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Best Mortgage Refinance Companies in Waukegan

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2023
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Amerifinancial Home Mortgage Inc. logo
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License Verified:

License: 280587

Nationwide Multistate Licensing System and Registry

Amerifinancial Home Mortgage Inc.

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421 N. Northwest Hwy, Suite 16, Barrington, IL 60010
  • Reverse Mortgages

Business Description

AmeriFinancial Home Mortgage, Inc., assists individuals and families in the Waukegan area in achieving their financial goals. It guides clients through the whole refinance process so that they can reduce the interest rates on their mortgages, lower monthly payments, consolidate debts, and cash out equity for home improvements. It also discusses the pros and cons of various loan programs for purchasing single-family homes, condominiums, townhouses, or multi-family units. AmeriFinancial Home Mortgage collaborates with more than 100 different investors.

License Verified:

License: 280587

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Andrey Puzanov logo

License Verified:

License: 1974195

Nationwide Multistate Licensing System and Registry

Andrey Puzanov

1311 S. Route 59, Naperville, IL 60564
  • New Construction
  • Reverse Mortgages

Business Description

Andrey Puzanov, a loan officer at Movement Mortgage, assists clients looking to buy, refinance, or build their homes in Waukegan and the neighboring metros. His mortgage refinancing options, such as streamline and cash-out refinance, help those with existing mortgages lower their monthly payments, get a better term, or take out cash from equity. Other loan programs like conventional, jumbo, FHA, VA, USDA, and new construction are also available for first-time homebuyers. Puzanov assists clients in every step of the mortgage process, from pre-approval to closing.

License Verified:

License: 1974195

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bander Mortgage logo
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License Verified:

License: 1707065

Nationwide Multistate Licensing System and Registry

Bander Mortgage

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378 Park Avenue, Unit 2E, Glencoe, IL 60022
  • Reverse Mortgages

Business Description

Bander Mortgage serves individuals and families in and around the Waukegan metro. Its mortgage officers aim to walk clients through the refinancing process quickly, efficiently, and confidently by offering a wide selection of loan products and helping them compare interest rates and terms. The Shining Star Hero Program is one of the ways the company serves the community. It offers incentives to local heroes, including doctors, teachers, police officers, and military personnel, so that they may buy or refinance a property at a reduced rate.

License Verified:

License: 1707065

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Diamond Residential Mortgage Corporation logo
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License Verified:

License: 186805

Nationwide Multistate Licensing System and Registry

Diamond Residential Mortgage Corporation

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533 N. Milwaukee Ave., Libertyville, IL 60048
  • Reverse Mortgages

Business Description

Diamond Residential Mortgage Corporation assists Waukegan clients throughout the loan process, helping those seeking to refinance their outstanding loans. Its team provides different loan programs, such as ARM, conforming, conventional, FHA, jumbo, and VA options. Whether for purchasing dream homes or consolidating debts, the mortgage broker offers solutions tailored to clients’ financing needs. It streamlines the mortgage process by striving to pre-approve borrowers within an hour. The company operates in the states of Illinois, Florida, and Wisconsin.

License Verified:

License: 186805

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (68)
Facebook
4.9 / 5 (67)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dimension Mortgage Corp. logo
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License Verified:

License: 803635

Nationwide Multistate Licensing System and Registry

Dimension Mortgage Corp.

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1000 Skokie Blvd Suite 570, Wilmette, IL 60091
  • Reverse Mortgages

Business Description

Dimension Mortgage Corp. serves Waukegan clients. The company helps both first-time and experienced homebuyers compare mortgage options on the market, such as fixed-rate, ARM, conforming, Jumbo or Super Jumbo, and government loans like FHA and VA. Its mortgage brokers also educate clients on the differences between refinancing programs, which allow them to reduce monthly payments, shorten loan terms, and consolidate debt. The company works to close loans quickly by assisting clients in overcoming mortgage challenges and providing the most practical deal on the market.

License Verified:

License: 803635

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (34)
Facebook
5.0 / 5 (19)
Yelp
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Flagship Lending logo
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License Verified:

License: 1911662

Nationwide Multistate Licensing System and Registry

Flagship Lending

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800 E Northwest Hwy, Suite 718,, Palatine, IL 60074
  • New Construction

Business Description

Flagship Lending is a mortgage venture serving Waukegan real estate partners, homeowners, and first-time homebuyers with loans and refinancing needs. Through refinance, clients can save on their current mortgage based on a lower interest rate. The company also offers loans for investment properties in the forms of commercial real estate and residential mortgage according to property characteristics and borrower type. Principal loan officer Yan Guo started in the industry in 2017 as a mortgage loan processor before becoming a licensed mortgage loan originator.

