Expertise.com

Best Credit Repair Companies in Elgin

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

Elgin, IL
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Elgin, IL
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)

Price: Free Credit Report Consultation

Always The Best Credit Repair logo

Always The Best Credit Repair

205 N Michigan Ave Suite 810, Chicago, IL 60601
  • Credit Dispute

Business Description

Always The Best Credit Repair delivers solutions to help residents in Elgin maximize their scores. Team members of the agency review entries on clients' credit reports to identify which ones require correction, validation, and updating. Once the problematic items have been identified, customized dispute letters with supporting documents are sent to agencies like creditors and bureaus. The firm also offers credit education to teach customers about building and maintaining positive scores that increase their purchasing power.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Firm logo
Visit WebsiteWebsite

Credit Firm

Visit WebsiteWebsite
1020 Milwaukee Ave. Suite 122, Deerfield, IL 60015
  • Credit Monitoring

Business Description

Credit Firm has been serving consumers in and around the Elgin area for more than two decades. Its team conducts investigations with credit reporting and collection agencies such as Equifax, TransUnion, and Lexis Nexis with an aim to identify inaccurate information from clients' reports. In addition to performing audits, the credit restoration process involves addressing inquiries, validating debt, sending escalated info requests, and conducting goodwill interventions. Credit Firm was established by a group of attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.8 / 5 (20)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
DHP Credit Repair LLC logo
Visit WebsiteWebsite

DHP Credit Repair LLC

Visit WebsiteWebsite
Chicago, IL
  • Credit Dispute

Business Description

DHP Credit Repair LLC is a family-owned company that serves the Elgin area. It audits reports, identifies negative items like hard inquiries, disputes erroneous information, and negotiates with creditors on behalf of clients in order to fix them. The company also offers financial coaching and money management services for people who are struggling with poor credit and looking for ways to stay debt-free. DHP Credit Repair has helped thousands of clients repair their credit debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Flyy Credit logo
Visit WebsiteWebsite

Flyy Credit

Visit WebsiteWebsite
15941 Harlem Ave #284, Tinley Park, IL 60477
  • Credit Monitoring

Business Description

Flyy Credit helps residents of Elgin and the surrounding communities get into a better financial position. The firm provides comprehensive credit repair services for clients who need to rebuild their credit rating to qualify for a home or car loan, employment, and credit card. Its team helps remove negative items like collections, late payments, charge-offs, liens, repossession, and foreclosures by disputing these with the credit bureaus and creditors. It also assists in building business credit to finance a client's dream lifestyle or business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (43)
Facebook
5.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kenise Consulting logo

Kenise Consulting

1 East Erie St Suite 525 PMB 4522, Chicago, IL 60611
  • Credit Monitoring

Business Description

Kenise Consulting is a full-service credit repair company that serves clients in Elgin and nearby areas. The company offers professional credit restoration services that can assist individuals in rebuilding or improving their credit scores. Its credit repair analysts thoroughly review its client's credit history and dispute any negative information such as charge-offs, late payments, bankruptcies, and collections. The team also submits dispute letters to major credit bureaus on behalf of its clients. The company handles consumer, business, and mortgage credit disputes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KNK Credit Consultants logo
Visit WebsiteWebsite

KNK Credit Consultants

Visit WebsiteWebsite
125 s Wacker Drive Suite 300, Chicago, IL 60606
  • Credit Monitoring

Business Description

KNK Credit Consultants provides credit repair services to clients in Elgin and the surrounding areas. Its team assesses its clients' current finances to design a tailored action plan that can help them reach their immediate and long-term goals and regain control of their finances. The company also has the tools to help customers get back on track after having a bad credit rating. The team at KNK Credit Consultants works to improve clients' credit scores within 30 to 90 days.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (15)
Patriots Credit Services logo
Visit WebsiteWebsite

Patriots Credit Services

Visit WebsiteWebsite
815 N Church Street Suite 100, Rockford, IL 61103
  • Debt Consolidation

Business Description

Patriots Credit Services has been serving clients in Elgin since 2007. Its credit repair process begins with a consultation to determine whether individuals need mortgage refinancing, debt consolidation, or debt settlement solutions. Its team members prepare letters of dispute, requests, and demands to be sent to creditors and bureaus. They also assist in the establishment of new credit lines, such as secured credit cards and auto loans. Patriots Credit Services is a member of the National Association of Credit Services Organizations and the Credit Consultants Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Project Restoration logo
Visit WebsiteWebsite

Project Restoration

Visit WebsiteWebsite
401 N Michigan Ave Suite 1200, Chicago, IL 60611
  • Credit Monitoring

Business Description

For more than five years, Project Restoration has been serving individuals and business owners in and around the Elgin metro. The firm has helped over 3,400 clients purchase their homes, acquired approval for business and personal loans, and invests properties by building, repairing, and removing negative items in their credit reports. With a mission of breaking the cycles of generational poverty, Project Restoration educates Millenials about investments and financial literacy, as well as offers them credit training programs and financial counseling.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Simmons Financial Solutions logo
Visit WebsiteWebsite

Simmons Financial Solutions

Visit WebsiteWebsite
15255 S. 94th Avenue 5th Floor, Orland Park, IL 60462
  • Credit Dispute

Business Description

Simmons Financial Solutions serves the residents of Elgin. Its agents create schemes tailored to the specific details of their reports in order to restore individuals' creditworthiness. They look for red flags such as late payments, charge-offs, medical bills, and duplicates. They dispute these items by writing to creditors and credit bureaus and filing dispute letters. If necessary, the team communicates with debt collectors and implements debt settlement strategies. The agency provides weekly education on how to improve one's credit during the restoration process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
3.6 / 5 (29)
Google
5.0 / 5 (8)