Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Naperville, IL

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Naperville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

91Reviewed

57Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

355 1st Street, Batavia, IL 60510
WebsiteLicense: 100292685

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
4.6 (11)
Yelp
5.0 (5)

Why choose this provider?

Established in 1926, Buttrey Wulff Mamminga Insurance Agency provides auto insurance to the residents of Naperville and the rest of the American Midwest. Its team of agents also assists policy buyers that need coverage for other vehicles, such as boats, trailers, ATVs, and collector cars. Additionally, they offer a variety of personal and business insurance products, including policies for homes, condos, rental properties, and collectible items such as arts and paintings.

  • Multiple Carriers

155 Chicago Road, Oswego, IL 60543
WebsiteLicense: 100284695

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (5)

Why choose this provider?

Hometowne Insurance Services, Inc., is a full-service and independent agency that serves the people of Naperville. The company offers a wide range of insurance products, including auto insurance. Backed by experience, the company’s agents offer guidance to vehicle owners and design protection plans for them based on their needs and risks. These policies will support them financially in the event of an accident, theft, and related unexpected automotive issues. Hometowne Insurance Services, Inc., also provides life, health, and home insurance.

  • Multiple Carriers

55 South Main Street, Naperville, IL 60540
WebsiteLicense: 3000159521

Expertise.com Rating

Review Sources

Google
4.6 (10)

Why choose this provider?

Caspian Insurance and Financial Services is an auto insurance company that covers drivers in and around Naperville. It aims to give direct and personalized service to each client, especially for car coverages, through a designated agent. The company reviews a client's driving history and household to determine key risks and advantages like multiple cars and safe driving. Founder Tony Dadashev has been a financial advisor for over 12 years. He and his staff cater to both private and commercial clients.

  • Multiple Carriers

1730 Park Street, Naperville, IL 60563
WebsiteLicense: 100301588

Expertise.com Rating

Review Sources

Google
4.9 (47)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Advantage Insurance is a Naperville-based independent insurance agency specializing in personal, commercial, life, and health insurance. While the law requires automobiles to be insured, the agency is also cognizant of possible difficulties in securing what is truly needed from auto insurance. Its agents thus take into consideration clients' needs in order to provide them with the best coverage in the event of their vehicles being stolen or damaged. With a combined industry experience of 30 years, the agents of Advantage Insurance also provide billing and claims services.

  • Multiple Carriers

2570 Beverly Drive, Aurora, IL 60502
WebsiteLicense: 100292866

Expertise.com Rating

Why choose this provider?

Established in 1963, Konen Insurance is a full-service insurance agency that meets the needs of clients in the Aurora and Naperville areas. Its line of personal insurance products includes auto insurance that provides protection for its clients while they are on the road. The agency's insurance advisors can discuss the needs of its clients to give them the most suitable insurance policy. Konen Insurance's strong focus on service is founded on its traditional values of honesty, dependability, and responsiveness.

  • Multiple Carriers

1807 Diehl Road, Naperville, IL 60563
WebsiteLicense: 9133322

Expertise.com Rating

Review Sources

Google
5.0 (44)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Clearpoint Insurance & Financial Services is a local independent insurance agency headquartered in Naperville. The agency strives to provide clients the right blend of service, coverage, and price for their insurance needs. Its insurance advisors specialize in auto insurance that protects clients against expensive costs if an accident happens. The minimum required coverage must cover medical bills that result from the crash and pays for the damages the policyholder causes to other cars. The team also offers life, business, and home insurance products.

  • Multiple Carriers

105 Jackson Avenue, Naperville, IL 60540
WebsiteLicense: 3000190438

Expertise.com Rating

Review Sources

Google
4.6 (18)

Why choose this provider?

PA Skarr, Inc. is a car insurance provider catering to the Naperville area. It has access to multiple insurance carriers and their personal and commercial policies, to better meet the various needs of its clients. The agency, which has the motto "We are Always on Your Side," is available 24/7 to assist with inquiries about billing, coverage, and claims. Established in 1970, their client network has grown to thousands. The family-owned and operated agency maintains a family-oriented approach with respect and compassion.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

2112 West Galena Boulevard, Aurora, IL 60506
WebsiteLicense: 100674746

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (5)

Why choose this provider?

Jackson Insurance Group, Inc., helps locals in Naperville seek and avail of car insurance policies. Founded in 2013, their primary goal is to build long-lasting relationships with their clients through honesty and respect. The independent agency was careful to handpick over 20 insurance carriers. This offers their clients the ability to customize policies based on their specific and to adequately cover the protection of their families and assets. Jackson Insurance Group, Inc. also writes motorcycles, home, life, and commercial insurance policies.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Buttrey Wulff Mamminga Insurance Agency
355 1st Street, Batavia, IL 60510
Hometowne Insurance Services, Inc. - Oswego
155 Chicago Road, Oswego, IL 60543
caspian-insurance.com
55 South Main Street, Naperville, IL 60540
Advantage Insurance
1730 Park Street, Naperville, IL 60563
Konen Insurance
2570 Beverly Drive, Aurora, IL 60502
Clearpoint Insurance & Financial Services
1807 Diehl Road, Naperville, IL 60563
PA Skarr, INC
105 Jackson Avenue, Naperville, IL 60540
Jackson Insurance Group, Inc.
2112 West Galena Boulevard, Aurora, IL 60506

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • At a minimum, how much car insurance should a motorist in Naperville have?

    At a minimum, a motorist in Naperville should have bodily injury liability insurance worth $25,000 for every harmed or killed person and $50,000 per accident. Property liability coverage amounting to $20,000 is necessary. The state is an at-fault jurisdiction and insurance cushions the financial impact that the responsible driver would otherwise take on directly.

  • Why should a motorist in Naperville consider comprehensive and collision car insurance coverage?

    A motorist in Naperville should consider comprehensive coverage and collision coverage car insurance because these measures are protections for the driver and not the party the driver would hit. Without these optional coverages, the motorist runs the risk of paying out-of-pocket for damage caused by severe weather incidents and crashes into inanimate objects.

  • What are the odds that a resident in Naperville would need to make a car insurance claim because of a fatal accident?

    In Naperville, the odds of a fatal car accident requiring a car insurance claim are fairly low. In 2019, there were only three fatal crashes resulting in three deaths. The overall number in the rest of the state is much higher though at 938 crashes resulting in 1,010 deaths, which means driving is still a huge risk if the motorist ever leaves the metro.

  • How expensive is it to get car insurance in Naperville?

    Car insurance in Naperville costs $1,273 annually, which is somewhat lower than the state average of $1,303 and much lower than the national average of $1,548. The least expensive provider on average is GEICO which offers a mean per-year rate of $925, followed by State Farm and Country at $1,100 and $1,115, respectively.

  • What is the correlation between age and insurance premiums in Naperville?

    In Naperville, being a teen makes car insurance very expensive at an average of $4,866 per year because insurers perceive adolescents as being more prone to accidents. The premiums due go down steadily until motorists hit their 50s, where the rates settle at a mean of $1,103 per year. At that point, the price of assurance goes up steadily, hitting an average of $1,404 per annum for those in their 70s.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.