington Insurance is a team of insurance agents with over two decades of experience handling homeowners' insurance needs in Arlington Heights. This company works with different insurers, including Foremost Insurance Group and Safeco Insurance, to find insurance products that meet clients' financial circumstances. Its insurance agents guide homeowners on coverage options and ensure clients obtain adequate protection from risks associated with dwellings and personal properties. Kensington Insurance also offers business, life, and auto insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midwest Certified Insurance Agency logo
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Midwest Certified Insurance Agency

54 West Seegers Road, Arlington Heights, IL 60005
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Midwest Certified Insurance Agency Ltd. is an independent insurance agency that specializes in small to medium-sized business insurance needs as well as personal lines involving life, auto, and homes. Its team of insurance agents helps clients choose the right kind of protection for their homes, personal properties, as well as liability for accidents and injuries. The company was founded in 1971 and has been serving greater Chicagoland including Arlington Heights ever since.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midwest Insurance Brokerage Service, Inc. logo
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Midwest Insurance Brokerage Service, Inc.

54 West Seegers Road, Arlington Heights, IL 60005
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Located in Arlington Heights, Midwest Insurance Brokerage Service Inc. offers its personal and commercial clients a choice of products provided by some of the country's most respected insurance carriers. Its agents regularly assist homeowners in need of unbiased advice on a range of products, in addition to reviewing their existing policies to determine their current suitability. The agents can also help clients get competitive quotes on additional coverage for lost personal items and liability claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (5)
Facebook
4.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reliant Insurance Agency, Inc. logo
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Reliant Insurance Agency, Inc.

1600 Golf Road, Rolling Meadows, IL 60008
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  • Fire
  • Multiple Policy Types

Business Description

Reliant Insurance Agency, Inc., provides insurance advice and plans for homeowners in Arlington Heights. Its home insurance policy covers property repairs or replacements due to damage or losses caused by unexpected dangers like fire and water back-up. It also pays for medical injuries within the property and special belongings like collectible cars and wine collections. The agency checks the house to assess its risks and see what has not or doesn't need to be covered. It also provides insurance plans for renters, condos, and pets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Richter Insurance logo
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Richter Insurance

351 W Dundee Rd, Buffalo Grove, IL 60089
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Business Description

Richter Insurance is a full-service independent insurance firm providing insurance products and solutions to Illinois locals in Arlington Heights. It offers exhaustive homeowners insurance policies, providing coverage for physical damage reconstructions, disasters like windstorms and fire, medical expenses, and personal liability. It also provides home insurance policies for condo dwellers, landlords, and renters. Additionally, a selection of business, personal, and recreational insurance coverages is available. Richter Insurance is involved with various community causes and organizations, such as the Agents of Change Movement and The Heart of Illinois.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ryan Horan - State Farm Insurance Agent logo
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Ryan Horan - State Farm Insurance Agent

356 East Golf Road, Arlington Heights, IL 60005
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  • Multiple Policy Types

Business Description

Ryan Horan - State Farm Insurance Agent is an agency in Arlington Heights that specializes in helping homeowners and those relocating to the state get home insurance policies that provide them with the coverage they need within their budgets. Mr. Horan is licensed to assist clients, advise them on various levels of coverage, and tailor policies to suit. He also has experience helping his clients with their life, health, and auto insurances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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