Expertise.com

Best Health Insurance Agencies in Waukegan

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Health Insurance Agencies FAQs 〉

Last updated:

Website
2730 Grand Avenue, Waukegan, IL 60085

Why choose this provider?

Tim Vinson is a State Farm insurance agent in Waukegan who helps people with health and life protection. Vinson provides walk-throughs to clients needing individual major medical insurance coverage through the company's alliance with Blue Cross and Blue Shield. The company provides other kinds of health insurance plans including supplemental health and Medicare supplement plans. He also guides individuals with their application for property insurances covering autos, homes, and businesses. In addition, State Farm provides banking solutions and is one of the country's Fortune 500 companies.

License Verified:

License: 2186966

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (253)
Yelp
3.0 / 5 (2)

Website
2216 Grand Ave, Waukegan, IL 60085
  • Health Insurance

Why choose this provider?

Wise-Way, Ltd., is an insurance agency that has been serving the Waukegan community for more than 25 years. It offers a wide range of health insurance plans to individuals and families including accidental expense plus, health essential limited indemnity medical, and short-term medical. The coverages are available for lump sum benefits, individuals who want to supplement their existing coverage, and those who were laid off from their jobs. The agency also assists clients with their life insurance and annuities needs.

License Verified:

License: 100297232

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (46)
Facebook
5.0 / 5 (11)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1528 Washington, Waukegan, IL 60085
  • Market Place

Why choose this provider?

Manuel Torres is a Waukegan-based State Farm insurance agent that serves clients throughout the metro. He provides various health insurance products, including supplemental health insurance, for clients looking to cover emergency room visits and outpatient surgery costs. Torres offers other insurance plans for owners of cars, boats, and motorcycles. He also deals with business insurance solutions, like workers' compensation and builder's risk insurance. Torres has been working in the insurance industry for more than 15 years.

License Verified:

License: 2135247

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (131)

Website
1400 Sunset Ave, Suite 1, Waukegan, IL 60087
  • Medicare Supplements

Why choose this provider?

Locally owned and operated, Kaiser/North Shore Insurance Agency serves the health insurance needs of individuals, families, and businesses in and around Waukegan. Its agents work with multiple insurance companies like Acuity, Nationwide, and The Hartford, giving clients access to a wide variety of coverage options that fit their specific needs, from dental treatment and vision insurance to critical illnesses, accidents, and unexpected hospital stays. Other personal lines of insurance include home, auto, RV, and umbrella insurance.

Attorney Information

Attorney NamesExperience
Christopher Tomek - Vice President11 yrs

License Verified:

License: 2145897

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.