Best Credit Repair Companies in Aurora

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Credit Saint logo
FEATURED
Free credit evaluation

Credit Saint

Aurora, IL
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

Credit Geeks LLC logo
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Credit Geeks LLC

1200 North Ashland Avenue, Chicago, IL 60622
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  • Debt Consolidation

Business Description

Credit Geeks LLC is a credit repair company that brings 10 years of credit restoration experience. One of its offered programs is the fast track program, which helps clients achieve a considerable score increase in a short timeframe with at least two of the credit bureaus. Clients can also have their credit monitored monthly with its My Future Credit Monitoring program. This program continues to build the client's credit and dispute negative items. Credit Geeks LLC extends its services to individuals nationwide, including Aurora.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Rx logo
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Credit Rx

10011 West Grand Avenue, Franklin Park, IL 60131
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  • Debt Consolidation

Business Description

Credit Rx is a credit repair company that serves clients in the Aurora community. Its services include credit cleaning, restoration, establishment, and detachment. It also conducts debt settlements through credit card debt consolidation and releases of collection settlement, judgment release process, and tax lien release process. The company's CEO and president, Johanna Diaz, has six years of banking experience after receiving a master's degree. Her Credit Rx team is the first credit consulting company to be featured in Top Agent Magazine.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (138)
Google
4.6 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DHP Credit Repair LLC logo
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DHP Credit Repair LLC

222 West Merchandise Mart Plaza, Chicago, IL 60654
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  • Credit Audit
  • Credit Dispute

Business Description

DHP Credit Repair LLC is a family-owned and family-operated business that assists individuals in the community of Aurora and the surrounding areas. The company provides a wide range of services, such as counseling services to manage money, credit repair, and advice option for mortgages and loans. It also helps customers to pay off bankruptcy, medical bills, repossession, and credit cards. Its credit repair packages include credit restoration, error identification, and credit report audits. Additionally, its team offers consultation over the phone or through Zoom.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Excellent Credit Solutions logo
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Excellent Credit Solutions

710 East 47th Street, Chicago, IL 60653
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  • Credit Monitoring

Business Description

Excellent Credit Solutions is a company that has been serving Aurora and nearby areas for more than a decade. It offers credit repair services to help individuals remove negative items that affect their credit scores, such as charge-offs, foreclosures, identity theft, repossessions, and garnishments. Its team of credit specialists assists clients with their credit history for better chances of getting a job, applying for auto and home loans, and improving their personal relationships that were strained due to bad credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (17)
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Illinois Credit Services logo
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Illinois Credit Services

16143 South Lincoln Highway, Plainfield, IL 60586
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  • Credit Dispute

Business Description

Illinois Credit Services provides credit repair services to clients in the Aurora area and surrounding locations. Its work starts with analyzing the client's TransUnion, Equifax, and Experian credit reports to craft a personalized repair plan. Then, it legally challenges and disputes any inaccurate and unverifiable information in the client's account. Illinois Credit Services also provides clients with information, resources, and advice on maintaining and improving their credit scores through consultations, emails, and credit news. Its founder Jim Droske has over 29 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (135)
Facebook
5.0 / 5 (89)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KT Credit Solutions logo
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KT Credit Solutions

2 Plaza Drive, Woodridge, IL 60517
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  • Credit Monitoring
  • Credit Audit

Business Description

KT Credit Solutions is a credit repair firm catering to customers in Aurora. It assists clients in rebuilding their credit as well as raising their credit scores. It helps correct and remove negative report items, such as bankruptcies, charge-offs, collection accounts, inquiries, and late payments. Unverifiable identity theft accounts, foreclosures, judgments, repossessions, and tax liens are also included. KT Credit Solutions is focused on customer service by providing constant education to clients on all aspects of credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nationwide Credit Clearing logo
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Nationwide Credit Clearing

2336 North Damen Avenue, Chicago, IL 60647
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  • Credit Dispute

Business Description

Founded by Todd Stern, Nationwide Credit Clearing is a Chicago-based company that has been serving clients in and around Aurora for more than 25 years. It offers several credit repair programs consisting of credit report consultation, credit bureau and inquiry disputes, credit education, and debt validation. Its team works with the client throughout the credit clearing process, which includes assessing the clients' credit situation as well as challenging unverifiable, misleading, and inaccurate information in the credit report.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (333)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pro Credit Repair logo
Visit WebsiteWebsite

Pro Credit Repair

401 North Michigan Avenue, Chicago, IL 60611
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  • Credit Monitoring

Business Description

Pro Credit Repair offers credit counseling services in Aurora. With its knowledge of the credit markets, the company utilizes a personalized approach when providing advice on the credit repair process. It is also experienced in removing judgments, bankruptcies, and charge-offs from the credit report. Moreover, its team of experts conducts credit evaluations and analyses. They also develop customized strategies for credit score optimization with a focus on the client's revolving credit accounts and current credit utilization.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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