License Verified:

License: 1911662

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Homz Mortgage logo
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License Verified:

License: 2090634

Nationwide Multistate Licensing System and Registry

Homz Mortgage

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111 Barclay Boulevard, Suite 205, Lincolnshire, IL 60069
  • New Construction
  • Reverse Mortgages

Business Description

Homz Mortgage caters to clients in Waukegan who need to refinance debts or obtain new purchase loans. It swaps burdensome current obligations for alternatives with more generous terms and conditions. The team has lending options tailored to buyers of single-family homes, multi-unit buildings, and condominium assets across two states. Homz Mortgage's managing partner, Eric M. Goldstein, is a veteran of the banking sector and has worked for known names such as Citigroup and Bank of America.

License Verified:

License: 2090634

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Infiniti Financial Group Inc. logo
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License Verified:

License: 231718

Nationwide Multistate Licensing System and Registry

Infiniti Financial Group Inc.

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1020 Milwaukee Ave., Deerfield, IL 60015
  • New Construction

Business Description

Infiniti Financial Group, Inc., is a mortgage brokerage that serves homeowners in Waukegan and the neighboring locations. It offers customers mortgage programs, including refinancing options and home purchase financing. Its team of mortgage brokers has experience using comparative analysis software to research and compare loan programs. When helping customers choose home loans, they take into consideration their history, finances, and needs. Infiniti Financial Group has been helping clients with their mortgage refinancing needs for more than 10 years.

License Verified:

License: 231718

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Strachan Mortgage Team logo
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License Verified:

License: 527232

Nationwide Multistate Licensing System and Registry

Jim Strachan Mortgage Team

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419 Center St Suite A, Grayslake, IL 60030
  • New Construction

Business Description

Jim Strachan Mortgage Team serves Waukegan homeowners and buyers. It offers an array of mortgage options to meet different needs, including refinancing, VA, USDA, and FHA loans. The team caters to a varied clientele, from first-time homebuyers to refinancers seeking to cash out funds for a home renovation. Jim has been in the mortgage industry since 1997. Jim and his team use their experience as well as current mortgage tools to find the loan that suits the client's needs.

License Verified:

License: 527232

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Matt Brua logo

License Verified:

License: 326044

Nationwide Multistate Licensing System and Registry

Matt Brua

150 E. Cook Ave., Libertyville, IL 60048
  • New Construction

Business Description

Matt Brua serves residents of Waukegan who are in the market for mortgages and refinancing. He is a branch manager serving under the Fairway Independent Mortgage Corporation, restructuring existing obligations into more manageable forms with less onerous provisions. Loan options are available for new buyers and renovators. The office also has educational modules on hand to educate first-time purchasers, current owners, and real estate agents on the finer points of the lending industry. Matt has been a mortgage advisor for over 25 years.

License Verified:

License: 326044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (299)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Vrba logo

License Verified:

License: 217561

Nationwide Multistate Licensing System and Registry

Mike Vrba

495 N Riverside Dr Ste 206, Gurnee, IL 60031
  • New Construction
  • Reverse Mortgages

Business Description

Mike Vrba is a loan officer who delivers home purchasing and refinancing solutions to residents in the area of Waukegan. He focuses on assessing the financial situation to determine the impact of the loan on his clients' debts and investments. He conducts face-to-face planning sessions that educate and guide customers on how mortgages can help improve their wealth and liquidity. With over 10 years of industry experience, Mike has gained access to more than 30 mortgage companies that offer choices for various rates.

License Verified:

License: 217561

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Mindful Mortgage Team logo
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License Verified:

License: 227765

Nationwide Multistate Licensing System and Registry

The Mindful Mortgage Team

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2057 Green Bay Road, Highland Park, IL 60035
  • Reverse Mortgages
  • New Construction

Business Description

The Mindful Mortgage Team offers various financial solutions for borrowers in Waukegan. It has refinancing options for homeowners who want to reduce their monthly payments or those eyeing to pay off outstanding debts. The team serves those seeking FHA, VA, first-time homebuyers, and fixed-rate loans. It also has special programs for doctors and residents, as well as those seeking low down payment options. Mindful Mortgage was established by David Goldhirsh, who has been in the industry for more than 20 years.

License Verified:

License: 227765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (49)
The Mortgage Marketplace logo
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License Verified:

License: 893511

Nationwide Multistate Licensing System and Registry

The Mortgage Marketplace

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510 W. Northwest Highway, Mount Prospect, IL 60056
  • Reverse Mortgages

Business Description

The Mortgage Marketplace assists Waukegan residents who want to finance a new home or refinance an existing loan. Its team provides home refinancing for single and multi-family homes, townhomes, condominiums, and prefabricated homes. In addition, the group provides various loan options for new house buyers. Adjustable-rate mortgages are loans with variable interest rates that alter over the life of the loan. Additional mortgage products offered by the company include fixed-rate, graduated payment, and interest-only loans.

License Verified:

License: 893511

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (68)
Yelp
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.