Best Credit Repair Companies in Aurora

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Aurora, ILAurora, IL

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Aurora, ILAurora, IL

Website(989) 632-4748

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

3978 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

829 Campus Drive, Joliet, IL 60435
Joliet, IL 60435
  • Credit Audit
  • Credit Dispute

Chestnut Health Systems is a not-for-profit company that has been operating since 1973. It assists Aurora residents in several areas, including debt management, which involves planned debt repayment and financial planning. Its team coordinates with creditors and negotiates over-the-limit fees to lower interest rates. Periodic reports are also sent to clients, allowing them to monitor their progress. Chestnut Health Systems, which is affiliated with the National Foundation for Credit Counseling, also offers financial education and bankruptcy counseling.

829 Campus Drive, Joliet, IL 60435
Joliet, IL 60435

Website(888) 924-3786

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1200 North Ashland Avenue, Chicago, IL 60622
Chicago, IL 60622
Instagram
  • Debt Consolidation

Credit Geeks LLC is a credit repair company that brings 10 years of credit restoration experience. One of its offered programs is the fast track program, which helps clients achieve a considerable score increase in a short timeframe with at least two of the credit bureaus. Clients can also have their credit monitored monthly with its My Future Credit Monitoring program. This program continues to build the client's credit and dispute negative items. Credit Geeks LLC extends its services to individuals nationwide, including Aurora.

1200 North Ashland Avenue, Chicago, IL 60622
Chicago, IL 60622

InstagramWebsite(773) 292-2722

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

10011 West Grand Avenue, Franklin Park, IL 60131
Franklin Park, IL 60131
  • Debt Consolidation

Credit Rx is a credit repair company that serves clients in the Aurora community. Its services include credit cleaning, restoration, establishment, and detachment. It also conducts debt settlements through credit card debt consolidation and releases of collection settlement, judgment release process, and tax lien release process. The company's CEO and president, Johanna Diaz, has six years of banking experience after receiving a master's degree. Her Credit Rx team is the first credit consulting company to be featured in Top Agent Magazine.

10011 West Grand Avenue, Franklin Park, IL 60131
Franklin Park, IL 60131

Website(773) 647-1112

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

140 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

222 West Merchandise Mart Plaza, Chicago, IL 60654
Chicago, IL 60654
Instagram
  • Credit Audit
  • Credit Dispute

DHP Credit Repair LLC is a family-owned and family-operated business that assists individuals in the community of Aurora and the surrounding areas. The company provides a wide range of services, such as counseling services to manage money, credit repair, and advice option for mortgages and loans. It also helps customers to pay off bankruptcy, medical bills, repossession, and credit cards. Its credit repair packages include credit restoration, error identification, and credit report audits. Additionally, its team offers consultation over the phone or through Zoom.

222 West Merchandise Mart Plaza, Chicago, IL 60654
Chicago, IL 60654

InstagramWebsite(312) 805-6162

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

710 East 47th Street, Chicago, IL 60653
Chicago, IL 60653
  • Credit Monitoring

Excellent Credit Solutions is a company that has been serving Aurora and nearby areas for more than a decade. It offers credit repair services to help individuals remove negative items that affect their credit scores, such as charge-offs, foreclosures, identity theft, repossessions, and garnishments. Its team of credit specialists assists clients with their credit history for better chances of getting a job, applying for auto and home loans, and improving their personal relationships that were strained due to bad credit.

710 East 47th Street, Chicago, IL 60653
Chicago, IL 60653

Website(800) 821-1412

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

16143 South Lincoln Highway, Plainfield, IL 60586
Plainfield, IL 60586
  • Credit Dispute

Illinois Credit Services provides credit repair services to clients in the Aurora area and surrounding locations. Its work starts with analyzing the client's TransUnion, Equifax, and Experian credit reports to craft a personalized repair plan. Then, it legally challenges and disputes any inaccurate and unverifiable information in the client's account. Illinois Credit Services also provides clients with information, resources, and advice on maintaining and improving their credit scores through consultations, emails, and credit news. Its founder Jim Droske has over 29 years of industry experience.

16143 South Lincoln Highway, Plainfield, IL 60586
Plainfield, IL 60586

Website(844) 700-7267

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

224 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2 Plaza Drive, Woodridge, IL 60517
Woodridge, IL 60517
Instagram
  • Credit Monitoring
  • Credit Audit

KT Credit Solutions is a credit repair firm catering to customers in Aurora. It assists clients in rebuilding their credit as well as raising their credit scores. It helps correct and remove negative report items, such as bankruptcies, charge-offs, collection accounts, inquiries, and late payments. Unverifiable identity theft accounts, foreclosures, judgments, repossessions, and tax liens are also included. KT Credit Solutions is focused on customer service by providing constant education to clients on all aspects of credit.

2 Plaza Drive, Woodridge, IL 60517
Woodridge, IL 60517

InstagramWebsite(888) 595-3006

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2336 North Damen Avenue, Chicago, IL 60647
Chicago, IL 60647
  • Credit Dispute

Founded by Todd Stern, Nationwide Credit Clearing is a Chicago-based company that has been serving clients in and around Aurora for more than 25 years. It offers several credit repair programs consisting of credit report consultation, credit bureau and inquiry disputes, credit education, and debt validation. Its team works with the client throughout the credit clearing process, which includes assessing the clients' credit situation as well as challenging unverifiable, misleading, and inaccurate information in the credit report.

2336 North Damen Avenue, Chicago, IL 60647
Chicago, IL 60647

Website(773) 862-7700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

400 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

401 North Michigan Avenue, Chicago, IL 60611
Chicago, IL 60611
Instagram
  • Credit Monitoring

Pro Credit Repair offers credit counseling services in Aurora. With its knowledge of the credit markets, the company utilizes a personalized approach when providing advice on the credit repair process. It is also experienced in removing judgments, bankruptcies, and charge-offs from the credit report. Moreover, its team of experts conducts credit evaluations and analyses. They also develop customized strategies for credit score optimization with a focus on the client's revolving credit accounts and current credit utilization.

401 North Michigan Avenue, Chicago, IL 60611
Chicago, IL 60611

InstagramWebsite(312) 423-6700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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