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Best Credit Repair Companies in Naperville

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2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Naperville, IL
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Naperville, IL
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)
Google
4.5 / 5 (390)

Price: Free Credit Report Consultation

850 Credit.com logo
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850 Credit.com

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6444 South Central Avenue, Chicago, IL 60638
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

850 Credit.com provides credit repair assistance to Naperville residents. Its team guides clients along the process, from reviewing credit reports from Transunion, Experian, and Equifax to designing credit rebuilding plans based on factors that lower clients' scores. In addition, its credit restoration specialists remove, update, and correct misleading, unverifiable, and inaccurate items that may involve charge-offs, late payments, bankruptcies, and duplicates. 850 Credit.com also offers credit education, and its team assists clients with debt settlements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Geeks LLC logo
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Credit Geeks LLC

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1200 North Ashland Avenue, Chicago, IL 60622
  • Credit Audit

Business Description

Credit Geeks LLC is a credit repair company that serves clients in Naperville. It specializes in eliminating negative items from clients' credit records, such as late payments, charge-off accounts, loan default, bankruptcies, foreclosures, and judgments. The company also offers credit restoration services that include a credit-worthiness program and a scheme that monitors changes to clients' credit reports. In addition, Credit Geeks has more than 10 years of experience in credit restoration and it has expanded its services throughout the U.S.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Rx logo
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Credit Rx

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10011 West Grand Avenue, Franklin Park, IL 60131
  • Debt Consolidation

Business Description

Credit Rx is a credit repair and consulting company serving Naperville residents. Its credit repair solutions include restoration, detachment, establishment, and cleaning. The company also offers debt management solutions, including debt consolidation, tax lien releases, and collection settlement. Furthermore, Credit Rx also guides clients on student loans, particularly with collection relief and modification. The company's founder and CEO, Johanna Diaz, has more than 10 years in the financial industry. Top Agent Magazine has featured Credit Rx.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (132)
Google
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DHP Credit Repair LLC logo
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DHP Credit Repair LLC

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222 West Merchandise Mart Plaza, Chicago, IL 60654
  • Credit Monitoring
  • Credit Audit

Business Description

DHP Credit Repair LLC is a credit restoration company that serves the residents in the Naperville metro. The agency has different credit repair packages for its clients that include lessons on how to maintain credit, hard inquire removals, and a six-month coaching program. It audits certain reports, identifies credit errors, disputes the discovered mistakes, and negotiates steps with creditors and credit bureaus. In addition, its team also provides counseling services to manage money and stay debt-free. DHP Credit Repair offers its services nationwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KT Credit Solutions logo
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KT Credit Solutions

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1 Westbrook Corporate Center Suite 300, Westchester, IL 60154
  • Debt Consolidation
  • Credit Dispute

Business Description

KT Credit Solutions is a credit repair company serving clients in Naperville. It helps customers restore, rebuild, and raise their credit scores. It aims to get customers' financial life back through constant education on how they can raise their credit scores, settle their debts, and deal with debt collectors. It focuses on removing or updating inaccurate, misleading, unverifiable late pay, charge-offs, collection accounts, tax liens, judgments, bankruptcies, repossessions, or foreclosures. It helps identity theft accounts and wrong personal information.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nationwide Credit Clearing logo
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Nationwide Credit Clearing

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2336 North Damen First Floor, Chicago, IL 60647
  • Credit Dispute

Business Description

Nationwide Credit Clearing offers credit repair services in Naperville. Some of its services are handling credit disputes, monitoring credit, and reviewing client credit reports. Its credit clearing process assesses individual credit situations and reviews information that utilizes options and methods of credit clearing. Its credit clearing program offers several levels: consultative services, 24/7 access to the portal, email and text message updates, and credit education. Nationwide Credit Clearing has been operating for 26 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (331)
Facebook
3.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pro Credit Repair logo
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Pro Credit Repair

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401 North Michigan Avenue, Chicago, IL 60611
  • Credit Audit

Business Description

Pro Credit Repair, LLC, is a debt management company that serves clients in Naperville. It specializes in improving clients' credit records by eliminating negative items, such as late payments, bankruptcies, charge-off accounts, and judgments, using proprietary methods. The company is well-versed in credit score models and the consumer laws governing credit bureaus, such as the Fair Credit Reporting Act, FDCPA, and the Credit Repair Organizations Act. Its owner holds certifications in credit restoration, credit score models, and optimizations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail