Best Mortgage Brokers in Joliet

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Brokers FAQs

Learn more
American Portfolio Mortgage - Illinois logo
Visit WebsiteWebsite

License Verified:

License: 175656

Nationwide Multistate Licensing System and Registry

American Portfolio Mortgage - Illinois

318 Alana Drive, New Lenox, IL 60451
Visit WebsiteWebsite
  • Refinance

Business Description

American Portfolio Mortgage - Illinois is a mortgage firm with branches in various locations. It caters to home buyers and investors in Joliet. American Portfolio Mortgage provides home purchase loans, investment loans, and home refinancing. Additional loan programs, such as Freddie Mac and Fannie Mae loans, are also available. Scott Vorreyer and Paul Kessel co-founded the firm in 1996. Scott has been in the mortgage industry for over 30 years and is a member of the Mortgage Bankers Association.

License Verified:

License: 175656

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (48)
Google
5.0 / 5 (1)
First Mortgage Resource logo
Visit WebsiteWebsite

License Verified:

License: 216323

Nationwide Multistate Licensing System and Registry

First Mortgage Resource

3108 Theodore Street, Joliet, IL 60435
Visit WebsiteWebsite
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Business Description

First Mortgage Resource, founded in 2004, offers Joliet clients with a variety of property lending services. The company also assists first-time homebuyers, acts as a broker between clients and lenders, and handles refinancing work and interest rates. In addition, it also serves other Illinois counties such as Cook, Grundy, Kane, Kendall, Lake, and Will. A client has praised the agency for finishing the mortgage process after 25 days, when he was given a 45-day timeline.

License Verified:

License: 216323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First State Mortgage - Shorewood, IL logo
Visit WebsiteWebsite

License Verified:

License: 172606

Nationwide Multistate Licensing System and Registry

First State Mortgage - Shorewood, IL

707 West Jefferson Street, Shorewood, IL 60404
Visit WebsiteWebsite
  • Refinance

Business Description

Established in 2007, First State Mortgage in Shorewood is a company that serves residential and commercial clients in Joliet. It provides a comprehensive range of mortgage loan products and services, including VA, adjustable-rate, jumbo, and USDA rural housing loans. Its management team consists of professional bankers and mortgage specialists who can provide suitable financing options from multiple lenders based on the needs and requirements of clients. First State Mortgage also offers a mortgage credit certificate program for first-time homebuyers.

License Verified:

License: 172606

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MBLO Funding, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 223856

Nationwide Multistate Licensing System and Registry

MBLO Funding, Inc.

11104 Front Street, Mokena, IL 60448
Visit WebsiteWebsite
  • Refinance

Business Description

MBLO Funding, Inc. is a brokerage that specializes in mortgage processes and strategies in the Joliet area. Some of the loan programs and mortgage rates it offers are conventional, government, and jumbo home loans, as well as fixed-rate and renovation mortgages. The company was founded in 1996 by its current president, Joseph Siwinski, a mortgage professional of 25 years who helps his clients choose the best financing option for their home purchases based on their needs and requirements.

License Verified:

License: 223856

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nicole Lambros logo
Visit WebsiteWebsite

License Verified:

License: 174206

Nationwide Multistate Licensing System and Registry

Nicole Lambros

15341 South 94th Avenue, Orland Park, IL 60462
Visit WebsiteWebsite
  • Refinance

Business Description

Nicole Lambros is a loan officer with Preferred Rate, a partner of American Pacific Mortgage. As a mortgage broker, Nicole provides home financing mortgages or refinancing of existing mortgages to clients in Joliet and surrounding areas. Nicole ensures that her client's best interests are met. She offers explanations to her clients on which mortgage is most suitable for them. With 18 years of experience, she successfully secured at least one million dollars in mortgage loans.

License Verified:

License: 174206

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific One Mortgage, Inc logo
Visit WebsiteWebsite

License Verified:

License: 207438

Nationwide Multistate Licensing System and Registry

Pacific One Mortgage, Inc

11312 Distinctive Drive, Orland Park, IL 60467
Visit WebsiteWebsite
  • Multi-Family Loans

Business Description

Pacific One Mortgage, Inc., offers numerous financing options for homebuyers in Joliet, from jumbo, conventional, FHA, USDA, and VA loans to fixed- and adjustable-rate mortgages. Its team guides clients along the home loan process, covering pre-qualification and application up until closing. Pacific One Mortgage is led by Chris Zabat, who became interested in real estate finance when he purchased his first home in 2000. Efficiency, integrity, and honesty are among the values he and his team uphold.

License Verified:

License: 207438

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Pacor Mortgage Corp. - Oak Forest logo
Visit WebsiteWebsite

License Verified:

License: 120945

Nationwide Multistate Licensing System and Registry

Pacor Mortgage Corp. - Oak Forest

14930 South Cicero Avenue, Oak Forest, IL 60452
Visit WebsiteWebsite
  • Refinance
  • Reverse Mortgages

Business Description

Pacor Mortgage Corp. - Oak Forest is a company that has been servicing Joliet and surrounding communities since 1986. It offers a wide variety of loan products to homeowners including reverse mortgages, conventional conforming, IHDA, and Fannie Mae HomeStyle. Its team assists clients throughout the process of underwriting, closing, and funding loans. The company continuously adapts to the ever-changing environment of real estate. Its website features a credit advice page for clients to use as a reference.

License Verified:

License: 120945

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Parlay Mortgage & Property, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 218753

Nationwide Multistate Licensing System and Registry

Parlay Mortgage & Property, Inc.

16612 West 159th Street, Lockport, IL 60441
Visit WebsiteWebsite
  • Refinance

Business Description

Parlay Mortgage & Property, Inc., is a full-service mortgage banking firm that serves the residents of Joliet. It offers real estate loans, such as fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans. It also provides refinancing options for existing loans. Parlay Mortgage & Property works with over 100 mortgage investors. President Jason Zimmer was named a Chicago Five Star Mortgage Professional in 2015. He has also been trained at the Goldman Sachs 10,000 Small Businesses program.

License Verified:

License: 218753

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.4 / 5 (5)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RDS Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 205337

Nationwide Multistate Licensing System and Registry

RDS Mortgage

14722 S Naperville Road, Plainfield, IL 60544
Visit WebsiteWebsite
  • Refinance

Business Description

RDS Mortgage is a brokerage that delivers residential lending to Joliet and the rest of Illinois. The company offers conventional loan programs, Flex 97%, FHA mortgage, and FHA streamline with no appraisal. It also provides assistance to people who have jumbo loans, credit problems, and challenged credit loans. Its loan officers guide its clients throughout the home loan process and aid them in selecting a suitable mortgage for them. RDS Mortage also allows its customers to apply for loans online.

License Verified:

License: 205337

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Real Estate Resource Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 178066

Nationwide Multistate Licensing System and Registry

Real Estate Resource Home Loans

16530 106th Court, Orland Park, IL 60467
Visit WebsiteWebsite
  • New Construction
  • Refinance
  • Reverse Mortgages

Business Description

Founded in 2003, Real Estate Resource Home Loans is a full-service mortgage firm offering home financing services in Joliet and beyond. Composed of a team of experienced loan specialists, this firm guides borrowers through the whole purchase loan or refinance process. It provides a full range of conventional and government loan options, including FHA loans, Jumbo loans, VA loans, and reverse mortgages. It also offers loan options for foreign nationals and borrowers with bankruptcy, short sale, or foreclosure record.

License Verified:

License: 178066

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Mortgage Exchange - Frankfort logo
Visit WebsiteWebsite

License Verified:

License: 1248883

Nationwide Multistate Licensing System and Registry

The Mortgage Exchange - Frankfort

20950 South Frankfort Square Road, Frankfort, IL 60423
Visit WebsiteWebsite
  • New Construction
  • Refinance

Business Description

The Mortgage Exchange - Frankfort has been helping Joliet homeowners with customized loan options suitable to their unique situation. The company offers 15- and 30-year fixed mortgages, adjustable-rate mortgages, VA loans, FHA loans, and jumbo loans. Clients can also avail themselves of 203k, USDA, and HARP loans. The Mortgage Exchange aids homebuyers throughout the process, from pre-approval letter submission to closing. Refinancing options are also available for those who desire to reduce their current loan's interest rate and monthly payment.

License Verified:

License: 1248883

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
USA Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 227262

Nationwide Multistate Licensing System and Registry

USA Mortgage

440 West Boughton Road, Bolingbrook, IL 60440
Visit WebsiteWebsite
  • Multi-Family Loans

Business Description

USA Mortgage is a full-service mortgage lending company that serves Joliet and all of Illinois. The company offers a comprehensive line of mortgage solutions for almost all types of clients, including those who need specialty homes and those who are credit-challenged. These products include conventional mortgages, FHA and VA loans, USDA loans, and down payment assistance programs. In addition, renovation loans and mortgage refinance options to obtain cash-out or pay off debts are available.

License Verified:

License: 227262

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
VA Mortgage Centers logo
Visit WebsiteWebsite

License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

VA Mortgage Centers

4003 Plainfield-Naperville Road, Naperville, IL 60564
Visit WebsiteWebsite
  • Refinance

Business Description

VA Mortgage Centers is a local mortgage company catering to homebuyers and homeowners in Joliet and surrounding areas. The company focuses on VA loans, helping clients find the most suitable VA mortgage options on the market. The client will work with the same specialist from start to finish, from pre-qualification to closing, for a seamless application experience. Richard Birk founded the company in 1997 and is licensed across Colorado, Florida, Indiana, Illinois, and Virginia.

License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

Read All FAQS