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Best Credit Repair Companies in Joliet

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Joliet, ILJoliet, IL

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Joliet, ILJoliet, IL

Website(267) 713-3474

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6444 S Central Ave, Chicago, IL 60638
Chicago, IL 60638
  • Debt Consolidation

850 Credit.com is a credit repair company serving clients from the Joliet area. With experience in consumer, mortgage, and business mortgage, its team of credit specialists evaluates its customer's credit reports from credit bureaus such as Experian, Equifax, and TransUnion. They challenge factors like late payments, collection accounts, short sales, medical bills, child support, and bankruptcies on the record by sending dispute letters and compelling creditors to respond in order to improve the client's credit score.

6444 S Central Ave, Chicago, IL 60638
Chicago, IL 60638

Website(708) 278-2086

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

829 Campus Drive, Joliet, IL 60435
Joliet, IL 60435
  • Debt Consolidation

Chestnut Health Systems is a private and charitable organization handled by a volunteer board of directors. It offers assistance in negotiating waivers of late fees to lower interest rates. Clients' progress is monitored, and they get a periodic report. Providing families and individuals financial knowledge, it also offers credit counseling, student loan counseling, and bankruptcy counseling. Chestnut Health System is affiliated with the National Foundation for Credit Counseling. Located in Joliet, it also has offices in Belleville, Chicago, and Marville.

829 Campus Drive, Joliet, IL 60435
Joliet, IL 60435

Website(888) 924-3786

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

10011 West Grand Avenue, Franklin Park, IL 60131
Franklin Park, IL 60131
  • Debt Consolidation

Based in Illinois, Credit Rx is a credit repair company catering to families and individuals in Joliet and Franklin Park. It offers a broad variety of personalized credit solutions, such as credit cleaning and restoration, credit establishment and detachment, debt consolidation, judgement and tax release process, and student loan modification and collection relief. Additionally, its credit experts are up-to-date with state and federal legal guidelines and have extensive experience dealing with major credit bureaus, such as Experian, Equifax, and TransUnion.

10011 West Grand Avenue, Franklin Park, IL 60131
Franklin Park, IL 60131

Website(773) 647-1112

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

139 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

710 East 47th Street, Chicago, IL 60653
Chicago, IL 60653
  • Credit Dispute

Excellent Credit Solutions offers credit repair services to the residents of Joliet and the surrounding cities. Through its services, the company helps clients get credit, buy a home or a car, and lower the interest rates from bank loans and other lending entities. The firm also disputes tax liens, identity theft cases, bankruptcies, and other erroneous information on its client's credit report. According to owner Dennis Hawkins, Excellent Credit Solutions has helped over 1,000 individuals get their credit score up in the last 10 years.

710 East 47th Street, Chicago, IL 60653
Chicago, IL 60653

Website(800) 821-1412

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

15941 South Harlem Avenue, Tinley Park, IL 60477
Tinley Park, IL 60477
  • Credit Dispute

Headquartered in Tinley Park, Flyy Credit Solutions serves clients in nearby areas, including Joliet. It offers online educational courses and credit repair services to help individuals improve their credit scores and lower their rates. The company helps clients identify and resolve incorrect information found in their credit history. It also removes negative items such as late payments, charge-offs, collections, bankruptcy, and foreclosures from the client's credit reports. Additionally, Flyy Credit Solutions provides assistance to aspiring business owners in establishing their business credits.

15941 South Harlem Avenue, Tinley Park, IL 60477
Tinley Park, IL 60477

Website(888) 708-9171

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

84 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

16143 South Lincoln Highway, Plainfield, IL 60586
Plainfield, IL 60586
  • Credit Audit
  • Credit Dispute

Illinois Credit Services is a credit repair company that serves clients throughout Illinois, including Joliet. It assists clients in repairing, rebuilding, and disputing erroneous credit reports. Additionally, the company provides personalized cease and desist letters, validation letters to collectors, and creditor goodwill request letters. Jim Droske, the company president, brings over 25 years of credit and lending industry experience. He is well-versed in credit laws, such as the Fair Credit Reporting Act, to protect the accuracy of credit reports.

16143 South Lincoln Highway, Plainfield, IL 60586
Plainfield, IL 60586

Website(844) 700-7267

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

220 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1 Westbrook Corporate Center, Westchester, IL 60154
Westchester, IL 60154
  • Credit Audit
  • Credit Dispute

KNK Credit Consultants is a credit repair company that caters to clients in Joliet and the surrounding areas. Its consultants apply their knowledge of credit repair laws to assist clients in establishing and maintaining good credit, as well as repairing credit sores. The company starts by identifying which information is inaccurate and the factors that bring the score down. It will challenge the reported information by credit bureaus, collectors, and creditors. Items may include late payments, short sales, and tax liens.

1 Westbrook Corporate Center, Westchester, IL 60154
Westchester, IL 60154

Website(800) 610-9586

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

2 Plaza Drive, Woodridge, IL 60517
Woodridge, IL 60517
Instagram
  • Credit Dispute

KT Credit Solutions is a credit repair agency serving clients in Joliet and the surrounding areas. It assists clients in restoring and rebuilding their credit as well as raising their credit scores. It helps correct, remove, and update inaccurate bankruptcies, charge-offs, collection accounts, inquiries, and late payments. Assistance regarding unverifiable identity theft accounts, foreclosures, judgments, repossessions, and tax liens are also included. KT Credit Solutions focuses on customer service by providing constant education to clients on all aspects of credit.

2 Plaza Drive, Woodridge, IL 60517
Woodridge, IL 60517

InstagramWebsite(888) 595-3006

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9525 South 79th Avenue, Hickory Hills, IL 60457
Hickory Hills, IL 60457
  • Credit Audit

With almost a decade of experience, Prime Credit Advisors offers credit repair services across Joliet. It aids clients through disputing incomplete or out-of-date personal information from credit files, mostly from public records, bankruptcies, and late payments. Prime Credit Advisors dedicates itself to helping clients attain their financial goals. It educates clients on topics like credit assistance, debt payment strategy, student loans, and tax management. The company's staff can transact with clients in both English and Spanish.

9525 South 79th Avenue, Hickory Hills, IL 60457
Hickory Hills, IL 60457

Website(708) 761-4844

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

246 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

401 North Michigan Avenue, Chicago, IL 60611
Chicago, IL 60611
Instagram
  • Credit Dispute

Pro Credit Repair is a credit restoration company serving customers in Joliet and the surrounding areas. It helps clients improve their credit scores so they can purchase a home or refinance at a lesser rate. The credit professionals at this firm analyze customers' personal credit history, remove questionable information such as single late payments and collections, and creates disputes. Pro Credit Repair carries years of experience working with collection companies and creditors and is skilled in keeping track of results in real-time.

401 North Michigan Avenue, Chicago, IL 60611
Chicago, IL 60611

InstagramWebsite(312) 423-6700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15255 South 94th Avenue, Orland Park, IL 60462
Orland Park, IL 60462
Instagram
  • Debt Consolidation
  • Credit Monitoring

Simmons Financial Solutions is a credit repair company that serves customers in Joliet and the surrounding areas. Its team of professionals assists in navigating the process of credit repair and restoration, helping clients understand the laws regulating credit bureaus, collectors, and creditors. They offer credit education to help clients learn the process of rebuilding credit, raising credit scores, dealing with collectors, and settling debt. They perform credit analysis to identify any incorrect information in the credit report.

15255 South 94th Avenue, Orland Park, IL 60462
Orland Park, IL 60462

InstagramWebsite(866) 225-0888

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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